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...ia patent infringement and adverse labor relations are factors to be considere... on-going exposure to such regulations and to assure compliance where required.

... of its employees except for cause and with notice to the Buyer. SCHEDULE 3(l ) contains a true and complete itemization of all existing employee fringe benefit plans and a description of the terms thereof. The Sellers and the Agency are not engaged in any unfair labor practices and are not in arrears in the payment of any wages, withholding social security or other taxes thereon. None of the employees of the Agency is represented by any labor union, and no organizational drive by any labor union is pending or threatened. No ... or consent is necessary from any governmental agency or from any individual or entity not a party hereto in order to carry out the transactions contemplated herein. No provision of the Articles of Incorporation including all amendments thereto, if any, or By-laws of the Agency or of any agreement, indenture, instrument of understanding or any judgment, decree, rule or regulation to which the Agency is a party or by which it is bound, have been, or will be, violated by the execution by Sellers of this Agreement or the performance ... and nature undisputed by the claims and demands of anyone. The Agency does not and never has operated under any trade name or fictitious name. SCHEDULE 3(x ) contains a true and complete list of all policies of insurance including, but not limited to, errors and omissions insurance which are in force and effect covering the properties and risks of the Agency, which list contains the name of the underwriting insurance company, policy number, limits of liability and expiration dates of each such policy. All premiums due on such policies ...