https://completemarkets.com/Article/article-post/2449/Insurance-Agencies-And-The-Employment-Civil-Rights-Laws-Of-California-And-The-Ninth-Circuit-Part-1/
....C. 630(b).
42 U.S.C. 1981 ff; Jones v. Alfred H. Mayer Co. (1968) 392, U....
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2139/CERTIFICATES-OF-INSURANCE-BEST-PRACTICES/
... content has not been rated yet. CERTIFICATES OF INSURANCE: BEST PRACTICES by Curtis Pearsall Certificates of insurance have been around for a long time. So why, after all these years, are they causing such an uproar? At the recent Network of Vertafore Users (NetVU)— formerly The AMS Users' Group — in Nashville, I was fortunate to work with Joyce Sigler, vice president of Jones & Werner, an independent agency in Fairlawn, Ohio, in presenting a program titled "Best Practices for Certificates." During this session, it became quite evident that the handling of certificates was an issue front and center in agents' minds. According to industry statistics, the handling –or improper handling –of certificates of insurance accounts for 2% to 4% ... policy doesn't provide this coverage. Consider identifying a specific number of staff who can handle this responsibility, and make sure they receive the necessary training. Audit completed certificates periodically to ensure that they are done in accordance with established agency procedures. If you're issuing certificates on behalf of E&S carriers with which you have placed business, understand that unless you have an E&S license and are acting as the wholesaler, you are technically not the agent. Get approval from your E&S wholesaler to issue these. Many agents issue a "draft" and send it to the wholesaler for approval. This is acceptable. Issue the certificate from your system. This will ensure that the producer, named insured(s ), carrier, policy number(s ), policy dates, ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/tag/economic-times/
... Bates 4/30/2013 12:00:00 AM EVERYTHING OLD IS NEW AGAIN by Virginia Bates According to a study by Conning & Co., small agencies have experienced flat growth over the past five years, with owner compensati.. All Articles by CompleteMarkets Editor Comments (0 ) How To Recognize And Prevent Fraud Or Embezzlement This content has not been rated yet. CompleteMarkets Editor , Alison Jones 4/30/2013 10:41:34 PM HOW TO RECOGNIZE AND PREVENT FRAUD OR EMBEZZLEMENT by Alison Jones and Steve Flowers Many articles have been written about increasing an agency's income by instituting a formal planning proce.. All Articles by CompleteMarkets Editor Comments (0 ) Make Your Clients Feel Appreciated! This content has not been rated yet. CompleteMarkets Editor , Catherine Oak 4/30/ ... In addition to selling annuities, there are two easy steps that Life producers can take in .. All Articles by CompleteMarkets Editor Comments (0 ) Enhance Business In Difficult Times: Manage Finances This content has not been rated yet. CompleteMarkets Editor , Brian Burke 4/30/2013 12:00:00 AM ENHANCE BUSINESS IN DIFFICULT TIMES: MANAGE FINANCES by Brian Burke, ASA Successful agencies act in seven areas to enhance business during difficult economic times: marketing, prosp.. All Articles by CompleteMarkets Editor Comments (0 ) Everything Old Is New Again This content has not been rated yet. CompleteMarkets Editor , Virginia Bates 4/30/2013 12:00:00 AM EVERYTHING OLD IS NEW AGAIN by Virginia Bates According to a study by Conning & Co., small agencies have ...
https://completemarkets.com/Article/article-post/2139/CERTIFICATES-OF-INSURANCE-BEST-PRACTICES/
...th Joyce Sigler, vice president of Jones & Werner, an independent agency in Fa... themselves against E&O claims. To contact him, call (315) 768-1534; e-mail: c...
https://completemarkets.com/Article/article-post/1718/GOOD-SCRIPTS-SELL-MORE/
...a relationship. 'Good morning, Mr. Jones. My name is Jane Smith of XYZ Office ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2449/Insurance-Agencies-And-The-Employment-Civil-Rights-Laws-Of-California-And-The-Ninth-Circuit-Part-1/
... 621 ff. Govt. Code 12920. Jennings v. Marralle (1994) 8 Cal.4th 121, 32 Cal.Rptr.2d 275, held that the FEHA applied to age discrimination for employers of five or more, and that there was no common law prohibition of age discrimination. 42 U.S.C. 2000(e )( b ) . 29 U.S.C. 630(b ) . 42 U.S.C. 1981 ff; Jones v. Alfred H. Mayer Co. (1968) 392, U.S. 409. Badih v. Myers (1995) 36 Cal.App.4th 1289, 43 Cal.Rptr. 229, concerning sex discrimination. Contra was Jennings v. Marraalle (1994) 8 Cal.4th 121, 32 Cal.Rptr.2. 275 involving age discrimination not protected by the California constitution. McDonnell Douglas Corp. v. Green (1975) ... million-dollar recoveries against firms for various kinds of discrimination, it is prudent to understand the law and to try to take preventive measures. (The numbers appearing in parentheses refer to legal citations at the end of the article.) A Brief History The civil rights laws of the United States started with the Bill of Rights, the constitutional amendments outlawing slavery after the Civil War, and the Civil Rights Acts of 1866 and 1871 (1 ) . It is only in the 1960s, however, that they began having a wide impact on business. Title VII of the Civil Rights Act of 1964 extended protection against job discrimination because of race, religion, or national origin (2 ) . Opponents of the legislation added sex in an attempt to kill the bill, but the bill passed with sex ...
https://completemarkets.com/Article/article-post/1806/HOW-TO-RECOGNIZE-AND-PREVENT-FRAUD-OR-EMBEZZLEMENT/
...T FRAUD OR EMBEZZLEMENT by Alison Jones and Steve Flowers Many articles have...tement and status associated with transactions involving large sums of money? ...
https://completemarkets.com/Article/article-post/1533/LEGAL-OUTLINE-FOR-CALIFORNIA-AGENCIES-CHAPTER-4/
...ty, absent a special relationship. Jones v. Grewe (1987) 189 Cal.App.3d 950, 2... discrimination claims as well as contract claims. Gilmer v. Intestate/Johnson...
https://completemarkets.com/Article/article-post/1827/THE-FRAUD-EQUATION-FIGHTING-CREDIT-CARD-MAIL-FRAUD/
...iami Division / (305) 436-7238 D. Jones 3400 Lakeside Dr., 6th Fl. Miramar...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1664/MUTUAL-FUNDS-MODULE-V-I/
... are even more specific in their objectives. For example, they might only invest in stocks from a particular geographic area, such as Canada or Australia. Convertible Funds-This fund invests predominantly in convertible bonds and convertible preferred shares of stock. Foreign Funds-Funds of this variety only invest in foreign stocks. Index Funds-An index fund's portfolio will consist of the stocks in a major market indicator, such as the Dow Jones Industrial Average or Standard & Poor's 500. In this way, it keeps pace with the direction of the market. The investor in an index fund will usually profit when there is a bull market. Option-Income Funds-The managers of this fund write covered options on a majority of the portfolio. Sector Funds-These funds invest in a single industry or market sector. There is less diversity and more risk with ... rather than in relation to the net asset value. An open-ended fund will continue to issue shares to any investor who wants them. Since most funds are open-ended, the following material deals with them. LICENSING REQUIREMENTS In order to become eligible to sell mutual funds, an agent must be licensed. In most cases, there are federal and state requirements that must be met. The Securities and Exchange Act of 1934 empowered the National Association of Securities Dealers, Inc. (NASD) to set standards for licensing. The agent who wishes to sell mutual funds must obtain a Series 6 license. To obtain that license, the agent must be sponsored by a securities broker/dealer and must pass a test administered by the NASD. In addition to the federal requirement, most states have their own ...