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... never offered them a proposal, and they get hit with a claim costing $50,000 in defense and $250,000 in judgment. Will your agency be sued for failing to provide proper coverage (the primary cause of E&O claims)? The odds are against you. Here's a recent E&O claim that illustrates this scenario. The ending is not pretty. A nursing home employees was tested for drug use after a narcotic disappeared from the medical department. The employee sued, alleging wrongful termination and defaming statements following the drug-testing procedure. The matter was reported to the nursing home's Comprehensive General Liability (CGL) carrier, but it denied coverage. The nursing home then sued the agency, contending that the agency should have informed it about EPL coverage. The agency ... Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Are You Offering Employment Practices Liability Insurance?4/30/2013 10:44:07 PM by CompleteMarkets Editor , Curtis Pearsall This content has not been rated yet. ARE YOU OFFERING EMPLOYMENT PRACTICES LIABILITY INSURANCE? by Curtis Pearsall Claims alleging wrongful employment practices have undoubtedly increased significantly over the last decade. According to USA Today, an estimated 450 employment lawsuits are filed every day. One survey reported that half of all ...

... Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Convalescent And Nursing Homes - "You Provide Care - So Do We"4/30/2013 10:38:09 PM by CompleteMarkets Editor This content has not been rated yet. CONVALESCENT AND NURSING HOMES - YOU PROVIDE CARE - SO DO WE' Dear (Customer Name): YOU'RE IN THE BUSINESS OF PROVIDING CARE. SO ARE WE. Your residents are often physically weak and vulnerable to injuries ... They may slip or fall and break a bone. Your staff includes nurses, doctors, and physical therapists. Everyone is vulnerable to a liability lawsuit. (Your Agency Name) knows your areas of risk. We know your organization has special insurance needs because we've been insuring convalescent and nursing homes for more than ( ) years. Our staff of professionals provides for your needs as you provide for your patients' needs. We can design a customized insurance program for you, as well as suggest risk management techniques to reduce your loss claims. Let us attend to your needs. We'll call you to set up an appointment. Sincerely, (Your Name) Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance ...

...r a sizeable limit of Fire Legal Liability. On the other hand, many agencies o...limit options to consider. Sizeable Liability/Professional losses can occur wh...

... PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All nursing home Articles tagged with nursing home Back Are You Offering Employment Practices Liability Insurance? This content has not been rated yet. CompleteMarkets Editor , Curtis Pearsall 4/30/2013 10:44:07 PM ARE YOU OFFERING EMPLOYMENT PRACTICES LIABILITY INSURANCE? by Curtis Pearsall Claims alleging wrongful employment practices have undoubtedly increased significantly over the last decade. According t.. All Articles by CompleteMarkets Editor Comments ( ... ) Banks And Agencies: A New Way Of Doing Business This content has not been rated yet. CompleteMarkets Editor , Michael Manes 3/28/2014 12:00:00 AM The speakers on the tape I was listening to said, When you complete the process of rearing your children, you want to be.. All Articles by CompleteMarkets Editor Comments (0 ) Center Of Influence / Referral Request This content has not been rated yet. CompleteMarkets Editor 5/13/2014 12:00:00 AM Dear (Customer Name), I'm writing you today for two reasons: one, to thank you for being a valued customer of [Your Agency Name] and, two, to ask you for a favor.. All Articles by CompleteMarkets Editor Comments (0 ) Community Involvement Checklist ...

... involves allegations that an agent failed to advise a client properly of the availability of higher limits of UM coverage and that the agent failed to obtain a written waiver of UM benefits equal to Liability limits as required by the state's Financial Responsibility Act. An ambulance owned and operated by one of the agency's clients was struck head on by an uninsured vehicle that had crossed the centerline of the highway. A nurse and patient were killed, and the driver was seriously injured. The insured's Business Auto policy had Liability limits of $500,000 but UM limits of only $35,000. The nurse's estate sued the insurance agency, contending that the Uninsured/Underinsured coverage should have been $500,000 and that the agent was negligent in not providing it. Each policy year, the client ... 1 cause of E&O claims was failure to obtain the proper coverage. Auto claims account for one in every four E&O claims-and more than half of these deal with Uninsured/Underinsured Motorist (UM) coverage. What can go wrong with Uninsured Motorist coverage? Take a closer look: Is it standard operating procedure in your agency to offer clients UM coverage equal to the limits of Liability? The price differential is only an extra $50 to $75 per vehicle and is well worth it. Some states are now requiring that limits for Bodily Injury/Property Damage (BI/PD) and Uninsured Motorist be the same. If you feel that you don't have to offer higher UM limits because an Umbrella is in place that will drop down in the event of a claim ...

Convalescent And Nursing Homes - "You Provide Care - So Do We"
CONVALESCENT AND NURSING HOMES - 'YOU PROVIDE CARE - SO DO ...we've been insuring convalescent and nursing homes for more than ( ) years. Ou...

... coverage equal to the limits of Liability? The price differential is only an ...is priorities were to maintain high Liability limits but to keep premium costs...

... Verified Reviews - 5 of 5.0 1 2 3 4 5 CompleteMarkets Editor 8/5 /2014 12:00:00 AM Dear (Customer Name), ARE YOU FED UP? By insurance, that is. If so, I understand. Quite frankly, so is the rest of the world. That's why.. NOW, .. All Articles by CompleteMarkets Editor Comments (0 ) Convalescent And Nursing Homes - "A Risk Management Program" This content has not been rated yet. CompleteMarkets Editor 8/8 /2014 12:00:00 AM Dear (Customer Name): You are in a difficult business. You have a staff of professionals who are responsible for many ill and injured.. All Articles by CompleteMarkets Editor Comments (0 ) Cross-Sell Letter 1 Verified Reviews - 5 of ... 1 2 3 4 5 CompleteMarkets Editor 4/30/2013 10:36:59 PM CROSS-SELL LETTER Dear (Customer Name), We have enjoyed the privilege of handling your Auto insurance and wanted to write about why we hope you'll consider using our agency for your Homeowners cove.. All Articles by CompleteMarkets Editor Comments (0 ) Furniture Dealers - Product Liability This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:38:09 PM FURNITURE DEALERS - PRODUCT LIABILITY Dear (Customer Name): PRODUCT LIABILITY . . . These two words strike fear into the hearts of many. Unfortunately, furniture dealers are particularly .. All Articles by CompleteMarkets Editor Comments (0 ) 1 2 3 4 x No Thanks Loading.. Loading.. x No Thanks Loading.. ...

...exist for passing on or assuming liability for damage arising out of purchased...zations doing? No one knows what liability limit should appear on a policy....

... agency quoting any professional liability for counseling businesses, therapy ...at are able to provide professional liability, general liability and abuse coverage for a wide va...