https://completemarkets.com/Article/article-post/2210/SEMINAR-SELLING-WORKS/
... committed to helping our clients design a Workers Compensation risk managemen...Planning [ ] Employment Practices Liability- [ ] Workers ...
https://completemarkets.com/Article/article-post/229/Agency-Risk-Management-Of-Soft-Market-Hard-Market-Exposures/
... expires. Normally, the policy is designed to cover claims reported within fiv... agency, while demonstrating your professionalism and your concerns to your cl...
https://completemarkets.com/Article/article-post/423/Community-Bank-Insurance-Sales-The-Outlook/
...nities and greater flexibility in designing products or programs to address th... legal structure, such as a limited liability corporation, through which it'll...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/935/EPL-BUILDING-A-THREE-LEGGED-STOOL-OF-PROTECTION/
... the Chinese language, the character for the word "danger" also connotes "opportunity." Similarly, the risk of employee suits carries the same overtones of danger-that of uncovered loss. But when viewed in a more positive light, such risk, once recognized, can be dealt with in an effective manner. While new forms of insurance are effective at reducing the uncertainty of incurring loss, insurance by itself is a poor substitute for sound employment policies. Remember, it may be impossible ... or thinly capitalized firms may be severely hit by even a single modest loss. Even some larger firms might find it difficult to absorb the cost of multiple suits. In the last few years, insurers have been queuing up to provide a specialized form of insurance specifically designed to protect against loss incurred in litigating and settling wrongful employment practices liability claims. The generic name for this new coverage is Employment Practices Liability insurance (EPLI) . It should be noted that insurance coverage for some kinds of wrongful employment practice claims may be available ... of employment-related claims. These can include: Wrongful discharge litigation Discrimination and sexual harassment claims Allegations of negligent hiring, retention, and supervision Wage and hour investigations Fringe benefit claims Increased unemployment, disability and Workers Compensation claims Unintended violations of Federal and state leave-of-absence laws Human resource professionals have known for years that communication of the employer's rules, policies, and procedures to the employees, as well as an early intervention in employment disputes or complaints, are effective in limiting both the frequency and severity of suits. Now employment practices liability insurance ( ...
https://completemarkets.com/Article/article-post/935/EPL-BUILDING-A-THREE-LEGGED-STOOL-OF-PROTECTION/
...en that means an attorney. A well-designed employee handbook can be an effecti...e most desirable features under any liability policy, and this holds true for ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1662/ANNUITIES-MODULE-V-G/
... its ratio of surplus to liability, its ratings, interest rates, charges, loads, and surrender fees. Investment philosophy. This is especially important if you're going to be selling the carrier's variable annuity. Carefully study the company's investment guidelines. Consider risk in the light of available margins to meet contingencies. Outside expertise may be a plus, especially for companies in which size does not justify a well-staffed, highly professional investment department. Range of products. Will your insureds have a variety of choices as to how their annuity contract ... /2013 10:40:32 PM by CompleteMarkets Editor This content has not been rated yet. &# 160 ANNUITIES: MODULE V-G &# 160 THE PRODUCT Annuities have been called upside-down Life insurance, ' a phrase that refers to the fact that annuities are designed to pay out while the purchaser lives, while Life insurance is designed to pay once the purchaser has died. An annuity is the systematic liquidation of an estate; Life insurance creates an estate. The basic principle behind annuities is simple: The purchaser pays the ... if you're going to be selling the carrier's variable annuity. Carefully study the company's investment guidelines. Consider risk in the light of available margins to meet contingencies. Outside expertise may be a plus, especially for companies in which size does not justify a well-staffed, highly professional investment department. Range of products. Will your insureds have a variety of choices as to how their annuity contract will be structured? For example: date when payments begin, how long payments continue, premium options, optional benefits, and so on. Software ...
https://completemarkets.com/Article/article-post/2164/WHAT-IS-AN-AGENCY-WORTH/
...ociations, and the management has designations. The financial profile rev...
https://completemarkets.com/Article/article-post/236/E-O-Proofing-Your-Agency-25-Tips-For-Little-Or-No-Cost/
...he changes. That way, you're highlighting only the changes to be made. You mig...m the 1960s versions of the General Liability policies, in three main phases o...