https://completemarkets.com/Article/article-post/2085/HIDDEN-LIABILITIES-IN-MERGERS-AND-ACQUISITIONS/
...ned or exposed position; c) products manufactured or services performed w...carefully examine the potential for liability and weigh the possible risks tha...
https://completemarkets.com/Article/article-post/2564/Its-a-Small-World-Doing-Business-Abroad/
...ce requirements in such lines as Products Liability through major insurers in ...ir exposures: Auto, Health, Marine, Products Liability, Workers' Compensation, and so f...
https://completemarkets.com/Article/article-post/793/Understanding-And-Using-The-Services-Of-Program-Administrators/
...s, Directors & Officers, and Products Liability policies. PAs have even pr...nel are familiar with the specialty products offered by the Gulf Insurance Gro...
https://completemarkets.com/Article/article-post/1805/ENHANCING-AGENCY-VALUE-WHAT-THE-MARKETING-MANAGER-CAN-DO/
...e goals in two ways: (1) provide products for the agency to sell and impart th...n, and work to identify and develop products jointly. Remind agents of t...
https://completemarkets.com/Article/article-post/1850/THE-2011-ISO-HOMEOWNERS-NEW-AND-IMPROVED/
..., discharge, or release of waste products by animals to allow the Homeowners p...ow Power Recreational Motor Vehicle Liability Coverage Endorsement ISO has re...
https://completemarkets.com/Article/article-post/2154/CLUSTERING-REVISITED/
...h as Group, Disability, and Life products. They may be computer-driven, with m...
https://completemarkets.com/Article/article-post/1790/FINANCIAL-STATEMENT-ANALYSIS/
... . Total percent of accounts receivable outstanding more than 60 days- should not exceed 15% . Actual total return to the owners not less than 75% of targeted return. Ability to cover debt-service commitments. Average commission split paid to producer's gross commission handled. Employee productivity should exceed $65,000 revenue per employee. Comparison of number of new accounts written versus number of new accounts lost in each line of business or business segment. Level of contingent (profit sharing/bonus) commissions and interest income. Significant changes or ... Total Actual Return = $ C. Shortfall Or Excess Return 1.Total targeted return = $ 2.Less: Actual return = $ 3.Shortfall or Excess Return = $ 5. ABILITY TO COVER DEBT SERVICE If an agency is not developing sufficient cash flow to cover debt-service payments on outstanding liabilities and notes, it won't be around long. In too many instances, agency owners assume debt in buying out a partner or another agency without realizing the full impact debt service will have on cash flow. You can use Figure 2 to estimate an agency's ability ... agency of yesteryear (with its Main Street location and two employees) to the professional business entity of today. No wonder agency managers are becoming more proficient at using financial information and analysis to plan operations. Funding for upgraded automation, new producers, acquisitions, office facilities, starting a target market, and perpetuating buy-outs must be provided by agency profits. The intent of this article is to provide an overview for evaluating the financial strengths and weaknesses of an independent insurance agency. The material provides the necessary tool to gauge the financial ...
https://completemarkets.com/Article/article-post/2781/Risk-Management-Strategies-for-Small-Businesses/
...r provide high-value, low-volume products and services, which can see a feast...
https://completemarkets.com/Article/article-post/2206/Confidentiality-Agreement/
...nticipated research development, products, organization, marketing, advertisin...n for which no equipment, supplies, facility, or trade secret information of E...
https://completemarkets.com/Article/article-post/19/Sample-Electronic-Communication-Policy/
...e Company and its employees from liability and/or performance challenges due t...ive files within the Company e-mail facility.
Purging Electronic Messages
...