https://completemarkets.com/Article/article-post/793/Understanding-And-Using-The-Services-Of-Program-Administrators/
... include Professional Liability, Pollution Liability, Errors & Omissions, Directors & Officers, and Products Liability policies. PAs have even progressed ... Compensation, Marine, and Umbrella Liability. The program is admitted in the ...
https://completemarkets.com/Article/article-post/2139/CERTIFICATES-OF-INSURANCE-BEST-PRACTICES/
...ludes certain coverage (example: pollution), should the agent list the excess ...de you with certified copies of all Liability insurance policies in force for ...
https://completemarkets.com/Article/article-post/2353/Crisis-Management-Plan-Development-Part-1/
...ation, hazardous chemical spill, pollution abatement, violence in workplace em...cial survival rather than property, liability including auto, and workers comp...
https://completemarkets.com/Article/article-post/426/This-Office-Makes-Me-Sick/
...ilding occupants' health, reduce liability for building owners and managers, a...to building occupants and potential liability for the building owner are minim...
https://completemarkets.com/Article/article-post/240/Developing-A-Marketing-Plan-In-A-Distressed-Agency/
...list for employment practices or pollution. This is a way to be very creative ... such as an employment practices or pollution checklist with a fax response/re...
https://completemarkets.com/Article/article-post/238/The-Hard-Market-An-E-O-Perspective/
...ions and requirements (asbestos, pollution and mold), unfavorable legislation,... that served alcohol and the Liquor Liability and General Liability had total exclusions on assault ...
https://completemarkets.com/Article/article-post/92/Offense-Or-Defense-Converting-Management-Problems-To-Opportunities/
...operty Liability coverage with a Pollution exclusion.
Solution: Develop an onl...
https://completemarkets.com/Article/article-post/2500/OIL-GAS-INDUSTRY-GROWING-INSURANCE-OPPORTUNITIES/
... Pollution/ Environmental
...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/936/ARE-MULTI-YEAR-POLICIES-REALLY-A-GOOD-CHOICE/
... built on trust and experience over long periods of time, not on a single multi-year policy with an insurer you know little about. More is less. Though multi-year policies allow for more efficient use of limits than traditional policies do, the limits they provide are spread over several years on an aggregate basis. Such limits might prove inadequate if a loss occurs over many years, such as losses involving pollution or asbestos liability. Under a traditional program, such claims might trigger several years of insurance, resulting in a cumulation of limits. Under the multi-year policy, there's usually no such cumulation. The substantial discrepancy in available limits between these two kinds of policy could expose the insured to an unexpected uninsured loss. What's A Risk Manager To Do? Protection of the corporation against catastrophic loss is paramount ... a number of years may look quite advantageous, particularly during a hard market when costs increase, high limits become scarce, and coverage terms and conditions become more restrictive. Uses limits more efficiently. Over the course of several years, insureds may require lower aggregate limits than the amount they purchase under standard annual policies. For example, a company that historically carries $25 million in D&O liability limits on an annual policy basis would purchase $75 million in limits over the course of three years. That same insured might opt instead to purchase a multi-year policy that provides just $40 or $50 million in aggregate limits over the same period. Although a lower aggregate limit is purchased, the insured is able to carry greater single-occurrence catastrophe protection. Lessens hassle. Some insureds complain that ...
https://completemarkets.com/Article/article-post/1533/LEGAL-OUTLINE-FOR-CALIFORNIA-AGENCIES-CHAPTER-4/
...cies that apply, particularly in pollution claims. For example, there...