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... all family members will meet following the evacuation. Post your completed emergency floor plan in an accessible location such as inside a cupboard or closet door, back porch, or garage. Inform family members, baby sitters, and neighbors where it can be found in case of an emergency. HOME PREPAREDNESS Place large and heavy objects on lower shelves. Securely fasten shelves to walls. Remove glass bottles from medicine cabinets and from above or around the bathtub and sink. Remove all flammable liquids such as painting and cleaning products to the garage or outside cupboard. Store in proper containers. Make sure your home or place of work has ample exits that will not be blocked with fallen debris. Fasten all top-heavy furniture such as refrigerators, tall bookcases, and glass cabinets, to the walls by means of hooks, angle brackets or braided wire. Install fasteners or latches on cupboard doors. Strong child-proof latches will work well. Apply the same precautionary measures to your places of work. Secure, or bring to the attention of the appropriate person(s ), apparatus that could move or fall, dangerous chemicals, and unreachable emergency shutoff switches. Hold a home earthquake drill. Provide your family with knowledge to prevent injury and panic during earthquakes. Practice what you have learned by holding an earthquake drill. Bolt down water heaters and other gas appliances, or strap them securely to the nearest walls. Fires start from broken gas lines and appliance connections. Use flexible connectors whenever possible. Relocate beds, if possible, so they are not directly under large windows. To secure a water heater, ...

... Agents dream about having their 'phones ring off the hook,' having swarms of sizzling hot prospects knock on their door — insisting on doing business with them. And it’... pull out your Unique Selling Proposition — then buckle up. You’re on your way to the exciting ride of gro...

...N AN EARTHQUAKE, PART 2 THIRD EDITION-AMERICAN RED CROSS SPECIAL TIPS FOR DISABLED AND ELDERLY PERSONS A recent survey of census statistic...ist Key Work or School Addresses and Phone Numbers of All Family Members Here:...

...he carriers used to handle. Automation has enabled even small agencies to do sophisticated inspection/risk analyses, underwriting, rating, co...nadequate service, and lost revenue. Don't be penny wise and dollar foolish with your time or money!

... Anonymously Submit Cancel Contact Us contact_phone Click to call Unfollow First name: Last name: Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Stand Tall With Stewardship Reports 4/30/2013 12:00:00 AM by CompleteMarkets Editor , C.R. Ekern This content has not been rated yet. Don't be left dangling on the hook of price and commodity. Stewardship is one of the most important techniques that agents and brokers practice. It ties together all of your tools and client service focus with its Value Proposition. This client focus, combined with your firm's Value Proposition, answers a number of questions that are critical to successful long-term client retention. Although many agents and brokers accept the fact that Stewardship Reports are critical, very few do a good job of presenting them. In most cases, these so-called Stewardship Reports are nothing more than a claims or service review. They don't answer the client's most important questions, such as: "What impact have you had on my costs in the past?" "Why should I continue to do business with your firm?" "How do I know that you're doing ...

... prone to nicks, bumps, and ingrown hairs. While Gillette wins the close-shave race, Schick goes after niches where safety is an issue. Use your sales staff effectively. Although salespeople can display primadonna-like behavior and even a certain amount of arrogance, they are right when they complain about much of what they're asked to do. Rather than spending time cultivating prospects, servicing existing customers, and building relationships, they are expected to cold call and locate new prospects. While every sales rep should be watching out for new opportunities, looking for a needle in a haystack is a waste of time and talent. Selling efficiency starts with good leads, and it's the job of the company to develop them. The goal is to keep the sales forces busy doing what it does best-selling. Offer response hooks. A response hook is nothing more than an opportunity for the recipients of your communication-newsletter, ad, direct mail, or Net-to inquire, request, or respond. Whether it's requesting information, a brochure, white paper, sample, or appointment, offer choices because this is the moment of maximum motivation. The goal is to pull the prospects closer to you in ways that meet their needs. Offering pertinent, helpful information can be a powerful hook. Refuse to get side-tracked. Staying focused isn't easy. There are powerful forces pulling and pushing in every direction except forward. Boredom causes the mind to look for new excitement. Just trying to keep up with the competition directs energy away from the goal. Ego obscures valid objectives. Getting off course is easy, particularly when business is ...

...Waste Your Time
Those of us who don't market at all, jump at every opportun...ero for 10 because you run up against non-buying prospects.

Safety And Hazard Inspection Survey
SAFETY AND HAZARD INSPECTION SURVEY (This article contains material that may be of interest t...l trucks stored in accord with regulations? Excerpted with permission from Safety Information Currents, volume IV, number 4, ISSN 1088-8101, which is published monthly by System Interface Consultants, Inc. (ISSN 1066-8101), 1744...

...deas?' This is a legitimate question and worthy of discussion. Firms today must find new ways to save and reduce costs. On the other hand, one must be careful. Realistically speakin...d an infinite number of creative solutions can capture the attention of the audience so the program has a...

... separated by dunnage sufficient to provide stability? [ ] Are dock boards (bridge plates) used when loading or unloading operations are taking place between vehicles and docks? [ ] Are trucks and trailers secured from movement during loading and unloading operations? [ ] Are dock plates and loading ramps constructed and maintained with sufficient strength to support imposed loading? [ ] Are hand trucks maintained in safe operating condition? [ ] Are chutes equipped with sideboards of sufficient height to prevent the materials being handled from falling off? [ ] Are chutes and gravity roller sections firmly placed or secured to prevent displacement? [ ] At the delivery end of rollers or chutes, are provisions made to brake the movement of the handled materials? [ ] Are pallets inspected before they are loaded or moved? [ ] Are hooks with safety latches or other arrangements used when hoisting materials, so that slings or load attachments won't accidentally slip off the hoist hooks? [ ] Are securing chains, ropes, chockers, or slings adequate for the job to be performed? [ ] When hoisting material or equipment, are provisions made to assure that no one will be passing under the suspended loads? FLAMMABLE AND COMBUSTIBLE MATERIALS HANDLING Delete any items that aren't related to your circumstances. [ ] Are combustible scrap, debris and waste materials stored in covered metal receptacles and removed from the worksite promptly? [ ] Is proper storage practiced to minimize risks of fire and spontaneous combustion? [ ] Are approved containers used for the storage/handling of flammable and combustible liquids? [ ] Are all connections on drums and combustible liquid piping ...