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... Required) Please consider the following: 1. Would you recommend this company? 2. What about this company do you like/dislike? 3. Why did you choose this rating? Submit This Anonymously Submit Cancel Contact Us contact_phone Click to call Unfollow First name: Last name: Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All photograph Articles tagged with photograph Back Banning Camera Phones In The Workplace This content has not been rated yet. Don Phin 1/7 /2015 12:00:00 AM BANNING CAMERA PHONES IN THE WORKPLACE by Don Phin More and more companies are restricting employee use of personal cell phone cameras at the office for fear that the ubiquitous camera ph.. All Articles by Don Phin Comments (0 ) Brochures: Tell It To The President This content has not been rated yet. CompleteMarkets Editor , Patricia Sheppard 4/30/2013 10:45:45 PM BROCHURES: TELL IT TO THE PRESIDENTby Patricia Sheppard You've got to hand it to David Collins of Collins Insurance, Longmeadow, MA. His brochure demonstrates imagin.. All Articles by CompleteMarkets Editor Comments (0 ) Questions To Avoid During An ...

... , or parentage of applicant or applicant's spouse. "What is your mother's tongue?" or "What is the language you speak at home?" How the applicant acquired the ability to read, write, or speak a foreign language. Questions that indicate the applicant's marital status. Questions about the number or ages of children or dependents. Questions regarding provisions for childcare. Questions regarding pregnancy, childbearing, or birth control. Questions regarding the names or addresses of relatives, spouse, or children of adult applicant. Questions such as, "With whom do you reside?" or "Do you live with your parents?" Questions as to applicant's complexion, or color of skin, eyes, or hair. Questions as to applicant's height and weight. Requiring an applicant to affix a photograph to the application. Requesting an applicant at his or her option, to submit a photograph. Requiring a photograph after the interview, but before employment is offered. Questions regarding an applicant's general medical condition, state of health, or illness. Questions regarding the medical condition or health of an applicant's family or associates. Questions regarding AIDS, HIV, and related conditions. "Have you ever made a Workers Compensation claim?" Questions regarding receipt of Workers Compensation benefits. "Do you have any mental or physical disabilities or handicaps?" Questions regarding arrest record, such as "Have you ever been arrested?" unless they are in a security-related position. It's okay to ask if they have been convicted of a felony. Questions regarding refusal or cancellation of bonding unless they are in ...

... x No Thanks Loading.. The Phantom Rolls Royce 5/6 /2013 by CompleteMarkets Editor , Barry Zalma This content has not been rated yet. In California and several other states, before a car can be insured, the agent must photograph the car and its vehicle identification number. This regulation is an effective weapon against fraudulent auto-theft claims. But in one case, an insured managed to purchase Physical Damage insurance on a Rolls-Royce before the regulation was fully effective. His planning was flawless. He was thwarted in his efforts only because of the actions of a dedicated, thorough investigator. To start his plan, the insured went to a Beverly Hills classic automobile dealer and took two Polaroid photographs (slightly out of focus) of a 1946 Rolls Royce. Unlike modern cars, the Rolls did not have its vehicle-identification number beneath its windshield. It was written on the specification sheet provided to him by the dealer. The insured began to create an artificial 1946 Rolls-Royce. First, he visited the Department of Motor Vehicles and obtained forms from the department for the issuance of replacement title and registration documents. He then filled out the documents with a vehicle identification number similar to the one in the showroom, but 200 digits higher. He also filled out a sworn declaration of lost title and signed it with the name John Jones, vice president, Lincoln Savings and Loan, the lender. The Department of Motor Vehicles processed his application for lost title and registration without an inquiry. A new ownership certificate showing ownership by Lincoln Savings & Loan was then issued and delivered to the insured's post office ...

... name and the agency insignia. Announcement letters can be mailed to 100 of the producer's select clients informing them of the selection and honor. To make it on the "Wall of Fame," a producer should have: met specific production goals, completed specific educational courses, met a specific percentage increase over previous year's production, and been recognized as a top performer an established period of times consecutively. Agent-of-the-Month Award-You can assign points based on production or base the award on the producer's premium volume as a qualification for the Agent-of-the-Month award. See the "Life Production" graph at the end of this section. In order to qualify, the producer must meet a minimum of, for example, $5 ,000 of annualized first-year commissions during the particular month. Send a press release and a photograph of the agent to local newspapers. Make copies of the newspaper article and send them to the producer's top 50 or 100 clients. Agency Dedicator Program-This program provides recognition each month to those producers who, during the month, produce $5 ,000 in annualized first-year commissions. You can present an engraved trophy to each agent who qualified as a "dedicator"eight times or more in one year. New Producer Club-Organize a special club for trainee producers. If the trainee pays for 12 cases or more in a month, the producer and spouse will be your guests for a gourmet dinner. This also helps the new producer's spouse get better acquainted and feel a part of the agency. Lead-Day Participants-You can choose to assign qualified producers a "lead day." This means you give the ...

... . Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Banning Camera Phones In The Workplace 1/7 /2015 12:00:00 AM by Don Phin This content has not been rated yet. BANNING CAMERA PHONES IN THE WORKPLACE by Don Phin More and more companies are restricting employee use of personal cell phone cameras at the office for fear that the ubiquitous camera phones might create legal headaches. Improper photos at work might lead to job-related claims, as well as compromise company trade secrets. For example, employees might take inappropriate photographs of co-workers without their permission, and the secret photos or videos could amount to sexual harassment or an invasion of privacy. Even if the picture-taking doesn't create a legal problem, it could still make some employees uncomfortable or embarrass them if photos or videos appear on YouTube. Another worry relates to a soured working relationship. A disgruntled employee might want to embarrass a boss or gather evidence for filing a legal claim. All sorts of photos – from a supervisor getting upset with an employee to overall working conditions – could become fodder in an employment dispute. For companies with patented products and closely-protected manufacturing processes, any information leaked to a competitor might be extremely damaging. Companies need to protect against cell phone cameras used to copy confidential documents or record other internal information. What ...

... Unfollow First name: Last name: Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back The Phantom Rolls Royce 5/6 /2013 12:00:00 AM by CompleteMarkets Editor , Barry Zalma This content has not been rated yet. In California and several other states, before a car can be insured, the agent must photograph the car and its vehicle identification number. This regulation is an effective weapon against fraudulent auto-theft claims. But in one case, an insured managed to purchase Physical Damage insurance on a Rolls-Royce before the regulation was fully effective. His planning was flawless. He was thwarted in his efforts only because of the actions of a dedicated, thorough investigator. To start his plan, the insured went to a Beverly Hills classic automobile dealer and took two Polaroid photographs (slightly out of focus) of a 1946 Rolls Royce. Unlike modern cars, the Rolls did not have its vehicle-identification number beneath its windshield. It was written on the specification sheet provided to him by the dealer. The insured began to create an artificial 1946 Rolls-Royce. First, he visited the Department of Motor Vehicles and obtained forms ...

... x No Thanks Loading.. Banning Camera Phones In The Workplace 1/7 /2015 by Don Phin This content has not been rated yet. BANNING CAMERA PHONES IN THE WORKPLACE by Don Phin More and more companies are restricting employee use of personal cell phone cameras at the office for fear that the ubiquitous camera phones might create legal headaches. Improper photos at work might lead to job-related claims, as well as compromise company trade secrets. For example, employees might take inappropriate photographs of co-workers without their permission, and the secret photos or videos could amount to sexual harassment or an invasion of privacy. Even if the picture-taking doesn't create a legal problem, it could still make some employees uncomfortable or embarrass them if photos or videos appear on YouTube. Another worry relates to a soured working relationship. A disgruntled employee might want to embarrass a boss or gather evidence for filing a legal claim. All sorts of photos – from a supervisor getting upset with an employee to overall working conditions – could become fodder in an employment dispute. For companies with patented products and closely-protected manufacturing processes, any information leaked to a competitor might be extremely damaging. Companies need to protect against cell phone cameras used to copy confidential documents or record other internal information. What can an employer do? A big first step is to adopt a written policy that controls employee use of cell phone cameras at work. Determine which employees need cameras as part of their jobs. It might be a good idea, for example, if truck drivers carried cameras in case they have to photograph an accident ...

... has already used the mark in commerce and bases the filing on use in commerce, he or she must submit three specimens per class showing use of the mark in commerce with the application. If, instead, the application is based on a bona fide intention to use the mark in commerce, the applicant must submit three specimens per class when filing either an Amendment to Allege Use or a Statement of Use. What to File as a Specimen The specimens must be actual samples of how the mark is being used in commerce. The specimens may be identical or examples of three different uses showing the same mark. If the mark is used on goods, examples of acceptable specimens are the tags or labels attached to the goods, containers for the goods, displays associated with the goods, or photographs of the goods showing use of the mark on the goods themselves. If it's impractical to send an actual specimen because of its size, photographs or other acceptable reproductions that show the mark on the goods or packaging for the goods must be furnished. Invoices, announcements, order forms, bills of lading, leaflets, brochures, catalogs, publicity releases, letterhead, and business cards generally are not acceptable specimens. If the mark is used for services, examples of acceptable specimens are signs, brochures, advertisements, business cards or stationery that shows the mark in connection with the services, or photographs that show the mark as used in the rendering or advertising of the services. In the case of a service mark, the specimens must either show the mark and include some clear reference to ...

... x No Thanks Loading.. Public Relations: An Investigation 4/30/2013 by Jack Burke This content has not been rated yet. Unfortunately, too many insurance agencies define public relations as sending out a story on employee promotions with photograph attached. Hundreds of articles have been written on the how-to's and 1-2-3s of public relations (PR), but few take the time to examine the actual concept of public relations and the agency's or company's role within that context. First, let's divide PR into three very distinct categories: the general public (your Personal Lines markets), the business public (your Commercial Lines markets) and the trade public (your peers) . IMMS Silver Membership predominantly deals with Commercial Lines, so it's too bad that a public relations campaign for the business public is the most difficult to develop and nurture. (Trade relations are generally the easiest, with the general public falling in the middle.) This article examines each of these categories independently, with ample cross-referencing. The Trade Public An agency or brokerage owner might ask, Why worry about relations within the insurance industry? ' There are any number of reasons, a few of which are: 1. PERCEIVED AGENCY VALUE. Every day we are seeing agencies bought, sold, merged, and clustered. We are also seeing agencies not being bought, not being sold, not merging, and not clustering. Public relations within the industry can alter your agency's perceived value. If other agency owners continually hear about your agency, its value is psychologically enhanced- which can translate into added dollars if you ...

... Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All fraudulent claims Articles tagged with fraudulent claims Back A Csr's Brush-Up On Ethics This content has not been rated yet. CompleteMarkets Editor 5/8 /2014 12:00:00 AM In this day of big business chicanery and consumer suspicion (not to mention big business suspicion of consumer chicanery), it might do a CSR good to brush up on ethical.. All Articles by CompleteMarkets Editor Comments (0 ) The Phantom Rolls Royce This content has not been rated yet. CompleteMarkets Editor , Barry Zalma 5/6 /2013 12:00:00 AM FRAUDBUSTERS: THE PHANTOM ROLLS ROYCE by Barry Zalma In California and several other states, before a car can be insured, the agent must photograph the car and its vehicle identification number. T.. All Articles by CompleteMarkets Editor Comments (0 ) The Sweet Little Old Lady 1 Verified Reviews - 5 of 5.0 1 2 3 4 5 CompleteMarkets Editor , Barry Zalma 5/24/2013 12:00:00 AM FRAUDBUSTERS: THE SWEET LITTLE OLD LADY by Barry Zalma The insured was 82 years old and bored. She had been born shortly after the turn of the century to a wealthy family of Connecticut merchant.. All Articles by CompleteMarkets Editor Comments (0 ) x No Thanks Loading.. Loading.. x No Thanks Loading.. ...