https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2106/ARE-YOU-OFFERING-EMPLOYMENT-PRACTICES-LIABILITY-INSURANCE/
... in judgment. Will your agency be sued for failing to provide proper coverage (the primary cause of E&O claims)? The odds are against you. Here's a recent E&O claim that illustrates this scenario. The ending is not pretty. A nursing home employees was tested for drug use after a narcotic disappeared from the medical department. The employee sued, alleging wrongful termination and defaming statements following the drug-testing procedure. The matter was reported to the nursing home's Comprehensive General Liability (CGL) carrier, but it ... coverage. The nursing home then sued the agency, contending that the agency should have informed it about EPL coverage. The agency defended itself by saying that the client had requested and received the CGL policy and had never requested EPL coverage. The case was settled by negotiation. The damages sought were $75,000, and the case was finally concluded for $20,000. This claim could have been avoided if the agency had provided the nursing home a proposal for EPL. If the client had then declined to purchase ... carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and ...
https://completemarkets.com/Article/article-post/2106/ARE-YOU-OFFERING-EMPLOYMENT-PRACTICES-LIABILITY-INSURANCE/
...rio. The ending is not pretty. A nursing home employees was tested for drug u... Is there vicarious or third-party Liability coverage? Are employees cov...
https://completemarkets.com/Article/article-post/1293/CONVALESCENT-AND-NURSING-HOMES-YOU-PROVIDE-CARE-SO-DO-WE/
Convalescent And Nursing Homes - "You Provide Care - So Do We"
CONVALESCENT AND NURSING HOMES - 'YOU PROVIDE CARE - SO DO ...we've been insuring convalescent and nursing homes for more than ( ) years. Our staff of professionals provides for your needs as you...
https://completemarkets.com/Article/article-post/1292/Convalescent-And-Nursing-Homes-A-Risk-Management-Program/
Convalescent And Nursing Homes - "A Risk Management Program"<...Agency Name) specializes in insuring nursing and convalescent homes, we can help advise you as to the ...
https://completemarkets.com/Article/article-post/1101/WOMENS-INDEPENDENT-GUIDE-TO-INSURANCE/
...r skilled and custodial care in a nursing home. Some policies also may cover h...overage whether you operate from your home or another location. While homeowners insurance may cover business ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1850/THE-2011-ISO-HOMEOWNERS-NEW-AND-IMPROVED/
... liability exclusion for loss resulting from the use, sale, manufacture, delivery, transfer, or possession of a controlled substance had an exception for the legitimate use of prescription drugs by a person following the orders of a licensed "physician" . Recognizing that dentists, nurse practitioners, and other health care professionals also have the legal right to prescribe drugs, ISO changed the wording to "following the lawful orders of a licensed health care professional" . Good News, Bad News Some of the policy changes, while reducing coverage in ... for a student away at school, as long as the student has been there at any time during the 90 days immediately before the loss. The previous form had allowed only 60 days. ISO recognized that because many students might leave personal property at school when returning home for summer break, the 60 days limitation was inadequate to provide coverage for the full summer period. • &# 160Motor Vehicle Exclusion ISO responded to agents concerns about the language used in the Homeowners 2000 policy. In both Section I – Property Not ... use, sale, manufacture, delivery, transfer, or possession of a controlled substance had an exception for the legitimate use of prescription drugs by a person following the orders of a licensed "physician" . Recognizing that dentists, nurse practitioners, and other health care professionals also have the legal right to prescribe drugs, ISO changed the wording to "following the lawful orders of a licensed health care professional" . Good News, Bad News Some of the policy changes, while reducing coverage in one way, broadened coverage in another ...