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https://completemarkets.com/Article/article-post/2261/STATUTORY-EMPLOYERS-SPECIAL-EMPLOYERS-AND-WORKERS-COMPENSATION/
...long-standing controversy about independent contractor status continues. More ...and brought a tort action against the power company. The court determined that since the power company contractually reserved the...

https://completemarkets.com/Article/article-post/2258/STATUTORY-EMPLOYERS-SPECIAL-EMPLOYERS-AND-WORKERS-COMPENSATION/
...long-standing controversy about independent contractor status continues. More ...and brought a tort action against the power company. The court determined that since the power company contractually reserved the...

https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1529/LEGAL-OUTLINE-FOR-CALIFORNIA-AGENCIES-INTRODUCTION/
... - Introduction 4/30/2013 10:39:13 PM by CompleteMarkets Editor This content has not been rated yet. LEGAL OUTLINE FOR CALIFORNIA INSURANCE AGENCIES &# 160 INTRODUCTION This outline is written for the owners of small or medium sized California property and casualty independent insurance agencies, and the broker/agents who own them or produce insurance for them. It is intended to raise practical legal problems facing agents, and to help them find practical answers. The outline is based on California law, but it may be helpful ... principals will ultimately do. It is important to plan ahead, since otherwise it may be too late to take important steps when the moment actually arrives. A wise agent will have a buy-sell contract or similar arrangement in place, and will probably also have a durable power of attorney in place to permit someone to act for him if he becomes disabled. An agency's book of business can be decimated if an agent dies or becomes disabled and no provision has been made to protect it. I have had the experience of trying to ... for the rapid sale of a deceased agent's book, and it is not a happy situation to be in if no preparations have been made. In selling the agency, the 1993 Clinton tax law changes make good will and expirations deductible to the buyer, but extend the time for amortizing covenants, expirations and good will to 15 years. Tax rate changes have raised maximum federal ordinary income tax rates to $39.6%, while leaving the maximum capital gains rate at 28% . Existing plans for agency sales should be re-examined to ...

https://completemarkets.com/Article/article-post/1529/LEGAL-OUTLINE-FOR-CALIFORNIA-AGENCIES-INTRODUCTION/
...alifornia property and casualty independent insurance agencies, and the broker...and will probably also have a durable power of attorney in place to permit som...

https://completemarkets.com/Article/article-post/1525/IMPROVING-WORKPLACE-PROTECTION-FOR-NEW-WORKERS/
...of workers injured while operating power saws, nearly one of every five said n...

https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/957/CULTIVATING-THE-AGENCY-TEAM/
... and where they will not tolerate other employees who are subverting the group effort. There are many tangible and intangible elements that go into the creation of this brave new world' out of a traditional insurance agency environment. Based upon our many years of consulting experience with independent agencies, we estimate that perhaps 10% of the existing agencies have found the right combination of factors. This article presents the major elements that seem to be present in those firms that have been successful in establishing and maintaining that elusive team spirit. How you ... ' for the first six months to help bring them into the fold. And if it turns out that they are not what you had expected, terminate the relationship as soon as possible, hopefully within the probationary period. Appreciation: Never underestimate the power of a pat on the back. One of the primary needs of most people is to know that what they have done has made a difference. Remind them as often as possible of the impact that their efforts are having on the success of the agency. Positive ... may not even get you to first base now. Team-building is a process with a constantly moving set of rules and parameters. It is not an end result in and of itself. In short, you cannot create the team and then forget it. Once you plant the seeds you will find that you must continue to nurture them through changing internal and external conditions to make sure that they continue to grow. A good starting point is to assess the current level of motivation and involvement among existing employees. If a morale problem ...

https://completemarkets.com/Article/article-post/957/CULTIVATING-THE-AGENCY-TEAM/
...s of consulting experience with independent agencies, we estimate that perhaps...he Middleton Group, was one of the Independent Agency System’s most ...

https://completemarkets.com/Article/article-post/2149/DOING-YOUR-DUTY-PROFESSIONAL-CONDUCT-E-O-AND-YOU/
...nsurer, an agent does not have the power to waive, change or alter any of the...