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... is unreasonable to expect an insurance agent to attempt to sell every product for which he or she is licensed. There is no legal requirement for an agent to determine the need and attempt to sell mutual funds, Life, Disability, Major Medical, Long-Term Care, Medicare Supplement, et cetera while discussing a client's or prospect's Auto insurance. To do so would require that we spend a full day with each possible prospect. We should do a good job of cross-marketing, but there is no legal requirement that we do so. ... are doing a tremendous disservice to the independent insurance agent if we create additional legal liabilities where none existed before, ' he continued. I can see the possibility of some enterprising plaintiff trying to convince a judge and jury that the agent violated some fictitious duty, based on your premise. It is extremely important that this point be clarified. I wish I could agree, but I can't. The courts have clearly placed on professionals numerous duties of care and delivery of professional advice within their realm of expertise-without the lay-client having to ask the ... Services Today!4/30/2013 12:00:00 AM by CompleteMarkets Editor , david goodwin This content has not been rated yet. Can a P/C agent lose a lawsuit for failure to have addressed the Life needs of a P/C insured who died? Dave Goodwin thinks this is possible, but there are many agents who disagree. One Western reader wrote: It is unreasonable to expect an insurance agent to attempt to sell every product for which he or she is licensed. There is no legal ...

... Major Medical, Long-Term Care, Medicare Supplement, et cetera while discussing a client's or prospect's Auto insurance. To do so would require that we spe... course. We'd like to be your total insurance agency, and we're sure you'll l...

...l Security checkup   ( ) Medicare Supplement   ( ) Disability Income &#...

...emnity Legal service Medicare supplement plan Prescription drug cards ...wording can change with approval of insurance departments. These are: Change of Occupation Other Insurance, Thi