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...nters ______________ Personal Umbrellas ______________ Farmowners _____... Earthquake ______________ Misc. Liability ______________ Misc. Property ...

..._____________   Personal Umbrellas ______________   Farmowners...uake ______________   Misc. Liability ______________   Misc. P...

... indicating that the insured had all the proper coverages to meet the standards of contracts required by the client. The client, a general contractor, reported a loss arising from the work of the insured. The loss resulted in discontinuation of underground utility service to a major manufacturing plant. The insured, a swimming pool subcontractor, did not have coverage for the underground property damage. The insurance carrier for the general contractor responded to the loss, and then subrogated against the pool contractor. Finding for the plaintiff-who subsequently found another insurance-related resource ... manager can thus learn the strengths and weaknesses of the personnel they're supervising and find training opportunities. The audit format should reflect agency policy concerning how each of the nine functional components is supposed to work. For example, if it is the agency's policy to offer Commercial Umbrellas to each account, then the audit documentation should reflect that this has been accomplished. The audit checklist should mirror the task list of each system component. One consultant client has found two approaches to the design and implementation of his audit system. The audit format ... developed by the customer service representatives in accordance with what a complete file should include. Essentially, the CSRs worked as a team to develop the audit form. In addition, the consultant is in the process of placing his system task lists on his agency software program. This will provide immediate guidance for personnel wishing to review tasks requirements. In conclusion, deploying the system we've described should not overwhelm you. It can be as simple as a notebook with standard operating procedures, or as extensive as your particular needs dictate. The ...

...ncy's policy to offer Commercial Umbrellas to each account, then the audit doc...