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...t to the owners as dividends. A partnership or proprietorship will show net wo...

...ORSHIP, CLUSTER OF INDIVIDUALS, PARTNERSHIP, OR CORPORATION 1.1 Some possi...hould individual shareholders or a partnership hold them? Should I own stock in the corporation, or should a partnership hold it? See paragraphs 1.2.6-1...

...ORSHIP, CLUSTER OF INDIVIDUALS, PARTNERSHIP, OR CORPORATION. 1.1. Some poss...e corporate shield against personal liability important? Does the agent have s...

...ibility and tax advantages of a partnership. However, along with those benefit... may well be an accidental general partnership, with unlimited potential cross-liability for all partners. Is your E&O co...

... providing the resources necessary to meet federal requirements for contractors to maintain drug-free workplaces. Three federal agencies jointly sponsored a national conference to communicate the effects of substance abuse in the workplace, discuss the specific problems of small businesses, and consider the incentives needed to assist small businesses in responding to these problems and implementing effective programs. Representatives from trade associations, chambers of commerce, unions, public/private partnerships, state and local governments, and employee assistance programs attended the conference. Presentations were made by the sponsoring agencies and members of the small business community in the areas of small business experiences, legislation, treatment/insurance, and drug testing. Workshops were conducted for each type of organization attending the conference. The group workshops focused on ways in which partnerships could be formed between the various organizations ... of drug problems but can also provide information on the costs and successful aspects of the programs of similar organizations. Resources are a second major concern of small businesses. Technical assistance in the areas of procedure development and evaluation of EAPs, as well as low-cost training and educational material, are in great demand. Finally, small businesses need incentives. Tax credits, insurance discounts, and removal of employer liability are examples of incentives small businesses have stated would be helpful in establishing drug programs. Legislation Many small businesses find legislation complicated and confusing. Conflicting federal and state/local regulations, costs of complying with federal contractor requirements, and the fact that there are few incentives for compliance all present unique problems for small businesses. Recommendations in this area included: Creating minimum federal standards which preempt other regulations ...

... Think Like A Journalist! This content has not been rated yet. CompleteMarkets Editor , Michael Maynard 4/30/2013 10:42:47 PM BE A PR PRO: THINK LIKE A JOURNALIST! by Mike Maynard Why do so many journalists cringe when they receive phone calls, faxes, and e-mails from public relations professionals? Becaus.. All Articles by CompleteMarkets Editor Comments (0 ) Best Partnership This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:32 PM BEST PARTNERSHIP Dear (Customer Name): When a business partner suffers a fatal accident, it's a devastating time for all those concerned. The remaining partners feel a great loss after spending yea.. All Articles by CompleteMarkets Editor Comments (0 ) Doing The Deal: A Four-Step Process ... However, if you don't have All-Risk ins.. All Articles by CompleteMarkets Editor Comments (0 ) Audit Explanation - Prepare, Prepare This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:38:26 PM AUDIT EXPLANATION - PREPARE, PREPARE Dear (Customer Name), THERE'S SOMETHING YOU SHOULD KNOW ABOUT AUDITS . . . As you know, Workers Compensation and General Liability policies are su.. All Articles by CompleteMarkets Editor Comments (0 ) Be A Pr Pro: Think Like A Journalist! This content has not been rated yet. CompleteMarkets Editor , Michael Maynard 4/30/2013 10:42:47 PM BE A PR PRO: THINK LIKE A JOURNALIST! by Mike Maynard Why do so many journalists cringe when they receive phone calls, faxes, ...

... restrictions have caused many organizations to merge, acquire or.. All Articles by CompleteMarkets Editor Comments (0 ) Legal Outline For California Agencies - Chapter 1 This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:39:41 PM LEGAL OUTLINE FOR CALIFORNIA INSURANCE AGENCIES CHAPTER ONE FORM OF ORGANIZATION CHOICE OF A LEGAL FORM OF AGENCY OPERATION - PROPRIETORSHIP, CLUSTER OF INDIVIDUALS, PARTNERSHIP, OR COR.. All Articles by CompleteMarkets Editor Comments (0 ) Quick Renewal Checklist This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:47 PM QUICK RENEWAL CHECKLIST The FAX Of Life According To Your Insurance Agent To: From: Date: I'm Mad As Hell And I'm Not Gonna Take It Anymore! ' That line from the popular mov. ... ) Communicating With The Media This content has not been rated yet. CompleteMarkets Editor , Sally Praskey 4/30/2013 10:44:59 PM COMMUNICATING WITH THE MEDIA by Sally Praskey Reporters are like alligators; you don't have to love them, but you DO have to feed them. Steven Poole, director of corporate communications, .. All Articles by CompleteMarkets Editor Comments (0 ) Hidden Liabilities In Mergers And Acquisitions This content has not been rated yet. CompleteMarkets Editor , Arthur Parry 4/30/2013 10:43:49 PM HIDDEN LIABILITIES IN MERGERS AND ACQUISITIONS by Arthur Parry Increased financial benefits coupled with regulatory restrictions have caused many organizations to merge, acquire or.. All Articles by CompleteMarkets Editor Comments (0 ) Legal Outline For California Agencies - Chapter 1 This content has ...

...re you proceed with a merger or partnership. Where do you start? If you are an..., will the gains provided by a new partnership exceed the losses caused because of the partnership? From the bank's viewpoint, any...

...ive, and organized as a general partnership. Property/Casualty agencies are co...ng 'S' corporations into a general partnership. Those agencies interested in s...

... agency. Reason: Too many of the agency's records weren't reconcilable. By the time the seller got the agency records in order, he couldn't find a buyer willing to pay nearly as much as the initial buyer had offered. The monetary losses these incidents caused are obvious, but the problems didn't end there. Lives were turned upside down. Retirement plans suffered sudden, drastic changes. Friendships and partnerships were destroyed. Lifetimes of work went down the drain when agencies were sold for pennies on the dollar. These agencies could've avoided much of this grief by obtaining annual accountant's reviews or audits. All the problems described above were innocent but expensive mistakes. An audit or accountant's review could've caught them and allowed the agencies to correct their mistakes while the pain was still relatively minor. Our industry is ... was having problems paying its companies on time. Reason: Because a huge portion of the agency's accounts receivable was uncollectible, its realistic trust ratio was actually quite poor. Problem: An agency had to be sold at a significant discount from what the ownership had believed it was worth. Reason: The agency had been entering pre-bills as accounts receivable, which is an asset, without entering an offsetting liability. Problem: An interested buyer eventually decided to pass on an agency. Reason: Too many of the agency's records weren't reconcilable. By the time the seller got the agency records in order, he couldn't find a buyer willing to pay nearly as much as the initial buyer had offered. The monetary losses these incidents caused are obvious, but the problems didn't end there. Lives were turned ...