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... particular entity A key impact consideration is proper loss vulnerability identification of unusual exposures such as unique resource material, limited supply of custom built parts, extended duration of supply time, single distribution center susceptibility to loss situations, critical timing due to seasonal operations and/or political risk problems Impact loss magnitude may be determined by: Whether or not a loss is easily handled within the risk and insurance management program Whether or not there is a serious financial inadequacy in the overall insurance funding arrangement Whether or not the loss actually threatens financial survival ... or serious complications. In utilizing a schedule approach for crisis exposure assessment, the preceding chart provides the desired magnitude ranking system. The initial column identifies the various exposures such as earthquake, fire, structural collapse, products liability, completed operations or a stockholders' class action suit. The magnitude ranking is based on the severity of the exposure, the impact on business operations and the extent of insurance for the exposure. The magnitude could be modified if there is insurance coverage with very high limits or extensive contingency plans with many options ... the event of a crisis. The modification might be of an adverse nature due to a very cyclical business operation in a short season, the impact of a fire would be substantially increased. The last column is simply for remarks in order to maintain a record of any situation that is unique and should be noted regarding the magnitude assessment process. SECTION 5.0 CRISIS VULNERABILITY IDENTIFICATION 5.1 Crisis Vulnerability Analysis Overview Crisis vulnerability analysis should be comprehensive in scope and not become inhibited by the traditionally narrow considerations of only those perils addressed by standard commercial ...

...ue to seasonal operations and/or political risk problems Impact loss magnitude...ns Directors and Officers legal liability Property and All Risk Coverage ...