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...of clients. Agents, like other professionals, must demonstrate their knowledge...iligence can help reduce the frequency and severity of E&O claims as well ...

...exist for passing on or assuming liability for damage arising out of purchased...asy to assume that everything is known and under control-but what you don't kn...

... carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and ... of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Iso's Employment-Related Practices Liability Policy 4/30/2013 10:35:25 PM by CompleteMarkets Editor , Gary Griffin This content has not been rated yet. ISO'S EMPLOYMENT-RELATED PRACTICES LIABILITY POLICY by Gary Griffin According to The Risk Management Letter, volume 18, issue 8, Insurance Services ... and managers  Partnerships or joint ventures, including partners and members  Organizations other than partnerships, joint ventures, or limited liability companies, including executive officers (when such positions are created by charter, by-law or other governing documents), and directors  Employees who hold managerial or supervisory positions and those leased or temporarily employed (Keep in mind that non-supervisory or non-managerial employees are not automatically insured, and no person or organization is an insured with respect to any current or past partnership or joint venture ...

... of employment-related claims. These can include: Wrongful discharge litigation Discrimination and sexual harassment claims Allegations of negligent hiring, retention, and supervision Wage and hour investigations Fringe benefit claims Increased unemployment, disability and Workers Compensation claims Unintended violations of Federal and state leave-of-absence laws Human resource professionals have known for years that communication of the employer's rules, policies, and procedures to the employees, as well as an early intervention in employment disputes or complaints, are effective in limiting both the frequency and severity of suits. Now employment practices liability insurance ( ... Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Epl: Building A Three-Legged Stool Of Protection 4/30/2013 10:35:25 PM by CompleteMarkets Editor , Gary Griffin This content has not been rated yet. EMPLOYMENT PRACTICES LIABILITY INSURANCE: BUILDING A THREE-LEGGED STOOL OF PROTECTION by Gary Griffin, ARM, and Rachel McKinney As the incidence of wrongful employment practice suits increases, savvy employers are taking proactive steps to control both the frequency and severity of claims. But even the most aggressive prevention ... Specific coverage for wrongful employment conduct can actually be purchased in a number of ways. The most common are individual stand-alone policies covering your liability for specifically enumerated wrongful practices. EPLI coverage can also be obtained by the attachment of riders or endorsements to other policies such as Directors & Officers policies and others. The benefit of purchasing coverage under a unitary contract, however, is that the coverage provided is usually broader and the limit of liability is not eroded by the payment of unrelated coverage. Endorsements to other kinds of policies ...

Iso's Employment-Related Practices Liability Policy
ISO'S EMPLOYMENT-RELATED PRACTICES LIABILITY POLICY by Gary Griffin According ... coverage as interpreted by the author and is not a legal analysis or recommen...

...absence laws Human resource professionals have known for years that communi...t. Accept our invitation at that time, and your service will continue, or do nothing and the trial subscription will end. It...

... employee, or shareholder of any other corporation, or as a trustee, a fiduciary, or other representative of any other entity. Making passive and personal investments and conducting private business affairs not inconsistent with this Agreement shall not be prohibited under this Agreement. 5. Professional Standards. Employee shall perform his or her duties as an insurance salesperson under this Agreement in accordance with such standards of professional ethics and practice as may from time to time be applicable during the term of his or her employment hereunder. 6. Employee's Authority. ... (iv) Employee Automobile. Employee shall, at his or her own cost and expense, procure an automobile for use in traveling about his or her designated territory and making calls on customers and prospective customers. Employee shall further procure and maintain in force an Automobile Liability insurance policy covering such automobile in the minimum amounts of $250,000 for bodily injury or death to one person in one accident, $500,000 for bodily injury or death in one accident, and $100,000 for property damage in one ... express prior written consent, directly or indirectly solicit or write insurance business to or for any other person or firm for compensation or engage in any activity competitive with or adverse to Employer's business or practice, whether alone, as a partner, or as an officer, director, employee, or shareholder of any other corporation, or as a trustee, a fiduciary, or other representative of any other entity. Making passive and personal investments and conducting private business affairs not inconsistent with this Agreement shall not be prohibited under this Agreement. ...

... carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and ... late charges on overdue premiums. Commissions on so-called audit premiums shall be included as Net Annual Commissions. (d ) Book Value' shall mean the stated value of all assets less depreciation but excluding goodwill, covenants not to compete, Accounts and other intangible assets less liabilities of every name and nature. Additionally, there shall be excluded from Book Value the death benefit payable from life insurance, if any, on the life of any Party hereto or individual shareholders or employees of a Party hereto. (e ) Total Permanent Disability ... . 2.6 On the date on which CIS shall become operational, it shall hire those certain persons who are now employed by the Parties hereto as identified on EXHIBIT E annexed hereto upon such terms and conditions as shall be mutually acceptable to such persons and the Board of Directors of CIS. 2.7 There shall be no transfer hereinafter to CIS by any Party of any incident of ownership of the Accounts now or hereafter owned by any party, including expirations and expiration data with respect thereto, which customer lists and records with respect thereto as ...

...ages are not allowed. Professional negligence. A claim for n... are enforceable under both California and U.S. law, unless they can be attack...

... carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and ... overdue premiums. Commissions on so-called audit premiums shall be included as Net Annual Commissions. &# 160 (d ) Book Value' shall mean the stated value of all assets less depreciation but excluding goodwill, covenants not to compete, Accounts and other intangible assets less liabilities of every name and nature. Additionally, there shall be excluded from Book Value the death benefit payable from life insurance, if any, on the life of any Party hereto or individual shareholders or employees of a Party hereto. &# 160 (e ) ... 160 2.6 On the date on which CIS shall become operational, it shall hire those certain persons who are now employed by the Parties hereto as identified on EXHIBIT E annexed hereto upon such terms and conditions as shall be mutually acceptable to such persons and the Board of Directors of CIS. &# 160 2.7 There shall be no transfer hereinafter to CIS by any Party of any incident of ownership of the Accounts now or hereafter owned by any party, including expirations and expiration data with respect thereto, which customer lists and records with ...