https://completemarkets.com/Article/article-post/546/Recent-Cases-Clarify-Employer-Liabilities/
...ial functions of her job.
After a long discussion of the history of the law a...l statements regarding the fact of disability may be binding in other proceedi...
https://completemarkets.com/Article/article-post/2450/Insurance-Agencies-And-The-Employment-Civil-Rights-Laws-Of-California-And-The-Ninth-Circuit-Part-2/
...f an otherwise qualified worker so long as it does not result in undue hardshi...ve dispute resolution, and under what terms it should be used. There is author...
https://completemarkets.com/Article/article-post/1598/LONG-TERM-CARE-INSURANCE-NOT-FOR-SENIORS-ONLY/
Long-Term Care Insurance: Not For Seniors Only!
LONG-TERM CARE INSURANCE: NOT FOR SENIORS O...vidends. America's need for long-term care will increase as health care c...
https://completemarkets.com/Article/article-post/2163/THE-ORIGINS-OF-DIMINISHED-AGENCY-VALUE/
...lities A promise from amajor long-term carrier for competitive products,... said they'd be there for us over the long haul, and we believed them. But whe...
https://completemarkets.com/Article/article-post/2438/To-Fee-Or-Not-To-Fee/
...nsation for salespeople has been a long and honorable tradition, especially fo...wide database of agents who have been terminated by carriers or reprimanded by...
https://completemarkets.com/Article/article-post/179/Lack-Of-Writing-Skills-Can-Be-An-STD/
...nd LTD (short-term disability, and long-term disability) are two of the dozens...it’s wearying to read. Throw in a few long paragraphs and a tendency on the pa...
https://completemarkets.com/Article/article-post/2760/Life-Insurance-Without-a-Medical-Exam/
...iest of people can secure adequate long-term protection. In this article, we ...der your current life situation and determine if this is worth the time and m...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/574/Perpetuation-Planning-Why-How/
... Life insurance is essential for crisis transition. For instance, we recently assisted an agency in a transition that will permit the selling owner to remain in the agency (their desire), while the ownership and direction of the agency transitions to the next generation over a long (15-year) period. The payments to the owner will supplement their ongoing income and be used for investment and other purposes. The length of time involved makes the obligation to the agency minimal each year. If something extreme happens to the former owner, a ... sufficient time) to minimize the stress on the next generation and/or provide the highest return of assets to the selling generation. If you don't want organizational changes, planning makes the sell-down (or sell-out) more feasible with no surprises. Internal perpetuation should include terms that are acceptable to the seller and manageable to the new owners. Life insurance is essential for crisis transition. For instance, we recently assisted an agency in a transition that will permit the selling owner to remain in the agency (their desire), while ... 2013 12:00:00 AM by Al Diamond , CompleteMarkets Editor This content has not been rated yet. Make perpetuation planning a normal part of managing your agency.Perpetuation planning. What a morbid thought! It means you're going to die, retire, become disabled or, God forbid, give someone else the reins to your life's work! If you're like most agents, you'll simply avoid planning for perpetuation until: (1 ) After your first heart attack; (2 ) when you're six months away from retirement; ...
https://completemarkets.com/Article/article-post/814/A-Tale-Of-Life-Settlements/
...ht not want to keep the policy any longer, might not be able to afford it, mig...lue).
A 68-year-old male had two Term policies totaling $6 million face a...
https://completemarkets.com/Article/article-post/1792/OWNERSHIP-PERPETUATION-AND-MANAGEMENT/
... your organization for the mid and long term is as important to your firm as curren... survive the retirement, death, or disability of the current owners and execut...