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... : Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All society Articles tagged with society Back Accommodating Alcoholism On The Job This content has not been rated yet. Don Phin 12/17/2014 12:00:00 AM ACCOMMODATING ALCOHOLISM ON THE JOB by Don Phin A Legal Report from the Society for Human Resource Management went into depth ... this unique challenge. Here are some guidelines for emp.. All Articles by Don Phin Comments (0 ) Generational Marketing This content has not been rated yet. CompleteMarkets Editor , Patricia Czech 4/30/2013 12:00:00 AM GENERATIONAL MARKETING by Patricia Czech Each generation has its own characteristics (ways of speaking, acting, and believing) . Patricia Czech helps you to categorize them as marketing tar.. All Articles by CompleteMarkets Editor Comments (0 ) Information Networks: Business As (Un)Usual This content has not been rated yet. CompleteMarkets Editor , Jack Fries 4/30/2013 12:00:00 AM INFORMATION NETWORKS: BUSINESS AS (UN)USUAL by Jack Fries The spread of information networks has already driven some fundamental changes in the way large companies do ...

... x No Thanks Loading.. Accommodating Alcoholism On The Job 12/17/2014 by Don Phin This content has not been rated yet. ACCOMMODATING ALCOHOLISM ON THE JOB by Don Phin A Legal Report from the Society for Human Resource Management went into depth about this unique challenge. Here are some guidelines for employers: You may prohibit employees from using or being under the influence of alcohol at work. You may hold alcohol-dependent employees to the same performance and behavior standards as non-alcoholics. You may discipline or discharge employees for inappropriate conduct generated by alcohol abuse, as long as you're applying the same standards to all employees. If an employee appears to be inebriated, you may ask them if they're under the influence. The courts are divided on whether alcohol dependency is a disability under the ADA. ... x No Thanks Loading.. Accommodating Alcoholism On The Job 12/17/2014 by Don Phin This content has not been rated yet. ACCOMMODATING ALCOHOLISM ON THE JOB by Don Phin A Legal Report from the Society for Human Resource Management went into depth about this unique challenge. Here are some guidelines for employers: You may prohibit employees from using or being under the influence of alcohol at work. You may hold alcohol-dependent employees to the same performance and behavior standards as non-alcoholics. You may discipline or discharge employees for inappropriate conduct generated by alcohol abuse, as long as you're applying the same standards to all employees. If an employee appears to be inebriated, you may ask them if they're under the influence. The courts are divided on whether alcohol dependency is a disability under the ADA. ...

... : Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Handwritten Letters – Forward To The Past!4/30/2013 12:00:00 AM by Jack Burke This content has not been rated yet. Writing a monthly column appears much easier than it is! After all, how hard could it be to string 500-600 ... Reagan to Soviet President Gorbachev. The letters aren't about politics; they're written conversations between two men. The letters often began with questions about the health of Gorbachev's family and personal anecdotes about the Reagans. Those intimate letters helped end the Cold War and provide a foundation for the future. The Power of the Pen The power of the pen has risen exponentially in proportion to the increasing techno-focus of today's society. I recently had the opportunity to present a daylong workshop for the Kansas Young Agents Association. I talked about the power of handwritten notes and letters in opening doors and nurturing relationships. About a week later, I received a handwritten thank-you note from one of the attendees. Ironically, this attendee (Richard Gray of Chris-Leef General Agency) was the only one of my generation in attendance, ...

... , and Vince Lombardi? Why are these people, and other famous individuals, so well-known for their accomplishments? What was the driving force behind each that compelled them to achieve greatness? Simply stated, these individuals were self-motivated. From the moment of birth, individuals are exposed to others' likes, prejudices, preferences, attitudes, and behaviors through the long process of conditioning. However, while humans are products of their environment, the power of choice always exists. Individuals can't always control the environment, but they can control their thoughts. As William James said in the book, As A Man Thinketh, As a being of power, intelligence and love, and Lord of his own thoughts, man holds the key to every situation and contains within himself that transforming and regenerative agency by ... or avoided, then they will be motivated by their own attitudes. When individuals know what's in it for them, they know why they want something, what's important to them, and how they're going to feel when they have it. Figuring out what a person wants, why it is wanted, and the feeling of getting it should all be relatively simple; but it's not. In today's society, people are surrounded with so many options, opportunities, information, and influences that it makes choosing difficult and confusing. The challenge, as author Paul J. Meyer states is, If you're not making the progress you would like to make and are capable of making, it's simply because your goals are not clearly defined. Goal setting is the strongest human force in the process of developing self-motivation ...

... to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and people searches you make. And much more! All Articles by CompleteMarkets Editor Monetization type: None Comments (0 ) There are no comments posted. Search Articles/Libraries Select a Category All Benefits & Financial Services Commercial Lines Insurance Careers Communications Customer Service Financial/Accounting General Articles Human Resources Legal and E&O Letters (Customer Service) Letters (Sales) Life/Financial Services Management Marketing Marketing Agency of the Month Organizational Profiles Personal Lines Planning Questions & Answers Risk Management Selling Specialty Lines Technology Uncategorized Choose a Content Package All Member Content IMMS Library Jack Burke LIG Marine Managers USG Insurance Services, Inc. NIF Group Inc. PRS High Hazard/High Risk Workers' Compensation ... not help policy owners of Executive Life products, as the California Commissioner negotiated a sale of the company's assets at a substantial discount over what those assets would be worth within a year of their disposition. As the industry began to repair its finances, dignity, and reputation, the various agents organizations were under intense pressure to do something to regain consumer confidence. Perhaps the most proactive association was the Society of Financial Service Professionals (then the American Society of CLU & ChFC) . Its groundbreaking Illustration Questionnaire helped tens of thousands of agents to better understand the basis on which policy illustrations are calculated. It also encouraged agents and home offices to be aware of the true nature of the current assumptions — and the projection of those assumptions over 30, 40, 50, and sometimes even 60 years ...

... : Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All premiums Articles tagged with premiums Back Ethics Is What You Do When No One's Looking' This content has not been rated yet. CompleteMarkets Editor , Richard Weber 5/20/2013 12:00:00 AM Ethical behavior and practices are crucial no matter what business you're in. ... document by Dick Weber discusses the ethical issues you might face and offers guidelines for maintaining ethical conduct. For as long as I can remember, the Society of Financial Service Professionals (formerly The American Society of CLU & ChFC) has celebrated March as Ethics Awareness Month. And although ethics is an important part of the mission statement of the Society, ethics awareness is not the sole provence or responsibility of CLUs. Ethics awareness and action is something we all need to integrate into our lives. All Articles by CompleteMarkets Editor Comments (0 ) Stop The World; I Want To Get Off! ' This content has not been rated yet. CompleteMarkets Editor , Richard Weber 4/30/2013 12:00:00 AM lsquo;STOP THE WORLD; I WANT TO GET OFF! By ...

... : Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All life insurance industry Articles tagged with life insurance industry Back Ethics Is What You Do When No One's Looking' This content has not been rated yet. CompleteMarkets Editor , Richard Weber 5/20/2013 12:00:00 AM Ethical behavior and practices are crucial no matter what ... you're in. This document by Dick Weber discusses the ethical issues you might face and offers guidelines for maintaining ethical conduct. For as long as I can remember, the Society of Financial Service Professionals (formerly The American Society of CLU & ChFC) has celebrated March as Ethics Awareness Month. And although ethics is an important part of the mission statement of the Society, ethics awareness is not the sole provence or responsibility of CLUs. Ethics awareness and action is something we all need to integrate into our lives. All Articles by CompleteMarkets Editor Comments (0 ) So Long, Farewell' 1 Verified Reviews - 5 of 5.0 1 2 3 4 5 CompleteMarkets Editor , Richard Weber 4/30/2013 12:00:00 AM lsquo;SO LONG, FAREWELL by Richard Weber For 12 ...

... : Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All spiral Articles tagged with spiral Back Ethics Is What You Do When No One's Looking' This content has not been rated yet. CompleteMarkets Editor , Richard Weber 5/20/2013 12:00:00 AM Ethical behavior and practices are crucial no matter what business you're in. ... document by Dick Weber discusses the ethical issues you might face and offers guidelines for maintaining ethical conduct. For as long as I can remember, the Society of Financial Service Professionals (formerly The American Society of CLU & ChFC) has celebrated March as Ethics Awareness Month. And although ethics is an important part of the mission statement of the Society, ethics awareness is not the sole provence or responsibility of CLUs. Ethics awareness and action is something we all need to integrate into our lives. All Articles by CompleteMarkets Editor Comments (0 ) The Softening Market: Don't Change Horses This content has not been rated yet. CompleteMarkets Editor , C.R. Ekern 4/30/2013 12:00:00 AM THE SOFTENING MARKET: DON'T CHANGE HORSES by Rob Ekern Use these six proven ways to ...

... to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and people searches you make. And much more! All Articles by CompleteMarkets Editor Monetization type: None Comments (0 ) There are no comments posted. Search Articles/Libraries Select a Category All Benefits & Financial Services Commercial Lines Insurance Careers Communications Customer Service Financial/Accounting General Articles Human Resources Legal and E&O Letters (Customer Service) Letters (Sales) Life/Financial Services Management Marketing Marketing Agency of the Month Organizational Profiles Personal Lines Planning Questions & Answers Risk Management Selling Specialty Lines Technology Uncategorized Choose a Content Package All Member Content IMMS Library Jack Burke LIG Marine Managers USG Insurance Services, Inc. NIF Group Inc. PRS High Hazard/High Risk Workers' Compensation ... companies to save a few dollars on insurance premiums. By the time they discover that the sweetness of low price is long outlived by the bitterness of poor quality, ' it often is too late. &# 160 I realize you have a demanding schedule, but I am asking you to invest half an hour with me to begin exploring with you the adequacy of your coverage. In today's litigious society, the consequences of not having the most comprehensive protection can mean big problems with regulators . . . or worse. &# 160 The letter presents the agency's expertise in the field, and lists some specific ways it can help the addressee. One of the keys to its success lies in the agency's connection with the insurer: Unlike the competition, underwriters will personally visit with you to tailor-make a ...

... to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and people searches you make. And much more! All Articles by CompleteMarkets Editor Monetization type: None Comments (0 ) There are no comments posted. Search Articles/Libraries Select a Category All Benefits & Financial Services Commercial Lines Insurance Careers Communications Customer Service Financial/Accounting General Articles Human Resources Legal and E&O Letters (Customer Service) Letters (Sales) Life/Financial Services Management Marketing Marketing Agency of the Month Organizational Profiles Personal Lines Planning Questions & Answers Risk Management Selling Specialty Lines Technology Uncategorized Choose a Content Package All Member Content IMMS Library Jack Burke LIG Marine Managers USG Insurance Services, Inc. NIF Group Inc. PRS High Hazard/High Risk Workers' Compensation ... , or other descriptions of the organization's activities. Summary of loss information, insurance coverages, and any special funding arrangements. List of major facilities, organizational charts, product brochures, etc. Request for Proposal. Create a written request for proposal (RFP) and send it to one or more reputable consultants. You can obtain assistance in finding consultants from such trade organizations as Risk & Insurance Management Society ( www.rims.org ), Society of Risk Management Consultants ( www.srmcsociety.org ), or from experienced risk managers. Also, Business Insurance ( www.businessinsurance.com ) publishes an annual listing of consultants. Your RFP should ask consultants to provide a general list of clients and the names of contacts at five or more organizations familiar with the proposed consulting project team. In addition to speaking with these references, call other clients ...