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...or Financial Education (NCFE), a nonprofit organization (that doesn't sell ins...des home-care benefits in advance of nursing-home benefits if the policy...

... or plans. Accumulating interest on policy loans starts to choke the value of the policy. The need for immediate cash outweighs the need for payment to the beneficiary. The investment potential of a cash settlement seems more attractive than maintaining the policy. The owner is a nonprofit organization that prefers current cash. Policies funding buy-sell or corporate stock-redemption plans are no longer needed. Here are some real-life cases: A 64-year-old female had a $500,000 policy with $75,000 cash surrender value. She received $190,000 ... two Term policies totaling $6 million face and an annual increasing premium of $102,500. He received $270,000, and the agent's referral fee was $60,000 (1 % of face) . An 84-year-old female who lived in a nursing home had a policy with $1 million face, cash surrender value of $200,000, and an annual premium of $15,303. Her family received $520,000. Many agents can identify situations that would be best served by life ... . Failure to inform clients about them, when appropriate, might be a terrible disservice. It might also deprive the agent of a huge fee (some have been reported in the six-figure range), cost them some important clients, or even lead to E&O claims. Life settlements can help your agency demonstrate its professionalism. People generally want to hear about new concepts, whether for immediate or possible future use. They ought to hear about them from you first. Also, agents might use this tool at seminars for ...

...aising help, equipment, money to nonprofit groups; Get company retirees in...

... the policy. The owner is a nonprofit organization that prefers current c...An 84-year-old female who lived in a nursing home had a policy with $1 million...