https://completemarkets.com/Article/article-post/1025/HOW-TO-AVOID-THE-12-MOST-COMMON-CAUSES-OF-BROADCAST-TOWER-LOSS/
...sential, as well as the building, parking areas, and entrances. Lighting is a ...
https://completemarkets.com/Article/article-post/2021/HOW-TO-BUY-SELL-MERGE-PERPETUATE-AN-AGENCY-II/
...a sale that hinged on providing a parking space out back on company property f...seller never did quite get around to parking his RV in that spot that seemed s...
https://completemarkets.com/Article/article-post/2141/E-O-IN-COMMERCIAL-AUTO/
... any officers, partners or employees furnished an automobile for personal use? Are owned vehicles used for towing special equipment (air compressors, concrete mixers, etc.)? Are operations periodic or seasonal, resulting in the lay-up of any vehicles for 30 consecutive days or more? Are any automobiles equipped with cellular telephones, two-way radios, citizens band radios, or similar devices? How many automobiles are parked in one location overnight? Does the applicant lease/rent vehicles to others with operators? What is the maximum/average radius of operation? Is there a hired/non-owned exposure? The symbol on the policy indicates what vehicles the coverage includes. The applicable symbols (expressed in numbers), range from "1 " to "9 ," with symbol "1 " being the broadest ... any auto. Thus, if your customer were to lease a vehicle for a particular job, symbol "1 " would provide coverage. On the other hand, symbol "7 " is only for vehicles listed on the policy. There would not be coverage for leased or non-owned vehicles with this symbol. Consequently, getting answers to these questions from your customer will help when requesting that coverage be structured appropriately. Symbol "9 " is only for non-owned vehicles. Other items to consider "Named Insured" status/"Drive Other Car" coverage. It should be standard practice to offer the owners of the business (where the business is the named insured) additional "Named Insured" status or "Drive Other Car" coverage. If a business owner suffered an injury as a pedestrian ...
https://completemarkets.com/Article/article-post/1816/HARD-MARKET-STRATEGIES/
... ensure positive cash flow through difficult periods. To help with the top line, seek out GAs that can provide assistance with markets and other sales related functions. To help with the bottom line, follow the basic principles of cash management. G. Edward Kalbaugh is a partner with Allegent Growth Strategies, a full-service consulting firm specializing in services to the insurance industry. Allegent is located at 100 Crossways Park Dr. W., Ste. 104, Woodbury, NY 11797. He can be contacted at (516) 364-7034, or at [email protected] . The company's Web site is www.allegentgsi.com . This article originally appeared in Rough Notes magazine and is reproduced by permission. Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join ... addition, GAs add another layer between the agency and the insurance company that sometimes impacts the agency's customer service negatively. Nevertheless, in a hard market, agencies should seriously consider gaining access to the markets provided by GAs, for both Personal and Commercial lines. Accessing GA markets enables the agent to keep or get business that would otherwise be lost. When entering into arrangements with GAs, agents should structure the relationship to achieve longer-term goals, not just immediate market access. Here's what Allegent Growth Strategies recommends. Establish business goals for using GA markets. Identify GAs that could write the agency's business. Interview GAs to determine the best fit and negotiate agreements based on long-term goals. The agreements should include guidelines for submissions from the agency, level of service expectations for the GA, and provisions for ...
https://completemarkets.com/Article/article-post/2615/Telecommuting-to-Your-Virtual-Office/
...es work off site, your office and parking space requirements decrease, reducin...
https://completemarkets.com/Article/article-post/2801/What-Are-the-Most-Common-Contractor-Insurance-Claim-Problems/
... delays that lead to financial disputes. These issues can disrupt schedules, raise expenses, and strain client relationships. This article explains how these claim problems develop and why they matter to a contractor's business. Property damage claims from job site accidents or equipment failure Property damage claims often result from job site accidents or equipment failure. A crane may strike a structure, or a skid steer may hit a parked vehicle. These incidents can damage buildings, tools, or nearby property. Many contractors review coverage under Affordable Contractors Insurance contractor plans to address this type of risk. General liability policies often cover third-party property damage. However, policies may exclude damage to the contractor's own work, so policy details matter. Equipment failure also drives claims. A faulty lift can drop materials and break windows. In ... , equipment loss, faulty work, and project delays that lead to financial disputes. These issues can disrupt schedules, raise expenses, and strain client relationships. This article explains how these claim problems develop and why they matter to a contractor's business. Property damage claims from job site accidents or equipment failure Property damage claims often result from job site accidents or equipment failure. A crane may strike a structure, or a skid steer may hit a parked vehicle. These incidents can damage buildings, tools, or nearby property. Many contractors review coverage under Affordable Contractors Insurance contractor plans to address this type of risk. General liability policies often cover third-party property damage. However, policies may exclude damage to the contractor's own work, so policy details matter. Equipment failure also drives claims. A faulty ...
https://completemarkets.com/Article/article-post/2351/Crisis-Management-Plan-Introduction/
...n February 1993 that the center's parking garage was vulnerable to a bomb atta...
https://completemarkets.com/Article/article-post/430/Finding-Agency-Personnel/
...ave been learned driving into the parking lot before the interview. CSRs shoul...
https://completemarkets.com/Article/article-post/1557/OSHA-HANDBOOK-FOR-SMALL-BUSINESSES-PART-4/
...r objects from heights (whether structures or buildings) until proper precauti...
https://completemarkets.com/Article/article-post/1651/DISASTER-PLANNING-MANUAL-PART-1/
... at shopping malls, supermarkets, parking lots, and so on. What to Do Before ...