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... require the insured to sign and date it. Also, request photos of any unusual or high-value items or activities that might pose a coverage problem or require special handling. That way, you can determine whether you need to make an appointment with the client at the site. This procedure provides an opportunity to sell other coverages, improve existing coverage, and even to sell Life and Disability insurance to round out and gain control of the account. 2. Take notes when talking to clients. Organize the notes into a narrative in ... for potential loss that the attorneys handling this type of claim are going to try to reach much deeper for a source of funds. Just look at the asbestos litigation activity. In the broad scope of CERCLA legislation, the party responsible for the contamination and pollution loss cleanup might not be the person who did the contaminating and polluting. Your insured might be responsible for cleanup just by virtue of being the property owner or landlord. This can leave your agency vulnerable to an E&O claim. By doing a careful review at ... , you should be able to identify any limitations and changes that might have an impact on your client. Highlight them. You might end up defusing a potentially explosive situation. Although the carrier usually adds notes all over the policy to explain changes, just delivering the policy without going the extra step of pointing changes out to the insured might come back to haunt you. If you enter forms and edition dates in your automation system, you already have a quick checklist method of noting differences. By comparing the previous policy with the ...

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E&O incidents are on the rise. We've entered an era where it...gency management, so that you're aware of positive or negative comments.