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... a second home or any other real property, such as a cabin, farm property, or any income-producing property? ...would you like a quotation for your Property Liability and Professional Liabil...

...LAIMS Auto [ ] Bodily Injury [ ] Property Damage [ ] Liability-non-Auto [ ] Ac...

.... Humana, a nation-wide chain of hospitals that offers HMOs, bought IMC. In 19...o claim an agent's insureds as its 'property or chattel,' and agents should no...

... Veterinarians and/or Animal Hospitals   L. 5 -- Auto Parts Whol...t 10 direct-mail prospects (on some property and casualty need, especially 'Co...

... Name): Does your business have Property insurance? How about Liability, Auto...

...p prevent a serious loss to your property before it occurs. Sincerely, (Your...

...Operations (Advised Upfront) Property Mgmt. Janitorial/ Residential Cl...

... are advised to maintain some level of separate coverage if their employer's coverage is not adequate. A personal policy also is good insurance in the event that you are laid off and, due to health problems, would not be able to get coverage for a new life insurance policy. &# 160 Health Insurance. Covers costs related to your health and your family's health, such as doctor visits, hospital expenses, and diagnostic tests. While many employers provide some level of health insurance, you may need to supplement the coverage or, when self-employed, secure health insurance for you and your family. &# 160 Disability Insurance. Pays the individual(s ) covered for income lost due to a disabling injury or illness. It enables your earning power to continue even if your earnings do not ... revisit your insurance coverage as changes in your life alter your financial security needs. &# 160 Your stage in life often determines the type of insurance and amount of coverage you need. Life stage is defined by &# 160 Age &# 160 Marital status (single, married, widowed, divorced) &# 160 Parent or childless &# 160 Own or rent a home or other major property &# 160 Employed or unemployed &# 160 Work in traditional setting or at home &# 160 Own business or employed by others &# 160 Life Stage Defines Need &# 160 Various factors significantly impact the types and comprehensives of insurance you and your family or business require. &# 160 For example, a single woman just beginning a career might not be interested in or able to ...

... ? 6. Do you have a retirement or pension plan? 7. Are you self-employed? If so, have you heard about Keogh retirement plans, and would you like to know more? 8. Are you aware that Accidental Death and Disability insurance for you and your family is available at a low cost? 9. Is your Health Insurance up to date? (Consider recent increases in hospital rates) . 10. Are you interested in discussing Life insurance within the next year? 11. If you are a self-employed professional, do you have Property Liability add Professional Liability or Malpractice insurance? 4. When policy is received, review for any mistakes and order any changes dictated by the renewal review form or otherwise indicated by the customer. 5. If any changes are required, ... your personal belongings for their full replacement value (i.e., no deduction for depreciation?) 9. Would you be interested in adding Earthquake or Flood insurance to your Homeowners protection? 10.Do you presently have either a burglar, fire or smoke alarm in your home? 11.Would you like an estimate of your home's replacement cost at today's prices? 12.Do you own a second home or any other real property, such as a mountain cabin or farm property? 13.Are you presently engaged in any form of farming or ranching? 14.Do you conduct any business or give private lessons in your home? 15.Do you own any boats, motorbikes, or other recreational vehicles, such as snowmobiles or golf carts? 16.Would you be interested in any Umbrella or Excess Liability policy that extends your Auto and Homeowners liability coverage ...

... . Are you self-employed? If so, have you heard about Keogh retirement plans, and would you like to know more? ____ &# 160 &# 160 8. Are you aware that Accidental Death and Disability insurance for you and your family is available at low cost? &# 160 &# 160 9. Is your Health insurance up to date? (Consider recent increases in hospital rates.) &# 160 &# 160 10. Are you interested in discussing Life insurance within the next year? &# 160 &# 160 11. If you are a self-employed professional, would you like a quotation for your Property Liability and Professional Liability or Malpractice insurance? &# 160 &# 160 12. Have you been purchasing an IRA? Would you like to meet ... 160 9.Would you be interested in adding Earthquake or Flood insurance to your Homeowners protection? &# 160 &# 160 10.Do you currently have either a burglar, fire, or smoke alarm in your home? &# 160 &# 160 11.Would you like an estimate of your home's replacement cost at today's prices? &# 160 &# 160 12.Do you own a second home or any other real property, such as a cabin, farm property, or any income-producing property? &# 160 &# 160 13.Are you currently engaged in any form of farming or ranching? &# 160 &# 160 14.Do you conduct any business or give private lessons in your home? &# 160 &# 160 15. Would you be interested in an Umbrella or Excess Liability policy that extends your Automobile ...