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... manufacturing workers aren't. Professionals comprised the majority (72%) of t...xpose the company to potential FLSA liability. If a nonexempt employee needs t...

...here are vertical opportunities: printers, auto dealers, machine shops, plasti...g like everyone else, even when all insurance agencies look about the same. ...

Printers - Full Coverage Program
PRINTERS - FULL COVERAGE PROGRAM Dear (Custo...ould your program provide Property, Liability, Crime, and Business Continuatio...

...technology in our personal and professional lives, we’ll have to accept that d...

... It's also possible to hide a file so that it doesn't appear on the computer's directory without the use of a password or special software. It then becomes necessary to seize the computer, electronic storage devices, central processing units, monitors, disks and tape drives, printers and manuals, and handwritten or printed materials to ensure proper, safe recovery of the material. While assisting on search warrants, I've found such documents on private persons, in residences, in vehicles, in places of business and professional offices, in briefcases, ... , making record keeping a necessity. Records may include: Insurance and claim documents Documents with names, addresses, telephone numbers Documents listing the who, what, where, and when of a claim, including diagrams of alleged accidents Suspects often possess business cards of the professionals dealing with the claims. The doctors and attorneys to whom capped cases are referred also keep some type of record as to who referred the cases and how much was paid for the referral. Often the name of the capper is written somewhere in the patient or ... different ways. In some cases, two people with their own vehicles conspire to report that they were involved in an accident together. Usually a capper has recruited these individuals and orchestrates the accident. One driver, usually the insured, will be at fault and will claim liability for hitting the other vehicle. The criminals commonly refer to the insured vehicle as the bull car' or the hammer'; the claimant car is the cow car' or the nail. The damage on the claimant car may already exist, or it may be ...

... telecommuters may already have a home office. If not, you'll have to provide the necessary equipment. It costs approximately $4 ,000 to equip an average home office with a work station, computer, telephone, fax machine, file cabinets, and possibly a printer. Your telework agreement should list office equipment and who owns it. If it's company property that you expect the worker to return when terminating the telework arrangement or leaving the company, then say so in the agreement. Don't forget equipment maintenance/service. Who'll ... often continue to work. If telecommuters must access information on company computer networks, you may want to consider having a backup network offsite. RISKS Telecommuting isn't for everyone. Certain jobs lend themselves to telecommuting. Information workers are an obvious choice; manufacturing workers aren't. Professionals comprised the majority (72%) of telecommuters in the California program. In this program, jobs ranged from accountants to researchers and included administrative law judges, lawyers, policy analysts, and appraisers. Where professional or skilled workers are represented by a union, ... But what about works created on the employee's own time? What if the telecommuter doesn't have fixed hours? Prevent such questions from becoming problems by detailing telecommuters' responsibilities, the projects they are to work on, and the company's ownership interest in these projects. Avoid liability exposures. Regarding business visitors, the standard Commercial General Liability policy covers the company when it's responsible for injury to third parties. This coverage should apply even to injuries that occur at a telecommuter's home office. But as a practical matter, you may want to ...