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... is A8 rated. We contract with independent insurance agents throughout the co...rly. PAs will attend conventions and generally ask their agents to man the boo...

...eories. Appointment of independent "Cumis" counsel ... resolution clause, that clause will generally be enforced unless it can be se...

... distress from a wrongful termination. La Jolla Beach & Tennis Club, Inc. v. Industrial Indemnity Co. (1993) 19 Cal.App.4th 358, 23 Cal.Rptr.2d 656. This rather extreme case shows there frequently is no harm in pursuing marginal coverage theories. Appointment of independent "Cumis" counsel when there is a reservation of rights and defense counsel can affect the outcome on coverage. If there are potentially uncovered claims, if an E&O carrier that has a duty to defend the agent reserves its rights ... defense if there is a potentially covered cause of action, even if the possibility is remote. A court of appeals recently held that a workers compensation policy carried a duty to defend a civil action alleging emotional distress from a wrongful termination. La Jolla Beach & Tennis Club, Inc. v. Industrial Indemnity Co. (1993) 19 Cal.App.4th 358, 23 Cal.Rptr.2d 656. This rather extreme case shows there frequently is no harm in pursuing marginal coverage theories. Appointment of independent "Cumis" counsel when there ... It also considers alternate methods of claims handling, which may be particularly useful when there are large deductibles that apply to defense costs. 4.2 Claims by clients for errors & omissions and related matters. 4.2.1 Theories of recovery. Client claims typically fall into several categories, generally arising when a loss is not covered. Some claim the agent did not do what the client wanted. Some claim the agent did not advise the client as to what he should want. Finally, some claim the agent misrepresented facts to the client. Legal ...

...an in a computer database. Most independent agencies now have hardware and sof...