Search CompleteMarkets

... benefits, which are usually excluded under occurrence Liability policies with EPL endorsements. EPL coverage attached to a General Liability or other occurrence-based Liability policy is not generally intended to provide extensive EPL coverage. Coverage under standard Liability policies is often limited to liability for bodily injury, property damage, and certain personal-injury offenses. Unless such a policy is properly endorsed, many of the allegations brought in an EPL suit would not be covered. CONCLUSION Writing EPL insurance on an occurrence basis has its advantages. For example, under claims-made policies, the ... OF COVERAGE Many claims-made EPL policies also cover economic damages such as front and back pay and insurance benefits, which are usually excluded under occurrence Liability policies with EPL endorsements. EPL coverage attached to a General Liability or other occurrence-based Liability policy is not generally intended to provide extensive EPL coverage. Coverage under standard Liability policies is often limited to liability for bodily injury, property damage, and certain personal-injury offenses. Unless such a policy is properly endorsed, many of the allegations brought in an EPL suit would not be covered. CONCLUSION Writing ... , it's fair to say that the first EPL policies provided coverage on an occurrence basis. Squeamishness about how losses might pan out led underwriters to issue EPL policies on a claims-made basis. But recently there have been instances of EPL coverage being issued on an occurrence basis-in endorsements, or added onto General Liability, Umbrella Liability, or other Liability policies. Although many people think that claims-made coverage is inferior to occurrence coverage, there are arguments why this might not be true in regard to EPL coverage. EPL insurance has changed greatly in ...

... benefits, which are usually excluded under occurrence Liability policies with EPL endorsements. EPL coverage attached to a General Liability or other occurrence-based Liability policy is not generally intended to provide extensive EPL coverage. Coverage under standard Liability policies is often limited to liability for bodily injury, property damage, and certain personal-injury offenses. Unless such a policy is properly endorsed, many of the allegations brought in an EPL suit would not be covered. CONCLUSION Writing EPL insurance on an occurrence basis has its advantages. For example, under claims-made policies, the ... OF COVERAGE Many claims-made EPL policies also cover economic damages such as front and back pay and insurance benefits, which are usually excluded under occurrence Liability policies with EPL endorsements. EPL coverage attached to a General Liability or other occurrence-based Liability policy is not generally intended to provide extensive EPL coverage. Coverage under standard Liability policies is often limited to liability for bodily injury, property damage, and certain personal-injury offenses. Unless such a policy is properly endorsed, many of the allegations brought in an EPL suit would not be covered. CONCLUSION Writing ... , it's fair to say that the first EPL policies provided coverage on an occurrence basis. Squeamishness about how losses might pan out led underwriters to issue EPL policies on a claims-made basis. But recently there have been instances of EPL coverage being issued on an occurrence basis-in endorsements, or added onto General Liability, Umbrella Liability, or other Liability policies. Although many people think that claims-made coverage is inferior to occurrence coverage, there are arguments why this might not be true in regard to EPL coverage. EPL insurance has changed greatly in ...

... benefits, which are usually excluded under occurrence Liability policies with EPL endorsements. EPL coverage attached to a General Liability or other occurrence-based Liability policy is not generally intended to provide extensive EPL coverage. Coverage under standard Liability policies is often limited to liability for bodily injury, property damage, and certain personal-injury offenses. Unless such a policy is properly endorsed, many of the allegations brought in an EPL suit would not be covered. CONCLUSION Writing EPL insurance on an occurrence basis has its advantages. For example, under claims-made policies, the ... OF COVERAGE Many claims-made EPL policies also cover economic damages such as front and back pay and insurance benefits, which are usually excluded under occurrence Liability policies with EPL endorsements. EPL coverage attached to a General Liability or other occurrence-based Liability policy is not generally intended to provide extensive EPL coverage. Coverage under standard Liability policies is often limited to liability for bodily injury, property damage, and certain personal-injury offenses. Unless such a policy is properly endorsed, many of the allegations brought in an EPL suit would not be covered. CONCLUSION Writing ... , it's fair to say that the first EPL policies provided coverage on an occurrence basis. Squeamishness about how losses might pan out led underwriters to issue EPL policies on a claims-made basis. But recently there have been instances of EPL coverage being issued on an occurrence basis-in endorsements, or added onto General Liability, Umbrella Liability, or other Liability policies. Although many people think that claims-made coverage is inferior to occurrence coverage, there are arguments why this might not be true in regard to EPL coverage. EPL insurance has changed greatly in ...

...ting files prematurely. Although Property/Casualty files need to be kept for a...

...llent position to write both the property and casualty as well as the life, gr...

...ection with the operation of its property and casualty insurance business (int.... (za) All of the tangible personal property of the Seller listed on EXHIBIT l...

...s in which to renew all existing property and casualty insurance business for ... notwithstanding such extension or extensions or any other indulgence or indul...

... the insured had all the coverages required by the general contractor's contract. The general contractor reported a loss arising from the insured's work. The loss resulted in discontinuation of underground utility service to a major manufacturing plant. The insured did not have appropriate coverage for the underground property damages. The general contractor's insurance carrier responded to the loss, and then subrogated against the insured. The insured then sued the agent. Result: Finding for the plaintiff (the insured) . Failure to obtain proper coverage accounts for more than 50% of ... to offer umbrellas to each Commercial account, the audit should determine whether this policy is being implemented. Essentially, the audit checklist should mirror the task list constituting each system component. Your agency's system can be as simple as a notebook containing standard operating procedures or as extensive as your needs dictate. The key is to have a system. Innovation, spontaneity, and creativity have their place in agency management, but not in the arena of daily insurance transactions. With so much at stake, variation is no virtue — which is ... policy, replace the policy with one from another company, or notify the customer of a non-renewal so the customer can obtain insurance elsewhere. It's important to remember that each jurisdiction has time frames for giving notice of non-renewal. Many of these requirements are stated in mandatory endorsements to various policy forms used in each state. Agents also have a duty to investigate the solvency of an insurance company with which they place a client. One legal decision held that, in the event of an insurer's insolvency, an agent is not liable for ...

...ate coverage for the underground property damages. The general contractorR...is clients in the event that their property was damaged through theft or vand...