https://completemarkets.com/Article/article-post/227/Emerging-E-O-Loss-Exposures/
...l company’s Liability coverage is primary but with only standard limits, and most Personal Auto policies are excess over those limits. What about an auto rented outside the United States? The ... loss ratios, low investment returns, automation problems, misguided marketing...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2138/E-O-Insights-Let-Me-Think-About-It-%E2%80%A6/
... . The underlying case was worth $5 million to $10 million. The client, a new customer, had provided a copy of his previous policy to the agent and asked for coverage. The agent stated that he saw the previous policy had $1 million primary and $4 million umbrella. According to the agent, he told the client he was only going to obtain a primary policy for $1 million and that the client was going to think about whether he wanted the umbrella coverage. Again, according to the ... O carrier settled the claim for the limit of the agency's policy, $1 million. Could this happen in your agency? There's probably not much question whether clients need or want primary coverages. After all, the vast majority of your commercial clients need liability and auto, etc. When you meet with them, there's little doubt that you are to put these vital coverages into effect. However, when the topic gets around to an umbrella, the answer might not be so easy for your client to answer because it involves ... expense they might not be able to afford. As they debate this in their mind, they'll probably try to determine the likelihood that the "big claim" could happen to them. In the claim, the agent was taking over the risk from another agent. It's fair to say that this happens frequently. In these cases, the client might often request you to "duplicate what I have but save me money." This is dangerous and can lead to an uninsured claims — and potentially E&O litigation. If ...
https://completemarkets.com/Article/article-post/2564/Its-a-Small-World-Doing-Business-Abroad/
...o new international markets, both primary (with such carriers as AGF, Allianz,... basis.
Identify their exposures: Auto, Health, Marine, Products Liability, Workers' Compensation, and so f...
https://completemarkets.com/Article/article-post/2353/Crisis-Management-Plan-Development-Part-1/
...s generally structured with three primary elements involving:
Crisis Exp...er than property, liability including auto, and workers compensation insurance...
https://completemarkets.com/Article/article-post/1805/ENHANCING-AGENCY-VALUE-WHAT-THE-MARKETING-MANAGER-CAN-DO/
...odern agency era depends on three primary factors: 1. Creation of a busines...ng owners (excess T&E, excess auto) = $_____ 6. Add: Interest expense...
https://completemarkets.com/Article/article-post/881/The-10-Most-Common-Insurance-Agency-Marketing-Mistakes-II/
...iches. Workers' Compensation is a primary example. Learning how to review audi...alth policies, Employment Practices Liability, and so on.
Reality check: Pos...
https://completemarkets.com/Article/article-post/1596/LIFE-INSURANCE-PROSPECTING-TRAVEL-BUSINESS/
...Some P/C agencies use travel as a primary business builder; that's a topic for... appropriate, as well as out-of-state Auto liability requirements. And perhaps schedu...
https://completemarkets.com/Article/article-post/423/Community-Bank-Insurance-Sales-The-Outlook/
...to market insurance products. The primary advantage of the consortium is that ...
https://completemarkets.com/Article/article-post/2500/OIL-GAS-INDUSTRY-GROWING-INSURANCE-OPPORTUNITIES/
... the primary focus and greatest
...
Auto
...
https://completemarkets.com/Article/article-post/2800/Best-Insurance-Plans-That-Protect-Large-Scale-Contractor-Operations/
... allowing active participation in primary casualty risk management, combined w...iscovered when a claim is filed and liability is contested between parties.
Fi...