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... abuse in the workplace, discuss the specific problems of small businesses, and consider the incentives needed to assist small businesses in responding to these problems and implementing effective programs. Representatives from trade associations, chambers of commerce, unions, public/private partnerships, state and local governments, and employee assistance programs attended the conference. Presentations were made by the sponsoring agencies and members of the small business community in the areas of small business experiences, legislation, treatment/insurance, and drug testing. Workshops were conducted for each type of ... attending the conference. The group workshops focused on ways in which partnerships could be formed between the various organizations and how information, resources, and incentives could best be provided to small businesses. The problems and recommendations discussed in the presentations and workshops are described below. Small Business Needs To help design the conference, data on small business problems with substance abuse were obtained in six regional workshops held with small business representatives. Summaries from the regional workshops are contained in appendices to this report. The first step in assisting small businesses is ... , checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Confronting Substance Abuse In Small Business 6/21/2014 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Small businesses have not made the same progress as large businesses in developing drug abuse programs due to a lack of information and prohibitive costs. Some ...

...ic/private partnerships, state and local governments, and employee assistance ...ponsorship programs involving large businesses and chambers of commerce to hel...

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... , however, changed all that. Even the independent agent associations no longer oppose the involvement of banks in the insurance process. Several independent agents I've spoken to recently see a business relationship with a bank as positive. This is especially true in small towns where the local bank concept still exists. An example is a recent relationship established between Van Den Huevel & Fountain Agency, a full-service independent insurance agency, and the National Bank of Sussex County, both located in Branchville, NJ. When deciding to develop a relationship with a ... the best of the situation, because at this point it appears that annulment is out of the question and divorce is not an option. This article is reprinted with permission from in ACORD, the quarterly magazine for ACORD members and participants. Martin Taylor, director of government and industry affairs at ACORD, is involved with forms and standards regulations and changes. Previously, he was product manager, risk decision services, at ISO, and has worked as an underwriter at Chubb. Login or Register (for FREE) to gain access ... be involved in this process. The ultimate goal, after all, is to protect consumers while creating a marketplace environment that allows agents, companies, and insureds to benefit from insurance transactions. Why partner in the first place? Because of their contacts with private and business clients, banks often are involved with their customers at the point at which insurance decisions are required. This provides banks with the opportunity to be at the right place at the right time for selling P/C insurance. Executives at both Travelers and Citicorp were ...

...ther and the probability that most local lawyers won't understand insurance we... its principals should own the Life business derived from that agency. It can ...

... next year. The bid, awarded to the group's ad agency, Sage Advertising, is believed to be a marketing first. Car dealers feel that this will remove the junk-mail stigma from their direct-mail advertising. Each renewal notice will include an advertising message from the recipient's local Chevrolet dealer. (Note the local' aspect, targeting the marketing message toward specific territories.) The contract, for one year with a two-year option, calls for an initial mailing of 94,000 renewals with advertisements. In line with the mutual-benefit concept ... Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back PR: A New Twist In Direct Mail 4/30/2013 12:00:00 AM by Jack Burke This content has not been rated yet. Government and business have become unusual bedfellows in a unique and exciting direct-mail marketing concept. A joint project involving the automotive industry in Montana could serve as a model for a whole new direction in targeted direct mail-and have great relevance for selling nearly every insurance product in the ... . Automotive News reported that the Montana Chevrolet Dealers Association won a bid to mail 680,000 renewal notices for Montana's motor vehicle registrations during the next year. The bid, awarded to the group's ad agency, Sage Advertising, is believed to be a marketing first. Car dealers feel that this will remove the junk-mail stigma from their direct-mail advertising. Each renewal notice will include an advertising message from the recipient's local Chevrolet dealer. (Note the local' aspect, targeting the marketing message toward specific territories.) The contract, ...