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...ems, and furs. $500 on boats, motors, and trailers on the premises (premi..._, value of boat $________________, motor $__________________, and boat tr...

...irst, he visited the Department of Motor Vehicles and obtained forms from the ...cuments recorded at the Department of Motor Vehicles were filed by the seller ...

.... Do you own minibikes, mopeds, or motorcycles? If so, how many? _____ ... 10. Do you own any boats, motorbikes, motor homes, or other recreational vehicles, s...

... to help calculate the mileage from one area or neighborhood to another. Know the owners and estimators of local repair shops. When a new repair facility opens, alert your adjuster to make an appointment with the new shop for a get-to-know-you visit. Photocopy prospective clients' drivers' licenses to validate addresses and number of driving violations. Home addresses and driving records can be verified easily with the Department of Motor Vehicles when you have accurate information taken directly from a driver's license. Ask to make copies of both sides of the license for each member of a household or of each company employee being insured. Then order motor vehicle reports (MVRs) on each one. Get to know clients personally. Facts about unfamiliar people are more easily distorted. Build a trusting relationship with them; the more comfortable ... . Know your geographic area. Go the distance' in an effort to help calculate the mileage from one area or neighborhood to another. Know the owners and estimators of local repair shops. When a new repair facility opens, alert your adjuster to make an appointment with the new shop for a get-to-know-you visit. Photocopy prospective clients' drivers' licenses to validate addresses and number of driving violations. Home addresses and driving records can be verified easily with the Department of Motor Vehicles when you have accurate information taken directly from a driver's license. Ask to make copies of both sides of the license for each member of a household or of each company employee being insured. Then order motor vehicle reports (MVRs) on each one. Get to know clients personally. Facts about unfamiliar people are more ...

... banking relationships in the United States. The average person will most likely be affected by independent agent and regional bank relationships, since most consumers are already comfortable with both of these business relationships. CUSTOMER CONVENIENCE Positive aspects of banks selling P/C insurance can be found in the dealings many people have in their personal lives. For example, new vehicles often are financed with banks. Because of state motor vehicle requirements, Personal Auto insurance is mandatory when registering a vehicle. This situation provides banks with an opportunity to service more customer needs-all in one location. A similar scenario plays out when a bank customer seeks financing for the purchase of a home. Because Homeowner's insurance is needed, the bank has an opportunity to provide customers with a one-stop shopping approach to one of the most stressful personal financial ... many people make: buying a home! On the negative side, banks need to realize that selling P/C insurance requires serious marketing. Banks also need to be aware that P/C insurance products are very different from traditional bank products and services that focus on money management and asset accumulation. THE AGENT PERSPECTIVE For years, independent agents fought hard to maintain a barrier between agents and banks. The U.S. Supreme Court's Barnett Bank decision in 1996, however, changed all that. Even the independent agent associations no longer oppose the involvement of banks in the insurance process. Several independent agents I've spoken to recently see a business relationship with a bank as positive. This is especially true in small towns where the local bank concept still exists. An example is a recent relationship established between ...

... this type of third-party content available for agents to add to their sites. Again, although the carrier should get credit for providing this information, it needs to be "embedded" within the agent's brand. Insurance and Related Links Agents can build the value of their sites by including links to other sites their visitors are likely to find helpful (such as the State Department of Transportation, Department of Motor Vehicles, Insurance Commissioner, and insurance consumer sites) . For comprehensive listings that you can install on your Web site, go to Ultimate Links and Useful Links on the IMMS.com Members Page. Because carrier marketing departments already have these lists, it would make sense to put them into HTML format and make them available for agency Web site linking. This is a great way to leverage a small ... find agency sites and providing background services for these sites and the agency automation systems that support them. This solution involves a number of elements: Agency Web Site Locators Although carrier Web sites usually have areas for the press, stockholders, employees, and suppliers, they leave customer service and relations to their agents. That means they need to provide the public with an effective agency-locator service. The carrier's home page should feature an agency locator that allows site visitors to home in on an agent by location (ZIP code, area code, or state/city) and product (Auto, Home, Life, Main Street, and so forth) . Search results should include general information about each agency (name, address, phone, fax, and e-mail address), together with links to ...

...— Bob Lutz. To its credit, General Motors finally figured out that all the mar...

...ence than a law office. Suspects' motor vehicles are also likely to hold evid...

...e headway with Generation X. Ford Motor Company took its sporty, youth-orient...am was rolled out nationally as 'Ford Motor Co.'s Safe Driving School wit...

...fied easily with the Department of Motor Vehicles when you have accurate infor...ny employee being insured. Then order motor vehicle reports (MVRs) on each one...