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... damage and safeguard lives and property. But you may be disturbed to learn that survival hinges largely on something you've had no control over - your state and local emergency management planners. It seems like an obvious match, but the private sector's disaster planning specialists and their municipal counterparts have no history of coordination. That's starting to change, though. The evolving concept in disaster mitigation theory links the life of the community with the health of its businesses. That means communities increasingly see restoring business quickly as the way to save themselves after ... RECOVERY: HOW WORKING TOGETHER SPEEDS RECOVERY You've spent thousands of dollars and hundred of hours developing a sound disaster recovery program. Staff and management are trained to act quickly to mitigate damage and safeguard lives and property. But you may be disturbed to learn that survival hinges largely on something you've had no control over - your state and local emergency management planners. It seems like an obvious match, but the private sector's disaster planning specialists and their municipal counterparts have no history of coordination. That's starting to change, though. The evolving ... by CompleteMarkets Editor This content has not been rated yet. DISASTER RECOVERY: HOW WORKING TOGETHER SPEEDS RECOVERY You've spent thousands of dollars and hundred of hours developing a sound disaster recovery program. Staff and management are trained to act quickly to mitigate damage and safeguard lives and property. But you may be disturbed to learn that survival hinges largely on something you've had no control over - your state and local emergency management planners. It seems like an obvious match, but the private sector's disaster planning specialists and their municipal counterparts have no history ...

...rbed to learn that survival hinges largely on something you've had no control ... them, develop protocols for saving property, restoring services, and preparin...

...'The consolidations and mergers of large brokerages and those of insurance car...arketplace, they'll certainly look to larger Commercial accounts. Banks seeking to work with large accounts, however, will need to re...

... you on the back and buy you a beer. The best advertising is word-of-mouth, and the conventions are one way to get that. Regnier recently added two more dbas to her agency-Municipal Services Agency of Texas and Ambulance Insurance Services of Texas-after CIGNA opened two new markets: municipalities with less than 10,000 people and privately owned ambulance companies. Nobody wants to mess with small municipalities, but after Glatfelter designed a program for them, ' she says. We think this will let us pick up a few of the fire departments and ... . Niche marketing can have its drawbacks, however. If you don't produce a profit for the underwriter, it's liable to pull the whole book of business, ' Everhart says. A few years ago, I started a program to insure Corvettes. We had a large client base. But then the carrier doubled its sports car rates and practically put me out of business. Also, his lines of business are sensitive to changing legislation. The notary public bonds and used-car dealer bonds are required by the state, ' he explains. ... often begin with a request for special coverages from a single customer. If the agent seizes the opportunity, that one request can blossom into a fertile market. In fact, the opportunities are so numerous and the rewards so great that some agencies have dropped their standard property/casualty lines entirely and replaced them with a smorgasbord of niche programs. Niche marketing is also a way to maintain aggressive markets since many carriers such as Chubb, AIG, and most recently, St. Paul are putting their emphasis on profitable target markets. ...

...CIGNA opened two new markets: municipalities with less than 10,000 people and ...to handle summer camps because of the large number of children involved and th...

...he success of which business is in large part due to the exclusive retention o...for all or substantially all of the property of Maker or the winding-up or liq...