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...wing in mind: Get out of a mobile home. If you're driving, steer ...from anything metal, including farm equipment, golf clubs, wire fences, etc. Stay away from beaches and any open areas of water SUMMARY Thi...

...uch of it is nonstandard auto and mobile homes,' he explains. 'Often the carri...ke a mistake like that, it can cause a lot of grief,' he warns. Cycon also bel...

...nd in-agency docking stations are mobile and able to communicate in and out of...atural light, stimulates thinking and openness. It discourages intellectual 'h...

... ' is productive and not just fun.) Cubicles work for the identified producer tasks simply because they are tasks, ' as opposed to eight-hour-a-day occupations. If the agency isn't as comfortable as a producer's Lexus, great! Producers with laptops and in-agency docking stations are mobile and able to communicate in and out of the agency. While our industry's agency-management system vendors need to refine their systems' ability to work better in this mode, this is clearly where we need to go-and systems are good enough now to begin going there. ... heaven forbid, letting them try to manage a service team) reinforces this insanity. Producers need space within the agency for very specific functions: Client meetings: Your agency needs at least one (maybe more, depending on the number of producers) impressive client-meeting room equipped with technology for rating, looking up information, and giving presentations. Sales-program development and account-rounding: Your agency needs a quiet, separate place for the producer to think (wild thought!) and be creative, away from the crowd. Preparing sales presentations: ... principals separate themselves, managers tend to follow suit. Managers are accountable for certain results-and when they can't see those who produce these results, they're operating under a considerable handicap. Management is not a solitary undertaking. You can think and create behind glass walls with an open door. COUNTERS: COUNTERINTUITIVE, COUNTERPRODUCTIVE Clients or prospects who visit a traditional agency often see a counter separating them from the agency staff person. There's enough to separate an agency from its clients: banks selling insurance, competing agencies, direct writers, company service ...

... . A cloth string bag, into which you can scoop these items quickly, is helpful. Keep near you at all times any auxiliary devices you need to aid in your mobility-for example, a walker, crutches, cane, etc. If practical, keep extra mobile aids in different locations (work, school, etc.) Have an auxiliary powered generator at home, as a backup, if you are dependent on electricity for breathing machines, suction machines, etc. Have extra batteries if you use an electric wheelchair. ... own special need, limitations, and capabilities realistically, and write them down. Make several self-assessment lists; keep one on your person or readily available. This will be helpful to anyone assisting you. Be sure to include your requirements for medications and/or special equipment. Ask someone to be your buddy' to help you in case of an emergency. This may be someone who lives with you, a neighbor, a friend, or co-worker. Give this person a copy of your self-assessment list and other pertinent information. ... family members with actions to take before, during, and after a disaster, particularly an earthquake. You may wish to add supplemental information specific to your family's needs. Have Family Meetings A good way to start is to call a family conference; discuss freely and openly the real possibility of a major earthquake and involve the whole family in the planning process; Walk through your home together. Search for hazards and correct them. Learn and discuss how to protect yourself during an earthquake. Observe and become familiar with the location of ...

...ne, etc. If practical, keep extra mobile aids in different locations (work, sc... paints, solvents) Electrical equipment (fires in wiring, fuse boxes, mo...