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...bility, Workers' Compensation, and high-deductible Property. Various types of ...s issue. Evidence of insurance coverage where required for vendors, distr...

...that might have been obtained at a higher premium (such as not covering higher replacement costs), these facts shou...unsel can affect the outcome on the coverage issue, then the agent (within cer...

... been rated yet. E&O incidents are on the rise. We've entered an era where it seems that any uncovered loss creates a problem. In a hard market, account movement creates problems, as well. Areas of exposure are rapidly expanding, and the high cost of everything , combined with increasing consumer awareness, will only aggravate the problems associated with running an agency. You can take steps that will lessen your exposure to E&O . Many are common-sense activities that any professional needs to do anyway. Here are ... Popular Recent All Back E&O-Proofing Your Agency: 25 Tips For Little Or No Cost!4/30/2013 12:00:00 AM by CompleteMarkets Editor , Ken Buehler This content has not been rated yet. E&O incidents are on the rise. We've entered an era where it seems that any uncovered loss creates a problem. In a hard market, account movement creates problems, as well. Areas of exposure are rapidly expanding, and the high cost of everything , combined with increasing consumer awareness, ... output of those under them. These advantages save time and permit you to have your most technically competent people use their time and experience in the best way. Another area that should be discussed with respect to renewals is restrictive endorsements. A case in point is the pollution exclusion, which has evolved from the 1960s versions of the General Liability policies, in three main phases over the years: No contamination or pollution exclusion Accidental contamination or pollution coverage only (no occurrence coverage, with accident generally defined as a sudden and unforeseen event ...

...ure are rapidly expanding, and the high cost of everything , combined with inc...ts to cover a situation in which no coverage exists because the agency made a mistake in binding or arranging coverage. The problem you solve and the “f...