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...ation can easily name a number of parties as employers of the claimant. Regul...hand, they can provide statutory and special employers with immunity from tort...

...omplicated legal process for both parties and substantial legal expenses. Ther... and taking appropriate action will prevent an E&O, but doing nothing is c...

...y (e.g., photos of media cocktail parties). Is there a representative cross-se...in mind, or does he or she do mostly special events, publicity tours, etc.? Keep in m...

...ly represent the authority of the parties engaged in a transaction say th... You may not cancel, limit, or deny coverage because of someone's sex or marit...

... Omissions exposures that require special guidelines. “I’ve hear...;t been not led to believe they had coverage, only to have their claim denied...

...s over subjects important to both parties. A Word about Non-Piracy ...k options F. Contingency plan in event of death, disability, or divorce ...

... who has a duty to speak) of a material fact, or a promise made without intent to perform it. This deceit can be intentional (fraud) or negligent (negligent misrepresentation) . It has to be done with the intent or knowledge that the other party will rely on it. The other party must in fact rely on it, the reliance must be reasonable, and damage must result to the client. The statute of limitations for deceit is three years from the date that the client knew, or should have ... coverage the client should get. The majority rule, and the rule in California, is that an agent has no duty to advise what coverage the client should obtain, unless the agent (a ) agrees to advise the client, or (b ) has a special relationship leading to a duty to advise. Ahern v. Dillenback (1991) 1 Cal.App.4th 36, 1 Cal.Rptr.2d 239. A special relationship can arise if the agent agrees to advise the client. An agent who agrees to give such advice should do so competently ... willing to defend, and possibly to indemnify, its agent. If there is no serious conflict of interest between the principal and agent, particularly where the carrier will indemnify the agent, the same attorney might represent both of them at the carrier's cost. In any event, the carrier's counsel can do a major portion of the work in the case, and the agent's counsel can benefit from it. The agent should still notify his E&O carrier immediately, since otherwise he risks losing his claims made coverage. Getting the ...

... the Commonwealth of Massachusetts, and WHEREAS, [Agency] desires to employ [Employee] and [Employee] desires to be so employed upon the terms and conditions hereinafter set forth, NOW THEREFORE, in consideration of the mutual covenants and agreements herein contained, the parties agree and contract as follows: Effective as of , 20 , [Employee] shall serve in the employ of [Agency] upon the terms and conditions hereinafter set forth. The initial term of this agreement shall be for a period of two (2 ) ... extent as any court of competent jurisdiction may deem reasonable and proper: [Employee] agrees that all information governing the insurance of [Agency] 's customers (inclusive of those accounts produced by [Employee]), including expiration data in connection therewith and all special forms used by [Agency] are confidential information and will be treated by him as such, and that both during and after the term of [Employee] 's employment, however it may be terminated, he will not, directly or indirectly, make ... of such information or any other confidential information concerning [Agency] 's business for his own benefit, nor divulge such information to any other parties not duly entitled thereto nor retain or create any lists of [Agency] 's customers for his own personal use nor reveal the same to any other party. [Employee] covenants and agrees that during the period of his employment hereunder he will not, directly or indirectly, compete with [Agency] in any manner, and that for a period of five (5 ) ...

...ent of Insurance, and not private parties.. Moradai-Shalal v. Fireman's Fund I...-binding process, where the opposing parties sit down with a mediator and try ...

... agreements herein contained, the parties agree and contract as follows: ...ployee]. Consolidations of existing coverages into combination or package poli...