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...ages to the United States, after landslide acceptance in other key countries. ...uestioner about the decedent's Life insurance -- and perhaps even some critica...

... CRISES EXPOSURE AWARENESS 6.1 Crises Exposure Awareness Overview In a comprehensive crisis exposure analysis, it is important to identify with at least two primary exposure groupings as follows: Natural catastrophic events Traditional identified insurance perils The natural catastrophic crises include, but are not limited to earthquake, flood, severe weather, fire and volcano. Other considerations include, but are not limited to sinkholes, volcanic eruption, mudslide, landslide, avalanche and subsidence. Earthquake and volcanic activity may be identified to a limited extent with respect to likelihood of occurrence. Flooding is a similar situation where there are 100 and 500 year flood table histories readily available. In addition, the general topography either contributes or eliminates a flood exposure. Severe weather, as far as extreme cold, tornado, hurricane and hail storm are readily identifiable with ... Crisis Assessment Overview Frequently, the risk management planning and formulation process is myopic in defining the magnitude of probable maximum loss exposures. A significant task in crisis management plan strategy formulation is broadly to identify and measure the various potential crises and loss exposures. The crisis and loss exposure assessment must remain broad in nature and not become inhibited by the traditionally narrow considerations of only those perils addressed by standard commercial insurance policies. There are three primary categories to consider in the comprehensive crisis exposure analysis. The following are the categories identified for crisis assessment considerations: Business impact analysis Crisis loss exposure and vulnerability Insurance and risk funding adequacy To accomplish this comprehensive assessment task, the extent of specific losses must be determined through a review of probable loss frequency and severity. Severity can be categorized in one of three levels ...

...es, volcanic eruption, mudslide, landslide, avalanche and subsidence. Earthqua...rious exposures by grouping similar insurance coverages, as follows: Liabilit...