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...perty (guilt by association) Kidnap, ransom, extortion Hostile takeo... Price fixing Sabotage Scandal involving top management Slander Suicide Theft/Vandalism Workplace violence Government Affairs Legislation and/or regulations that could affect bu...

... personal property; transit exposures; foreign contract evaluation; internal and external crime audit; product liability; hiring and firing practices; safety committee review; employee and public safety; automobile and fleet safety; directors, officers and fiduciary responsibilities; product tampering; extortion; kidnap and ransom; credit risk, claims and self-insurance monitoring; claim funding alternatives; environmental hazards; effects of marketing cycles; and effects of new legislation. This list can be expanded to reflect the client's own concerns and to include newly identified risks. These topics ... form the core of a typical risk management analysis. It should be evident that a supplier will be unable to deliver an integrated, comprehensive review, and that insurance consultants will be too narrowly focused. After considering identified exposures and agreeing on the best methods to address them, review existing and future insurance needs. The industry delivery system was created 100 years ago, and the selling of products has changed little since then. There's some justification for this lack of innovation. The legal system, which will always have the last word ... the protection of your company and its assets, you need to know what these and other acronyms stand for. D&O , E&O , CGL, ACV, RCV, and so it goes! Each industry has its own specific jargon, and the insurance industry has contrived to make its own terminology as difficult to understand as any. Consumers navigating through the maze of policy wordings, products, and suppliers are often so daunted that they give up and rely on their suppliers to make decisions for them. Most suppliers ...

...Confidential Crisis Exposures Kidnap Ransom Personal extortion ...xhibit depicts risk financing strategy and options, provides the various special resources and identifies the response strategy fo...