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... would be safer in a garage or shed. You can eliminate some of these hazards by securing or relocating heavy items. If you can't eliminate them, do your best to be aware of and avoid them should an earthquake occur. Coverage for Shakes, Rattles, And Rolls After a quake, many people find themselves with no resources to rebuild or replace property because they weren't insured. Most standard Homeowners policies specifically exclude losses from earth movement. Coverage must be added by an endorsement or a separate policy. Earthquake coverage provides for earthquake damage up to the limit on your Homeowners policy or up to a specific dollar amount. The endorsement does not increase the limits on the policy, and special deductibles apply to each loss. In territories where earthquakes are more common, the deductible is usually 5% ... Be Safe, Be Prepared for an Earthquake Just like surfing and beach blanket bingo, earthquakes happen only in California, right? Wrong! Many people are surprised (and dismayed) to learn that earthquakes of a frightening intensity are as likely to occur on the Eastern seaboard or the plains of Missouri as they are in California-or in many parts of the world (e.g., India, Armenia, Mexico) . That's why earthquake preparedness is extremely important, regardless of where you live. Be Prepared, Lessen Chances Of Injury You can lessen the impact of an earthquake by being prepared. Most earthquake casualties result not from the actual earth movement but from building collapse, falling objects and debris, and so on. Proper preparation can prevent many injuries. First, for earthquakes or any other emergency ...

...94 Fall Conference Santa Fe, New Mexico, October, 1994 Meeting Topic: Crisi...