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... limits copyright protection to material arranged in a creative or original manner. Simple customer and client lists may not meet this criterion. A recent Supreme Court decision reaffirmed the right of a publishing firm (Feist Publications) to copy the names and addresses of customers of a telephone company (Rural Telephone Service) on the grounds that Rural's list failed to demonstrate original authorship. On the other hand, the article points out that a database can be defined as facts arranged creatively. Although the Feist decision seems to gut the shield of federal copyright law, all is not lost. If a competitor rips off your database(s ) and uses this information to sell to your customers and prospects, you should be able to sue them in state court. As a precaution, call the U.S. Copyright Office hotline (202) 707-3000 for information on the one-page copyright registration form. Fill out the form, attach two copies of your database listings, and send it in. If you need to file a copyright lawsuit, the registration will document your ownership. An ounce of prevention . . . Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online ...

... might be covering up injuries Seems distracted at work Has a high rate of absenteeism Appears anxious, upset, or depressed Receives repeated, upsetting telephone calls during the work shift If you notice any of these signs, talk to your employee privately, telling them what signs you noticed and expressing concern about possible abuse. Be supportive and keep this information confidential, except for individuals who need to know, such as security personnel. Offer company and community support and be flexible with the employee's working arrangements. According to the Family Violence Prevention Fund, supervisors are usually the first people to become aware of an employee who might be a domestic violence victim. The fund recommends that supervisors refer potential victims to your company's Employee Assistance Program (EAP) or a community domestic violence program. The National Domestic Violence Hotline number is (800) 799-SAFE (7233) . Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market ...

... serve as an officer in your local insurance organization(s ) . Support state and national industry organizations. 8. KNOW your legislators. Write or call them regularly about insurance issues that concern you. Approach them with courtesy and professionalism-and be informed. Offer constructive comments. Become involved in the grass-roots political process, as part of your responsibility to community and country. 9. INVITE a new employee to join you in a class or to attend a meeting of a professional insurance group with you. Continue to mentor that person. 10. GIVE one policyholder a week a suggestion that could save time, money, or increase protection. 11. IF you suspect fraud, and your suspicions are well-founded, report it to your company, state insurance fraud bureau, local authorities, or call the hotline of the National Insurance Crime Bureau, 1-800-TEL-NICB. 12. TREAT all clients and professional colleagues with respect and courtesy, just as you would like to be treated. Remind yourself each day that you are performing a valuable and necessary service to your clients and community. Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library ...

... that an identity thief has tampered with your security investments or a brokerage account, immediately report the problem to your broker or account manager and to the Securities and Exchange Commission ( http://www.sec.gov/ ) . Phone service. If an identity thief has set up new phone service in your name or is misusing your existing regular or cellular phone service, contact your service provider immediately and cancel the account. If you're having trouble settling the issue with the local phone company, contact the local Public Utility Commission for local service providers or the Federal Communications Commission for long-distance and cellular providers at (888) CALL-FCC or go to http://www.fcc.gov/complaints . Employment. If you believe that someone is using your SSN to apply for a job, call the Social Security Administration's Fraud Hotline at (800) 269-0271. Also call the SSA at (800) 772-1213 to verify the accuracy of the earnings reported on your SSN and to request a copy of your Social Security Statement. Follow up your calls in writing. Driver's license. If you suspect that an identity thief is using your name or SSN to get a driver's license or a non-driver's ID card, contact the Department of Motor Vehicles. If your state uses your SSN as a driver's license number, ask to substitute another number. Bankruptcy. If you believe that someone has filed bankruptcy using your name, write to the U.S. Trustee in the Region where the bankruptcy was filed. For a listing of the U.S. Trustee Program's Regions, go to www.usdoj.gov/ust . You should also file a complaint with ...

... limits copyright protection to material arranged in a creative or original manner. Simple customer and client lists may not meet this criterion. A recent Supreme Court decision reaffirmed the right of a publishing firm (Feist Publications) to copy the names and addresses of customers of a telephone company (Rural Telephone Service) on the grounds that Rural's list failed to demonstrate original authorship. On the other hand, the article points out that a database can be defined as facts arranged creatively. Although the Feist decision seems to gut the shield of federal copyright law, all is not lost. If a competitor rips off your database(s ) and uses this information to sell to your customers and prospects, you should be able to sue them in state court. As a precaution, call the U.S. Copyright Office hotline (202) 707-3000 for information on the one-page copyright registration form. Fill out the form, attach two copies of your database listings, and send it in. If you need to file a copyright lawsuit, the registration will document your ownership. An ounce of prevention . . . Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online ...

... might be covering up injuries Seems distracted at work Has a high rate of absenteeism Appears anxious, upset, or depressed Receives repeated, upsetting telephone calls during the work shift If you notice any of these signs, talk to your employee privately, telling them what signs you noticed and expressing concern about possible abuse. Be supportive and keep this information confidential, except for individuals who need to know, such as security personnel. Offer company and community support and be flexible with the employee's working arrangements. According to the Family Violence Prevention Fund, supervisors are usually the first people to become aware of an employee who might be a domestic violence victim. The fund recommends that supervisors refer potential victims to your company's Employee Assistance Program (EAP) or a community domestic violence program. The National Domestic Violence Hotline number is (800) 799-SAFE (7233) . Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market ...