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..., for example, this has created a whole cottage industry of Cumis counsel, tak... for companies to strengthen their own insurance and risk management programs, learning from the past to avoid future perils. This article originally appeared in the Risk Management Letter, published by risk management consulting firm Warren, McVeigh & Griffin, Inc. © Copyright 1994 Griffin Communications, Inc., Newport Beach, CA 92660. No repro...

...al renewal dates. 4) Punch three holes in the renewal control list and maintain it in a three-ring binder on your desk. a) Create a separate ...onal satisfaction: It's always satisfying to know you can do a job well and handle things professionally - without requiring the services of a certified sleuth. Implement one (or a combination) of the four suspense systems to realize time- and money-saving benefits.

...would keep throwing money down the hole. You have one of two choices: Terminate the program, or fine-tune the effort to improve results and...he dead giveaway to ego-centered marketing is when an agent tells us that the ...

...esources and cash flow. But for a whole lot of reasons that go beyond the scop...honest and realistic perpetuation planning. For those who remember the end of ...

...e that most insurance designs had holes and problems. In addition, the negative concept created uncomfortable, anxious feelings, and seriously damaged his self-estee... producers honestly identify their selling fear(s), with the help of an expert, they can eliminate the problem and surpass production goals that were formerly unattainable.

... , tell your independent agent that you need priority help. 2. Before you enter a flooded building, make sure it is not in danger of collapse. Let your house air out to remove to remove foul odors or escaped gas. 3. Be alert for holes in the floor, loose boards, hanging or loose plaster, snakes, and other hazards. 4. Don't smoke or use an open flame until you are sure it is safe to do so. 5. Turn off gas at meter tank. Do not ... your home. 3. Get your car filled with gas. Supplies may be unavailable later, or rationed. 4. Board up storefronts, doors, windows, and other vulnerable places that can be damaged. 5. Pack durable clothing. (The following is one of the most important loss prevention steps anyone can take.) 6. Secure or bring inside all tools, lawn furniture, etc. that can: (a ) become projectiles in a windstorm; and/or (b ) be destroyed by the storm ... a Catastrophe 1. Alert police and fire departments to special conditions, such as an invalid who might require emergency evacuation. 2. Prepare an inventory list of personal valuables, household furnishings, and equipment so losses can be authoritatively itemized. 3. Keep your insurance coverage current with rising building replacement costs. Make sure you have enough coverage for the furnishings and other items you've purchased since you first bought insurance. And buy Flood and Earthquake insurance, if you're eligible and vulnerable. 4. Review your insurance policy. Are you ...

... the following applies: You haven't received our previous letters We did not sufficiently cover the benefits of our Asure program You are not interested in the extended protection And some more bullets, followed by a warning that the first year's warranty is about to expire. See the hole here? Who the devil is the woman who signed this letter to try to nail us with the nasty mantle of causing an unpleasant surprise? Who is she to draw any supposition? That's the key: We've never had any relationship. In this non-relationship, ... rated yet. 100 EASY WAYS TO BEGIN A SALES LETTER (Part Three) by Herschell Gordon Lewis The number of ways to begin a sales letter is infinite. However, the key lies in understanding what separates a good letter opening from the vast number of bad ones out there. Do you really have a hundred ways to begin a sales letter? ' No, I don't. I have closer to 200. And anyway, the question isn't valid, because you left out the key word-effective. Without that word, any ... caution, a universal rule of force-communication: Don't use dynamite to kill a butterfly. A letter to my wife from a company pitching a refrigerator service contract begins: Dear Margo Lewis: We are surprised we haven't heard from you about our recent offer of Extended Service coverage. Maybe one of the following applies: You haven't received our previous letters We did not sufficiently cover the benefits of our Asure program You are not interested in the extended protection And some more bullets, followed by a warning that the first year's warranty is about ...

...s or escaped gas. 3. Be alert for holes in the floor, loose boards, hanging o.... These sheets listed every item of business on each CSR's desk that hadn't been completed. The sheets were turned in to our office manager who prioritized the remaining tasks and made sure they were completed before less important business was handled. We didn't want to se...