https://completemarkets.com/Article/article-post/2025/HOW-TO-BUY-SELL-MERGE-OR-PERPETUATE-PART-VI/
...ng? Will the sellers stick around long enough to help with the transition? Wi...e, mergers, and business succession planning. You can reach him at (866) 498-0...
https://completemarkets.com/Article/article-post/946/IS-EMPLOYEE-OWNERSHIP-RIGHT-FOR-YOUR-AGENCY-PART-I/
...’ve been with the firm for a long time and are making pretty good salar...nal designations; etc. However, take care not to offer too much of a discount...
https://completemarkets.com/Article/article-post/2433/Life-Insurance-An-Agent%E2%80%99s-Tutorial/
...her-than-expected death claims, as long as the policy owner has paid the stipu...l income tax liability) can only be determined over time.
There’s nothing wron...
https://completemarkets.com/Article/article-post/2163/THE-ORIGINS-OF-DIMINISHED-AGENCY-VALUE/
...lities A promise from amajor long-term carrier for competitive products,... said they'd be there for us over the long haul, and we believed them. But whe...
https://completemarkets.com/Article/article-post/2024/HOW-TO-BUY-SELL-MERGE-OR-PERPETUATE-AN-AGENCY-%E2%80%93-PART-V/
...the original offer upwards, but as long as the conversation remains focused on...e, mergers, and business succession planning. You can reach him at (866) 498-0...
https://completemarkets.com/Article/article-post/840/Personalized-Service-Is-Now-The-Norm/
...s, 'The 'loyalty connection' is no longer personal.' If personal service has g...d the exact solutions customers want. Long bound by decades and even centuries...
https://completemarkets.com/Article/article-post/828/The-New-Salesperson-The-Coming-Of-The-Customer-Evangelist/
...the rhetoric of sales meetings has long attempted to foster the belief that “...speople to be more aggressive, more determined, and more committed. Any rewar...
https://completemarkets.com/Article/article-post/814/A-Tale-Of-Life-Settlements/
...ht not want to keep the policy any longer, might not be able to afford it, mig...lue).
A 68-year-old male had two Term policies totaling $6 million face a...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1662/ANNUITIES-MODULE-V-G/
... refund annuity promises to continue the periodic payments after the death of the annuitant. A cash refund annuity promises, upon the death of the annuitant, to return in cash the difference between benefits drawn and the purchase price paid by the annuitant. If the annuitant lives long enough to collect the purchase price in income payments, then at his or her death, all benefits and values terminate. Joint-and-Last-Survivorship-Under this contract, the income is payable throughout the joint lifetimes of two or more annuitants and continues through the life of the last survivor ... years. In some contracts, the surrender charge will take the form of a reduction in the interest rate credited to the account. The charge may be eliminated altogether if the interest rate declared by the company falls below a floor rate assumption. Other important features and terms often found in an annuity contract include: Value-Premiums paid, minus charges, plus interest rate. Interest-The interest earned on the premium payments or principal cannot fall below the guaranteed interest rate stated in the contract. However, the interest usually credited to the account is ... strength. Evaluate the carrier's stability and reliability. Look at its ratio of surplus to liability, its ratings, interest rates, charges, loads, and surrender fees. Investment philosophy. This is especially important if you're going to be selling the carrier's variable annuity. Carefully study the company's investment guidelines. Consider risk in the light of available margins to meet contingencies. Outside expertise may be a plus, especially for companies in which size does not justify a well-staffed, highly professional investment department. Range of products. Will your insureds ...
https://completemarkets.com/company/ase-insurance-services/Articles/content-package/Member-Content/TabCategory/article-post/2561/Infomercials-Good-Bad-or-Ugly/
... cathedrals, multi-media production centers, and even their own television stations from the revenues generated by "religious" infomercials. In the meantime, people marketing products and services just rambled along as usual, purchasing 30- and 60-second time slots for their commercials. For a long time this worked well enough. With only three networks and a limited number of television stations (four networks for radio), only so much advertising time was available. Expensive spot commercials held sway during prime-time hours, and the religious broadcasters helped to fill the ... CompleteMarkets Editor This content has not been rated yet. Let's start with a little quiz to find out how much you know about infomercials: Infomercials are a relatively new advertising phenomena. [ ] Yes [ ] No [ ] Who cares? "Infomercial" is a term that relates only to television. [ ] Yes [ ] No [ ] Who cares? Infomercials do not apply to insurance advertising. [ ] Yes [ ] No [ ] Who cares? Infomercials are the advertising method used by hucksters; major corporations would never ... 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Let's start with a little quiz to find out how much you know about infomercials: Infomercials are a relatively new advertising phenomena. [ ] Yes [ ] No [ ] Who cares? "Infomercial" is a term that relates only to television. [ ] Yes [ ] No [ ] Who cares? Infomercials do not apply to insurance advertising. [ ] Yes [ ] No [ ] Who cares? Infomercials are the advertising method used ...