https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/172/Tis-The-Season-For-Epli-Claims/
... stakes can be very high. Wayne E. Bernstein, CIC of e-perils.com, a division of Worldwide Facilities, Inc., is an independent insurance wholesaler specializing in Cyber insurance, D&O , E&O , Employment Practices Liability, Medical Malpractice, Crime, and Legal malpractice insurance for commercial and financial institutions. He can be reached at (213) 251-2427, fax (213) 380-4265, e-mail [email protected] , or Web site www.e-perils.com. Login or Register (for FREE) to ... such a suit has dramatically increased. Yet most employers haven't recognized the risk and taken precautionary steps to minimize their exposure. How can employers protect themselves from these types of work-related claims and allegations? In most situations, the best method for prevention might be education. Providing written guidelines outlining expected conduct can help to avoid potential risks from employees and third parties, such as customers and vendors. Personnel should be made aware that this conduct won't be tolerated either inside or outside of the office and that a zero tolerance' policy is ... or just have some general conversation. From an employer's perspective this interaction might seem innocent enough, and in most situations there's no need to be concerned. However, under certain circumstances, this socializing might have a negative effect, which could spell trouble for the unsuspecting employer. To help illustrate what might go awry, consider these employment-related claim scenarios. The daily letter carrier has been making suggestive remarks or unwanted sexual advances to your receptionist. One of your salespersons told ethnic or racial jokes that offended a number of your customers at ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2106/ARE-YOU-OFFERING-EMPLOYMENT-PRACTICES-LIABILITY-INSURANCE/
... (the primary cause of E&O claims)? The odds are against you. Here's a recent E&O claim that illustrates this scenario. The ending is not pretty. A nursing home employees was tested for drug use after a narcotic disappeared from the medical department. The employee sued, alleging wrongful termination and defaming statements following the drug-testing procedure. The matter was reported to the nursing home's Comprehensive General Liability (CGL) carrier, but it denied coverage. The nursing home then sued the agency, contending that the ... of your commercial clients was not aware that this coverage was available, you never offered them a proposal, and they get hit with a claim costing $50,000 in defense and $250,000 in judgment. Will your agency be sued for failing to provide proper coverage (the primary cause of E&O claims)? The odds are against you. Here's a recent E&O claim that illustrates this scenario. The ending is not pretty. A nursing home employees was tested for drug use after a narcotic ... of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Are You Offering Employment Practices Liability Insurance?4/30/2013 10:44:07 PM by CompleteMarkets Editor , Curtis Pearsall This content has not been rated yet. ARE YOU OFFERING EMPLOYMENT PRACTICES LIABILITY INSURANCE? by Curtis Pearsall Claims alleging wrongful employment practices have undoubtedly increased significantly ...
https://completemarkets.com/Article/article-post/784/Workers-Comp-Claims-Management-Best-Practices/
... are made to the claimant.
REDUCE MEDICAL PAYMENTS
Once a claim has been estab...provide an estimated figure based on medical exams from the claimant and from the carrier’s medical examiner. The reserve will reflect any lost time, permanency award, medical exam costs, legal costs to the claimant’s attorney, and any future medical treatment.
When examining a reser...
https://completemarkets.com/Article/article-post/546/Recent-Cases-Clarify-Employer-Liabilities/
... unreasonable delay in payment of medical treatment transportation expenses pr...t to pursue a claim under the Fair Employment and Housing Act (FEHA).
Dillon, ...
https://completemarkets.com/Article/article-post/1497/TELECOMMUTING-BRING-THE-WORK-BUT-NOT-THE-RISKS-TO-THE-WORKER/
...any have a preferred Workers Comp medical provider near the telecommuter? Give...on before doing so. Family and Medical Leave Act. The federal FMLA and s...
https://completemarkets.com/Article/article-post/172/Tis-The-Season-For-Epli-Claims/
...t might go awry, consider these employment-related claim scenarios. T... In a third-party, or 'vicarious liability,' claim, it's very like...
https://completemarkets.com/Article/article-post/2106/ARE-YOU-OFFERING-EMPLOYMENT-PRACTICES-LIABILITY-INSURANCE/
...r a narcotic disappeared from the medical department. The employee sued, alleg... Is there vicarious or third-party Liability coverage? Are employees cov...
https://completemarkets.com/Article/article-post/1829/KEY-ELEMENTS-OF-AN-EFFECTIVE-WORKERS-COMPENSATION-CLAIM-AUDIT/
...tablish rapport and ensure proper medical care. 5. Investigation. Although no... auditing of workers' compensation, liability, and employee benefits claim adm...
https://completemarkets.com/Article/article-post/2162/DIVORCE-AND-AGENCY-VALUE-SEPARATING-GOODWILL/
...that the 'accrued goodwill of his medical practice did not constitute property...
https://completemarkets.com/Article/article-post/1630/MANAGING-RISK-A-GUIDE-FOR-YOUR-BUSINESS-CLIENT-PART-2-OF-4/
...ut of purchased products Any medical personnel, nurses or doctors, for de...zations doing? No one knows what liability limit should appear on a policy....