https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1539/DRUG-USE-AWARNESS-INCREASES-PROFITABILITY-IN-SMALL-FIRMS/
... 4/30/2013 10:39:41 PM by CompleteMarkets Editor This content has not been rated yet. DRUG-USE AWARNESS INCREASES PROFITABILITY IN SMALL FIRMS WORKING PARTNERS The Profit in Reassembling Human Assets Small businesses account for close to 50 percent of private-sector output in the United States and an estimated 39 percent of the Gross National Product (SBA Report to President, 1992) .& #160 The manufacturing segment's industrious work force, although frequently small in size, represents its most valuable and underdeveloped asset. The manufacturing industry draws its work force from one of the fastest-growing sectors of the population, the pool of 18-to 30-year-olds with a high school education. This group also exhibits the heaviest use of alcohol, cocaine, marijuana, and heroin (NIDA, 1991) . By joining or investing in ... programs that help their workers prevent or overcome substance abuse problems, large and small manufacturers help themselves maintain a competitive edge in the dynamic world market. Award-winning manufacturers recognized by INC. magazine as star performers are also leading the way in giving special attention to employees through worker support programs. This attention pays off by improving worker morale, and retaining the profit otherwise lost in nearly 1 million drug-related industrial accidents (Karol, 1991) .& #160 This finding supports the conclusions of a recent survey showing impact on job performance as the primary motivation for having a substance abuse policy. The Small Business Administration estimates that every dollar invested in an employee assistance program saves $16 in productivity by reducing health care costs (Moore, 1992) .& #160 A study by the ...
https://completemarkets.com/Article/article-post/1539/DRUG-USE-AWARNESS-INCREASES-PROFITABILITY-IN-SMALL-FIRMS/
...resident, 1992). The manufacturing segment's industrious work force,...July 13-14, 1992, 65-66. Printing Industries of America, Inc. 'Industry Subst...
https://completemarkets.com/Article/article-post/326/This-Is-A-Sloppy-Industry-%E2%80%94-Which-Creates-Great-Opportunities/
...ttention. The good news: Sloppy industries are ripe for agencies that can deli...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1951/ARE-RACETRACKS-SUSTAINABLE/
... pointed out, "Every major industry was once a growth industry." Mr. Levitt further stated that industries decline not because of market saturation. "It's because there has been a failure of management," he wrote. I could tell you more, but Mr. Levitt does it far better than me. I urge you to read his article. Here's reality: Most firms in the manufacturing and distribution end of the insurance business have done and continue to do well – very well. We aren't motivated to change. For us, the good old days mean two old white guys (OWG) drinking at the City Club and doing a deal. Our system is producer defined and producer driven. We sell products that include our compensation packaged inside. These products "cover ... Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Are Racetracks Sustainable?4/30/2013 10:42:47 PM by CompleteMarkets Editor , Michael Manes This content has not been rated yet. ARE RACETRACKS SUSTAINABLE? by Mike Manes Although Insurance middlemen continue to do well, the landscape has already changed. If the industry doesn't adjust now brokerages will fall behind. In a recent article, I compared insurance producers and production to racehorses and horse races. Let's continue with this metaphor and ask a few more questions worth considering, regardless of your role in the insurance industry. Is your "racetrack" sustainable? Is there a better way? In the future, will the people (niches) you serve still ...
https://completemarkets.com/Article/article-post/1503/Better-Protection-Against-Asbestos-In-The-Workplace/
... from coarse to silky; however, airborne fibers that can cause health damage may be too small to see with the naked eye. Who is exposed? An estimated 1.3 million employees in construction and general industry face significant asbestos exposure on the job. Heaviest exposures occur in the construction industry, particularly during the removal of asbestos during renovation or demolition. Employees are also likely to be exposed during the manufacture of asbestos products (such as textiles, friction products, insulation, and other building materials) and during automotive brake and clutch repair work. What are the dangers of asbestos exposure? Exposure to asbestos can cause asbestosis (scarring of the lungs resulting in loss of lung function that often progresses to disability and to death); mesothelioma (cancer affecting the membranes lining the lungs and abdomen) ... x No Thanks Loading.. Better Protection Against Asbestos In The Workplace 1/2 /2014 by CompleteMarkets Editor This content has not been rated yet. INFORMATION DATE 19920218 DESCRIPTION USDOL Program Highlights, Protection Against Asbestos STANDARD NUMBER 1910.1001; 1926.58 SUBJECT Better Protection Against Asbestos in the Workplace ABSTRACT OSHA has issued revised regulations covering asbestos exposure in general industry and construction. Both standards set a maximum exposure limit and include provisions for engineering controls and respirators, protective clothing, exposure monitoring, hygiene facilities and practices, warning signs, labeling, recordkeeping, and medical exams. U.S. Department of Labor Program Highlights Fact Sheet No. OSHA 92-06 What is asbestos? Asbestos is a widely used, mineral-based material that is resistant to heat and corrosive chemicals. Typically, asbestos appears as a whitish, fibrous material ...
https://completemarkets.com/Article/article-post/2439/What-Does-IMSA-Mean-To-You-The-Agent/
... choices cast among the many carrier appointments with whom they need to remain competitive. Principle #6 requires carriers to maintain a system of supervision and review that is reasonably designed to achieve compliance with these Principles of Ethical Market Conduct. This principle seems to speak for itself. Without it, there can be no assurance that all the effort that went into establishing procedures will benefit anyone — except for the paper manufacturers. ISSUES FOR AGENTS/BROKERS One intriguing example of our need to become aware of IMSA is the potential conflict faced by any agent appointed by more than one company. Indeed, the typical Society member probably needs a dozen or more appointments in order to offer a complete and competitive inventory of policies for various client needs. If Carrier A has developed a set of rules, regulations, procedures ... x No Thanks Loading.. What Does IMSA Mean To You, The Agent?4/30/2013 by CompleteMarkets Editor , Richard Weber This content has not been rated yet. The Insurance Marketplace Standards Association (IMSA) is one of the more important developments in the Life insurance industry during the past several decades. This article by Richard Weber sheds light on how IMSA affects Life producers. Originally compared to the Good Housekeeping Seal of Approval, ' compliance with IMSA's Life Insurance Ethical Market Conduct Program represents a new standard of performance. How are your ratings? ' and Are you IMSA certified? ' could have equal weight in the eyes of an agent who's evaluating possible carrier engagements. It might even become such an evaluation criterion for consumers and advisers. Companies that obtain the IMSA certification ...
https://completemarkets.com/Article/article-post/1951/ARE-RACETRACKS-SUSTAINABLE/
...7;s reality: Most firms in the manufacturing and distribution end of the insur...
https://completemarkets.com/Article/article-post/829/Hiring-How-To-Shoot-Straight-But-Miss-The-Target/
...m had helped companies in other industries achieve this objective.
At no point...
https://completemarkets.com/Article/article-post/2265/THE-NEXT-GENERATION-OF-INSURANCE-AGENCIES/
...art, should take a look at the manufacturing industry and learn from their ha...behind a similar movement in the manufacturing industry, perhaps because the ...
https://completemarkets.com/Article/article-post/2393/The-Real-Goal-Of-Prospecting/
... designing safety programs for manufacturing companies. These programs help to... our agency has been working with manufacturing companies for the past 10 year...