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...review your plans and needs. PERSONAL INSURANCE DEPARTMENT T...sing system and send it out on your personal letterhead.) Date Name, Title...

...k, Non-Ownership Auto exposures (Personal and Business Auto), D&O Liabilit...ty exposure. There are also various Personal Injury exposures related to libel, slande...

... head and suffers traumatic brain injury. Sadly, the damage is permanent -- w...ays when you are responsible for an injury that exceeds your standard liabili...

... We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Personal Umbrella Liability 4/30/2013 10:38:09 PM by CompleteMarkets Editor This content has not been rated yet. &# 160 PERSONAL UMBRELLA LIABILITY Dear (Customer Name), Thank you for the privilege and responsibility of handling your Personal insurance program ... Part of our responsibility is making sure that your insurance program is up to date. That is why I am writing to you today. We are worried about the increase in liability suits for personal injury and property damage and the huge settlements that are being awarded. The suits are growing in frequency and the judgments are increasing. After checking with several insurance companies, we were able to find a Liability package to add to your present program. This package will add $1 million coverage to the various kinds of Liability insurance you ... carry and fill gaps that presently exist. We hope that a large lawsuit does not happen, but, due to some unusual situation it does, let's be prepared. Please call or return the enclosed card as soon as possible. QUOTE: Without Medical: $ ____1st year; $ ____ 2nd year; $ ____ 3rd year Sincerely, Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? ...

Personal Umbrella Liability
  PERSONAL UMBRELLA LIABILITY Dear (Customer N...the increase in liability suits for personal injury and property damage and the huge s...

... that what you're marketing? Personal Lines, despite what we may wish, is ...l carry over into the minds of your Personal Lines customers. Other Personal Lines alternatives might include ...

... A great starting point is using an Exposure Analysis Checklist, which will help enhance your knowledge of the exposures of your specific type of risk and provide the important questions you need to ask, such as: Are any officers, partners or employees furnished an automobile for personal use? Are owned vehicles used for towing special equipment (air compressors, concrete mixers, etc.)? Are operations periodic or seasonal, resulting in the lay-up of any vehicles for 30 consecutive days or more? Are any automobiles equipped with cellular telephones, ... status/"Drive Other Car" coverage. It should be standard practice to offer the owners of the business (where the business is the named insured) additional "Named Insured" status or "Drive Other Car" coverage. If a business owner suffered an injury as a pedestrian or as a passenger in another vehicle, he or she would need this coverage to collect uninsured motorist (UM) or underinsured motorist (UIM) coverage from the Commercial Auto policy. Limits issues. When losses occur with this line of business ... the damages can be significant. Limits of $1 million might sound like a lot, but claims involving bodily injuries can easily exceed this. Thus, it makes sense to offer an Umbrella policy. If your insured doesn't want to carry a $1 million limit or an Umbrella, get their rejection in writing. This sign-off will give you a solid defense if a major claim occurs and the insured alleges you hadn't provided the proper coverage. When providing an Umbrella, especially with a different carrier than the primary, check that ...

...ucts and Completed Operations 2. Personal Injury 3. Million-Dollar Umbrella Li...UCTS & COMPLETED OPERATIONS [ ] PERSONAL INJURY [ ] MILLION DOLLAR EXCESS

...he event of a claim, be careful. Personal and Commercial Umbrellas vary widely, so make sure that your...

... :00 AM Most people do not look forward to planning the distribution of assets upon their death. However, it is a task that all of us must face. And, that's where trusts enter the estate-planning arena. A trust is simply an arrangement whereby one person holds legal title to an asset and manages it for the benefit of another. In one form or another, it may be used in personal financial planning. All Articles by Erin Carlson Comments (0 ) 1 2 Search Articles/Libraries Select a Category All ... Carlson 10/26/2018 12:00:00 AM You own your home, have your own business, and drive a new car. Though you are not rich, you are comfortable. It will be a shame to lose it all if someone sustains injuries by your car or at your home or place of business. All Articles by Erin Carlson Comments (0 ) Five Retirement Risks This content has not been rated yet. Erin Carlson 10/26/2018 12:00:00 AM Retirement has always been ... the basics about money in school, it's up to you to teach them how to manage their finances. Here are a few tips to help you raise a money-managing genius. All Articles by Erin Carlson Comments (0 ) Even If It's Not Raining You Need an Umbrella This content has not been rated yet. Erin Carlson 10/26/2018 12:00:00 AM You own your home, have your own business, and drive a new car. Though you are not rich, you are comfortable. It will ...