https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/172/Tis-The-Season-For-Epli-Claims/
... . To help illustrate what might go awry, consider these employment-related claim scenarios. The daily letter carrier has been making suggestive remarks or unwanted sexual advances to your receptionist. One of your salespersons told ethnic or racial jokes that offended a number of your customers at a golf outing. One of your customers humiliated or belittled your department manager at an industry convention. One of your employees made offensive or disparaging remarks to your most important vendor. These aren't easy issues to address, and there are no definitive solutions to help alleviate them ... to be an intentional act, the CGL policy won't respond, because it specifically excludes intentional acts from coverage. The CGL policy doesn't cover damages or awards and in the best-case scenario will only advance defense costs until a final determination of coverage is made. The Employment Practices Liability insurance policy addresses these types of claim exposures. However, the basic policy isn't enough to provide protection for third-party claims. Most insurance companies now offer a Third Party Coverage endorsement, which you must specifically request when negotiating the coverage. As with any coverage ... which is the reasoning for broadening the wrongful acts definition. All things considered, a Third Party Coverage endorsement can be a worthwhile investment for any employer, because the stakes can be very high. Wayne E. Bernstein, CIC of e-perils.com, a division of Worldwide Facilities, Inc., is an independent insurance wholesaler specializing in Cyber insurance, D&O , E&O , Employment Practices Liability, Medical Malpractice, Crime, and Legal malpractice insurance for commercial and financial institutions. He can be reached ...
https://completemarkets.com/Article/article-post/172/Tis-The-Season-For-Epli-Claims/
...er of your customers at a golf outing. One of your customers humiliat...it to any organization's Employment Practices Liability policy, so co...
https://completemarkets.com/Article/article-post/164/Windows-Of-Opportunity/
...ble line of business. About 15,000 golf tournaments in the , and the carry h...afety evaluations of equipment and facilities, among other things) and arrange...