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... x No Thanks Loading.. Paving Company Saves By Investing In Employees 4/30/2013 by CompleteMarkets Editor This content has not been rated yet. PAVING COMPANY SAVES BY INVESTING IN EMPLOYEES Safety has been a major reason for the start-up and operation of an Employee Assistance Program (EAP) at Chamberlain, a paving contractor in Laurel, Maryland, specializing in parking lot maintenance. Over a three-year period, increases in Workers Compensation and Commercial General Liability exceeded 100% . By implementing a Safety Awareness Program, the company saw an immediate and significant decrease in the frequency of workers compensation claims and vehicular accidents. Because the company's heavy equipment and trucks travel daily on interstate highways around metropolitan Washington D.C., the owners felt it was necessary to implement an alcohol and drug policy. Years ago, a local consulting firm helped with the development of this policy by working with the company's human resource advisory group. The process included meetings with all employees to explain the rationale for the new policy and an opportunity for employee input. In the course of those meetings, it became clear that designing an alcohol and drug policy would not magically solve all the problems associated with these negative behaviors. The 75 full-time employees needed a mechanism to deal effectively with personal problems so that, if necessary, they could find help, take a leave of absence to deal with their problems, and then return to the company and improve their productivity. Chamberlain asked its consultant to solicit proposals from qualified EAP providers to implement and manage an EAP. At a cost of approximately $3 ,000 a year, Chamberlain's ...

... little of our firm's backgro.. All Articles by CompleteMarkets Editor Comments (0 ) Alternative Risk Financing: Not Just For Fortune 500 Companies This content has not been rated yet. CompleteMarkets Editor , Greg Ryan 4/30/2013 10:45:23 PM ALTERNATIVE RISK FINANCING:NOT JUST FOR FORTUNE 500 COMPANIES by Greg Ryan and James Bukowski Grow revenues and earnings by offering alternative risk financing to selected clients.. All Articles by CompleteMarkets Editor Comments (0 ) Alternative Risk Financing: Size Doesn'T Matter This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:41:13 PM ALTERNATIVE RISK FINANCING: SIZE DOESNT MATTER Most medium-sized and smaller companies protect themselves against their property and liability exposures by purchasing Commercial insuranc.. All Articles by CompleteMarkets Editor Comments (0 ) An Attention-Getter Paving The Way This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:47 PM AN ATTENTION-GETTER PAVING THE WAY COVERAGE: Total Service PROSPECTS: Prospective Clients COMMENTS: An Attention-Getter Paving the Way for Future Follow-Up. Dear (Customer Name), 3 THINGS.. All Articles by CompleteMarkets Editor Comments (0 ) Analysis Of Profit-Sharing Agreements This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:36:58 PM ANALYSIS OF PROFIT-SHARING AGREEMENTS Use this form to review your company profit-sharing deals. Complete this checklist for each major company represented. A no ans.. All Articles by CompleteMarkets Editor Comments (0 ) 1 2 3 4 5 .. x No Thanks Loading.. Loading.. x No Thanks Loading.. ...

... occur but with a high degree of predictability. Hitting sales and revenue targets was almost a natural outcome. All Articles by CompleteMarkets Editor Comments (0 ) Achieving Super Salesmanship: This content has not been rated yet. John Graham 8/25/2014 12:00:00 AM Selling in every industry and every size of business is changing so radically.. All Articles by John Graham Comments (0 ) Adjusters Say The Darnedest Things This content has not been rated yet. CompleteMarkets Editor , Bill Wilson 5/9 /2013 12:00:00 AM ADJUSTERS SAY THE DARNEDEST THINGS by Bill Wilson Its inexcusable when a claim is denied for no other reason than Its not covered. The insured is owed a reason for a clai.. All Articles by CompleteMarkets Editor Comments (0 ) An Attention-Getter Paving The Way This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:47 PM AN ATTENTION-GETTER PAVING THE WAY COVERAGE: Total Service PROSPECTS: Prospective Clients COMMENTS: An Attention-Getter Paving the Way for Future Follow-Up. Dear (Customer Name), 3 THINGS.. All Articles by CompleteMarkets Editor Comments (0 ) Ask A Licensed Private Investigator, Part 1 This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:40:33 PM FRAUDBUSTERS: ASK A LICENSED PRIVATE INVESTIGATOR Part 1 Q: Recently, I was discussing a suspicious claim with another investigator. He said it appeared that one of the parties in the loss was .. All Articles by CompleteMarkets Editor Comments (0 ) Asking Questions: It's An Art This content ...

... . About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All amounts Articles tagged with amounts Back Alternative Risk Financing: Size Doesn'T Matter This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:41:13 PM ALTERNATIVE RISK FINANCING: SIZE DOESNT MATTER Most medium-sized and smaller companies protect themselves against their property and liability exposures by purchasing Commercial insuranc.. All Articles by CompleteMarkets Editor Comments (0 ) An Attention-Getter Paving The Way This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:47 PM AN ATTENTION-GETTER PAVING THE WAY COVERAGE: Total Service PROSPECTS: Prospective Clients COMMENTS: An Attention-Getter Paving the Way for Future Follow-Up. Dear (Customer Name), 3 THINGS.. All Articles by CompleteMarkets Editor Comments (0 ) Cover Letter With Homeowners - Direct Bill This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:33 PM COVER LETTER WITH HOMEOWNERS - DIRECT BILL Dear (Customer Name), Enclosed is your renewal Homeowners policy with (Company Name) . In order to keep the cost of Homeowners insurance down, (Company Name.. All Articles by CompleteMarkets Editor Comments (0 ) Explains Hard Market This content has not ...

... This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:38:39 PM ACKNOWLEDGE CLAIM DATE [CLIENT MAIL NAME] [ADDRESS1] [CITY], [STATE] [ZIP] Dear (Customer Name), Thank you for reporting your recent claim so promptly. We have sent the report to [POL.. All Articles by CompleteMarkets Editor Comments (0 ) All-Risk This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:32 PM ALL-RISK DO YOU TAKE RISKS WITH YOUR BUSINESS? Dear (Customer Name): Most business owners have to take a few small risks if they're going to be successful. However, if you don't have All-Risk ins.. All Articles by CompleteMarkets Editor Comments (0 ) An Attention-Getter Paving The Way This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:47 PM AN ATTENTION-GETTER PAVING THE WAY COVERAGE: Total Service PROSPECTS: Prospective Clients COMMENTS: An Attention-Getter Paving the Way for Future Follow-Up. Dear (Customer Name), 3 THINGS.. All Articles by CompleteMarkets Editor Comments (0 ) Annuities This content has not been rated yet. CompleteMarkets Editor 5/5 /2014 12:00:00 AM Dear (Customer Name): What can guarantee you income for life? Only an annuity, and (Your Agency Name) is a specialist when it comes to finding the right annuity for your particular needs.. All Articles by CompleteMarkets Editor Comments (0 ) 1 2 3 4 5 .. x No Thanks Loading.. Loading.. ...

... About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All elements Articles tagged with elements Back This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:38:56 PM SAMPLE JOB DESCRIPTION: COMMERCIAL CSR Every position in the agency should have a written job description. An ideal job description contains the following elements: 1. Position title .. All Articles by CompleteMarkets Editor Comments (0 ) An Attention-Getter Paving The Way This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:47 PM AN ATTENTION-GETTER PAVING THE WAY COVERAGE: Total Service PROSPECTS: Prospective Clients COMMENTS: An Attention-Getter Paving the Way for Future Follow-Up. Dear (Customer Name), 3 THINGS.. All Articles by CompleteMarkets Editor Comments (0 ) Does Your Web Site Have People Saying Wow! '? This content has not been rated yet. CompleteMarkets Editor , Maribeth Kusmeski 4/30/2013 10:41:58 PM DOES YOUR WEB SITE HAVE PEOPLE SAYING lsquo;WOW!? by Maribeth Kusmeski These seven questions can help you evaluate the WOW! factor on your Web site: Does your sit.. All Articles by CompleteMarkets Editor Comments (0 ) How To Pass The Reins ...

... Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All drug policy Articles tagged with drug policy Back Confronting Substance Abuse In Small Business This content has not been rated yet. CompleteMarkets Editor 6/21/2014 12:00:00 AM Small businesses have not made the same progress as large businesses in developing drug abuse programs due to a lack of.. All Articles by CompleteMarkets Editor Comments (0 ) Manufacturing Company Embraces Eap This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:38:56 PM MANUFACTURING COMPANY EMBRACES EAP WORKING PARTNERS General Alum & Chemical Corporation in Holland, Ohio, manufactures liquid aluminum sulfate, a substance used primarily in paper manufacturing .. All Articles by CompleteMarkets Editor Comments (0 ) Paving Company Saves By Investing In Employees This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:41:13 PM PAVING COMPANY SAVES BY INVESTING IN EMPLOYEES Safety has been a major reason for the start-up and operation of an Employee Assistance Program (EAP) at Chamberlain, a paving contractor in Laure.. All Articles by CompleteMarkets Editor Comments (0 ) Saving Jobs For Employees This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:39:13 PM SAVING JOBS FOR EMPLOYEES WORKING PARTNERS Good employees are in high demand. This is especially true in the manufacturing belt that weaves through the hills of Catawba County, North Carolina. T.. All Articles by CompleteMarkets Editor Comments (0 ) x No Thanks Loading.. Loading.. x No ...

... Articles tagged with satisfaction Back Achieving Success By Defining Service This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:38:26 PM ACHIEVING SUCCESS BY DEFINING SERVICE Sometimes defining a problem goes halfway toward solving it. When warring factions spend months to determine the shape of the table for peace talks, for in.. All Articles by CompleteMarkets Editor Comments (0 ) Agency Perpetuation This content has not been rated yet. CompleteMarkets Editor , E.J. Leverett 4/30/2013 10:41:58 PM AGENCY PERPETUATION by Dr. E.J. Leverett, Jr., CLU, CPCU Agents and brokers need a clear picture of their objectives in order to successfully attain them. The objectives of an insur.. All Articles by CompleteMarkets Editor Comments (0 ) An Attention-Getter Paving The Way This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:47 PM AN ATTENTION-GETTER PAVING THE WAY COVERAGE: Total Service PROSPECTS: Prospective Clients COMMENTS: An Attention-Getter Paving the Way for Future Follow-Up. Dear (Customer Name), 3 THINGS.. All Articles by CompleteMarkets Editor Comments (0 ) Contractors Pre-Approach This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:10 PM CONTRACTORS PRE-APPROACH Dear (Customer Name), Speed is the name of the game in your business, and many contractors simply don't have time to learn a great deal about their insurance programs. Unl.. All Articles by CompleteMarkets Editor Comments (0 ) Customer Satisfaction? Go Beyond The Expected This content has not been rated yet ...

... Articles tagged with policyholder Back A Hit List Of Insurance Words This content has not been rated yet. CompleteMarkets Editor , David Chartrand 4/30/2013 12:00:00 AM A HIT LIST OF INSURANCE WORDS by David Chartrand Comic George Carlin is famous for a routine he did many years ago about the Seven Words you Can't Say On Te.. All Articles by CompleteMarkets Editor Comments (0 ) Agency Ownership Changes Call For Extra Customer Tlc This content has not been rated yet. CompleteMarkets Editor , Emily Huling 4/30/2013 10:36:34 PM AGENCY OWNERSHIP CHANGES CALL FOR EXTRA CUSTOMER TLC by Emily Huling During times of transition, customers have special needs. Emily Huling warns that without proper new customer handlin.. All Articles by CompleteMarkets Editor Comments (0 ) An Attention-Getter Paving The Way This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:47 PM AN ATTENTION-GETTER PAVING THE WAY COVERAGE: Total Service PROSPECTS: Prospective Clients COMMENTS: An Attention-Getter Paving the Way for Future Follow-Up. Dear (Customer Name), 3 THINGS.. All Articles by CompleteMarkets Editor Comments (0 ) Automated Certificate Systems: How Accurate Are They? This content has not been rated yet. CompleteMarkets Editor , IIABA Virtual University Faculty IIABA Virtual University Faculty 4/30/2013 10:36:58 PM AUTOMATED CERTIFICATE SYSTEMS: HOW ACCURATE ARE THEY? by the IIABA Virtual University Faculty You issue a certificate using a carriers or a third party vendors aut.. All Articles by CompleteMarkets Editor Comments (0 ) Avoid E&O Problems! This ...

... Comments (0 ) A New Look At The Sale Of Life Insurance To Children This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:40:04 PM A NEW LOOK AT THE SALE OF LIFE INSURANCE TO CHILDREN More children die from injuries than from disease, reports a Wall Street Journal item which quotes specialists at the Johns Hopkins Children's Ce.. All Articles by CompleteMarkets Editor Comments (0 ) Agency Telephone Procedures: Time Management This content has not been rated yet. CompleteMarkets Editor , Karen Flaherty 4/30/2013 12:00:00 AM AGENCY TELEPHONE PROCEDURES: TIME MANAGEMENT by Karen Flaherty Transferring Telephone Calls There are calls you will not handle personally but will transfer to supervisors or co-wo.. All Articles by CompleteMarkets Editor Comments (0 ) An Attention-Getter Paving The Way This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:47 PM AN ATTENTION-GETTER PAVING THE WAY COVERAGE: Total Service PROSPECTS: Prospective Clients COMMENTS: An Attention-Getter Paving the Way for Future Follow-Up. Dear (Customer Name), 3 THINGS.. All Articles by CompleteMarkets Editor Comments (0 ) 1 2 3 4 5 .. x No Thanks Loading.. Loading.. x No Thanks Loading.. ...