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...ication program is available 5. Physical and health hazards and specific prot...ors, and fit testing Eye wash facilities and showers Noise protectio...

... , allow each agency to retain its own name, or create a new name? In general there are two forms: the cluster takes on one image and operates under one name, or operations are consolidated, but each agency retains its own identity. Equipment and physical facilities-Agencies in a cluster usually operate from one facility. Those that do not usually have one central location in which computer facilities and some personnel are located. Such items as computer equipment are generally shared, as well. Advertising-When a cluster has a single name and ... it is the sharing of markets that provides clusters with their biggest advantage.) If so, which carriers presently exist, and are you accepting any new carriers? 3. What staff, equipment, and so on are expected of you? Where would your staff fit in? If the cluster consolidates a lot of activities, many of your staff may be unnecessary. You will need to determine how you feel about that. 4. How much control does the cluster have over books of business? Are there growth limitations/ ... as prospecting, solicitation, applications, quoting, rating, and placement can be simplified. As part of a larger entity, a member agency may be able to take advantage of carrier-sponsored direct billing, rating software, computer applications, technical support, and risk management facilities that make account placement and retention much easier. Office supplies can also be purchased in greater quantities at less cost. Perpetuation planning-Few agency principals have made any plans for the future of their agencies. A cluster can provide the means for principals to dispose of their ...

... be included in a profile: 1. Physical agency information, such as name, ad...y carrier. Carriers have reporting facilities in place and exchange this infor...