https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2106/ARE-YOU-OFFERING-EMPLOYMENT-PRACTICES-LIABILITY-INSURANCE/
... (the primary cause of E&O claims)? The odds are against you. Here's a recent E&O claim that illustrates this scenario. The ending is not pretty. A nursing home employees was tested for drug use after a narcotic disappeared from the medical department. The employee sued, alleging wrongful termination and defaming statements following the drug-testing procedure. The matter was reported to the nursing home's Comprehensive General Liability (CGL) carrier, but it denied coverage. The nursing home then sued the agency, contending that the ... of your commercial clients was not aware that this coverage was available, you never offered them a proposal, and they get hit with a claim costing $50,000 in defense and $250,000 in judgment. Will your agency be sued for failing to provide proper coverage (the primary cause of E&O claims)? The odds are against you. Here's a recent E&O claim that illustrates this scenario. The ending is not pretty. A nursing home employees was tested for drug use after a narcotic ... of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Are You Offering Employment Practices Liability Insurance?4/30/2013 10:44:07 PM by CompleteMarkets Editor , Curtis Pearsall This content has not been rated yet. ARE YOU OFFERING EMPLOYMENT PRACTICES LIABILITY INSURANCE? by Curtis Pearsall Claims alleging wrongful employment practices have undoubtedly increased significantly ...
https://completemarkets.com/Article/article-post/1497/TELECOMMUTING-BRING-THE-WORK-BUT-NOT-THE-RISKS-TO-THE-WORKER/
...any have a preferred Workers Comp medical provider near the telecommuter? Give...on before doing so. Family and Medical Leave Act. The federal FMLA and s...
https://completemarkets.com/Article/article-post/172/Tis-The-Season-For-Epli-Claims/
...t might go awry, consider these employment-related claim scenarios. T... In a third-party, or 'vicarious liability,' claim, it's very like...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1829/KEY-ELEMENTS-OF-AN-EFFECTIVE-WORKERS-COMPENSATION-CLAIM-AUDIT/
... functions listed below. The level of support and the make-up of the caseload must be considered when evaluating the caseload. 4. Claimant Contact. Within 24 hours of claim receipt, the examiner should contact the injured worker to explain benefits, establish rapport and ensure proper medical care. 5. Investigation. Although not needed on every claim, an outside investigation should be required when there are questions about compensability, subrogation or possible fraud. 6. Diary Systems. An effective diary system should be mandatory. It is the only way ... :34 PM by CompleteMarkets Editor , George Kingston This content has not been rated yet. KEY ELEMENTS OF AN EFFECTIVE WORKERS COMPENSATION CLAIM AUDIT by George Kingston During a recent review of a large corporation's insured Workers Compensation program, we interviewed the insurance broker to determine services provided. The broker was proud to tell us that they regularly performed audits of the insurer's claim files. We were told that the broker's claim consultant recently audited 40 claims in approximately four hours. Our experience in conducting hundreds of workers' compensation claim audits leads us ... settling. 9. Medical Payments. Medical bills should be paid within 25 days of receipt to avoid duplicate payments, which often occur when bills enter the second billing cycle. Consistent delays also can jeopardize essential good relationships with medical providers. 10. Medical Management. Employers often can influence the choice of physicians, and thereby obtain better control of medical costs. The auditor should look for programs designed to accomplish this and should evaluate their effectiveness. 11. Denials. Premature denials force the claimant to go to an attorney, so ...
https://completemarkets.com/Article/article-post/2262/HOW-STAGED-ACCIDENTS-WORK/
... of staged auto accident cases to medical providers and attorneys for a fee-is...er staged-accident cases. Similarly, medical clinics that allow patients to si...
https://completemarkets.com/Article/article-post/2162/DIVORCE-AND-AGENCY-VALUE-SEPARATING-GOODWILL/
...that the 'accrued goodwill of his medical practice did not constitute property...
https://completemarkets.com/Article/article-post/1630/MANAGING-RISK-A-GUIDE-FOR-YOUR-BUSINESS-CLIENT-PART-2-OF-4/
...ut of purchased products Any medical personnel, nurses or doctors, for de...zations doing? No one knows what liability limit should appear on a policy....
https://completemarkets.com/Article/article-post/1596/LIFE-INSURANCE-PROSPECTING-TRAVEL-BUSINESS/
...ntial problems. For example, many Medical Expense plans-HMOs, PPOs, Blue Cross...riate, as well as out-of-state Auto liability requirements. And perhaps schedu...
https://completemarkets.com/Article/article-post/2157/Expert-Witnesses-Raising-The-Bar/
...Daubert tests to cases other than medical/scientific actions.
One such Texas d...entional scientific evidence. The reliability of testimony pertaining to insur...
https://completemarkets.com/Article/article-post/1213/AUTO-QUESTIONNAIRE/
...00 CSL $300,000 CSL $500,000 CSL Medical Payments (please circle one) $1,000 ...