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...perty, Casualty, Surety, Aviation Inland Marine, and Ocean Marine worlds. But producers must be able to...

... exposures by grouping similar insurance coverages, as follows: Liability Exposures Automobile Aircraft Water craft Premises Products Completed operations Contractual Professional - errors and omissions Directors and Officers legal liability Property and All Risk Coverage Exposures Real property Personal property Time element exposures Business interruption Extra expense Cargo - Inland Marine and Ocean Marine Valuables on display and in transit Computer - software and hardware Off-site record storage Accounts receivable Retroactive building codes compliance Automatic sprinkler leakage Debris removal Crime Exposures Burglary and robbery Cash - on and off premises Checks and securities Employee fidelity Forgery and embezzlement Workers ... Exposures Applicable state regulations States operating via monopolistic fund Agriculture and domestic workers activities Marine activities Longshoremens' and Harbor Workers Act 6.2 Legal Compliance Considerations Federal, state and local governments are continually increasing the number of requirements and prohibitions under which businesses must operate. Failure to comply with them can lead to fines, enforcement proceedings and lawsuits by the regulators that can severely impair a company's ability to conduct its business. It is essential for ever business operating in a regulated field to have a system in place to assess the business's on-going exposure to ... , rescue squad and a battalion chief. This type of assistance will obviously have a positive effect on potential loss magnitude and life safety considerations. Furthermore, the complex metropolitan fire department will have many services including, but not limited to: a hazardous materials team, marine fire fighting team, as warranted as well as special rescue teams for high angle, confined space and heavy rescue. SECTION 6.0 CRISES EXPOSURE AWARENESS 6.1 Crises Exposure Awareness Overview In a comprehensive crisis exposure analysis, it is important to identify with at least two primary ...