https://completemarkets.com/Article/article-post/2085/HIDDEN-LIABILITIES-IN-MERGERS-AND-ACQUISITIONS/
...ned or exposed position; c) products manufactured or services performed w...carefully examine the potential for liability and weigh the possible risks tha...
https://completemarkets.com/Article/article-post/1442/JOB-DESCRIPTIONS/
...p abreast of trends, techniques, products, statistics, and research. Develop ... in the development of professional products and staff. 3. Design forms that ...
https://completemarkets.com/Article/article-post/180/A-Corporate-Focus-On-Risk-Management/
...ugh the maze of policy wordings, products, and suppliers are often so daunted ...ou will be restricted solely to the products of that insurer. However, direct ...
https://completemarkets.com/Article/article-post/793/Understanding-And-Using-The-Services-Of-Program-Administrators/
...s, Directors & Officers, and Products Liability policies. PAs have even pr...nel are familiar with the specialty products offered by the Gulf Insurance Gro...
https://completemarkets.com/Article/article-post/1805/ENHANCING-AGENCY-VALUE-WHAT-THE-MARKETING-MANAGER-CAN-DO/
...e goals in two ways: (1) provide products for the agency to sell and impart th...n, and work to identify and develop products jointly. Remind agents of t...
https://completemarkets.com/Article/article-post/1497/TELECOMMUTING-BRING-THE-WORK-BUT-NOT-THE-RISKS-TO-THE-WORKER/
...terest in these projects. Avoid liability exposures. Regarding business visit...xpose the company to potential FLSA liability. If a nonexempt employee needs t...
https://completemarkets.com/Article/article-post/2154/CLUSTERING-REVISITED/
...h as Group, Disability, and Life products. They may be computer-driven, with m...
https://completemarkets.com/Article/article-post/1635/MANAGING-RISK-A-GUIDE-FOR-YOUR-BUSINESS-CLIENT-PART-4-OF-4/
...facilities Unusual types of liability, such as liquor liability, that are not perceived as importan... broad coverage for the blockbuster liability claim. Be sure it's the broadest...
https://completemarkets.com/Article/article-post/1790/FINANCIAL-STATEMENT-ANALYSIS/
... . Total percent of accounts receivable outstanding more than 60 days- should not exceed 15% . Actual total return to the owners not less than 75% of targeted return. Ability to cover debt-service commitments. Average commission split paid to producer's gross commission handled. Employee productivity should exceed $65,000 revenue per employee. Comparison of number of new accounts written versus number of new accounts lost in each line of business or business segment. Level of contingent (profit sharing/bonus) commissions and interest income. Significant changes or ... Total Actual Return = $ C. Shortfall Or Excess Return 1.Total targeted return = $ 2.Less: Actual return = $ 3.Shortfall or Excess Return = $ 5. ABILITY TO COVER DEBT SERVICE If an agency is not developing sufficient cash flow to cover debt-service payments on outstanding liabilities and notes, it won't be around long. In too many instances, agency owners assume debt in buying out a partner or another agency without realizing the full impact debt service will have on cash flow. You can use Figure 2 to estimate an agency's ability ... agency of yesteryear (with its Main Street location and two employees) to the professional business entity of today. No wonder agency managers are becoming more proficient at using financial information and analysis to plan operations. Funding for upgraded automation, new producers, acquisitions, office facilities, starting a target market, and perpetuating buy-outs must be provided by agency profits. The intent of this article is to provide an overview for evaluating the financial strengths and weaknesses of an independent insurance agency. The material provides the necessary tool to gauge the financial ...
https://completemarkets.com/Article/article-post/2206/Confidentiality-Agreement/
...nticipated research development, products, organization, marketing, advertisin...n for which no equipment, supplies, facility, or trade secret information of E...