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...ing the form of agency organization and perpetuation 1.2 Form of organizatio...in dealing with the agency, my assets, and my doctors, if I become disabled? S...

...o workers' compensation, income protection, professional indemnity, and directors liability insurance, the sh...the escalating threat of cyberattacks, and building a multi-skilled workforce, all add to an enterprise's arsenal and nurture a proactive rather than re...

... . When employees submit complaints about nonemployee sexual harassment or discrimination, investigate them immediately and thoroughly. Don't punish employees who lodge complaints about sexual harassment or discrimination from nonemployees. This is considered retaliation, and it's illegal. Discharging an employee is an obvious retaliation. Less obvious are actions such as removing an employee from a project or moving an employee to a less-challenging job. The intention may be to protect the employee from the source of the complaint, but the employee might perceive it as punishment for making the complaint. Employers must make it clear that they will support the employee and that they won't expect the employee to learn to cope with sexual harassment or discrimination alone. Implement adequate remedies to stop any sexual harassment or discrimination by nonemployees. For example, request that an offending salesperson be removed ... your company's account; send a warning letter to an offending vendor representative with a copy to the vendor company's president, or simply stop doing business with the vendor. Include indemnity provisions in contracts to shift the liability for third-party sexual harassment or discrimination to the vendor or customer. &# 160 This article is reprinted with permission of Griffin Communications Inc. They can be reached at 1420 Bristol Street N., #220, Newport Beach, CA 92660, (949) 752-1058, toll-free (800) 205-6218, fax (949) 955-1929, Web site www.griffincom.com , e-mail: [email protected] . Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality ...

... sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Follow Smart Hiring Practices 4/30/2013 12:00:00 AM by CompleteMarkets Editor , Marcus Covas This content has not been rated yet. These hiring guidelines can help protect your business against the "growth industry" of employment-related litigation. Today, every business faces not only the traditional challenges of competition and rapidly changing technology, but a relatively new category of potential adversary — workers hitting them with employment-related claims. Not-for-profit corporations, public entities, and private businesses alike are experiencing an explosion of litigation alleging: Discrimination Sexual Harassment Wrongful discharge Wage and hour disputes Negligent hiring ... an outside agency to collect information. CONCLUSION Even with smart hiring practices, employers are still getting drawn into employment disputes and litigation. It's crucial to try to resolve a claim or dispute as quickly as possible. If there's no alternative to litigation, it's essential to get an attorney with experience in the specific employment dispute involved. Many insurers offer Employment Practices Liability (EPL) insurance, which provides indemnity protection. Most EPL policies also include a duty of the insurer to defend the insured. This is a valuable feature: Most insurers use law firms that have expertise in employment litigation. EPL insurers are likely to offer the most favorable rates to clients who implement best practices hiring policies. Marcus Covas is editor of riskVue, a free monthly online magazine from Warren, McVeigh & Griffin for risk ...

...rance, which provides indemnity protection. Most EPL policies also include a ...

...hether an employer takes 'immediate and appropriate corrective action' to reme...ness with the vendor. Include indemnity provisions in contracts to shift...

...at although he didn’t really understand the matter, the firm had billed my fri...y reflect the value they provide. Good and excellent counsel offers far better...

...onment and must afford the same protection to those working at home as those working in the office. More and more talented workers are looking for ...conomic conditions, low interest rates and decreased demand have put pressures on the Workers C...

... Preparation and a game plan for handling these issues will save you some anxiety down the road. It could save you from an E&O claim or two, too. Curtis M. Pearsall, CPCU, AIAF can be reached at Utica National Insurance Group, P.O. Box 530, Utica, NY 13503, (800) 274-1914, fax (315) 734-2807, or e-mail [email protected] . Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More ... staff? Did you get together with them, educate them on the changes, and lay out a game plan for dealing with your customers? To be able to respond to the changes, your producers and CSRs need to know what they are and how they'll affect their clients. Your clients are counting on you. Another issue involves the Ohio Supreme Court decision in the case of Linko v. Indemnity Insurance of North America. Essentially, the court decided that the UM/UIM election/rejection form must include an established set of criteria. In other words, the existing form is no longer valid. Although this is an Ohio issue, the same thing could happen in other states: A court decision could require agents to react quickly to give their clients accurate, detailed information and advice ...

...an draft a broker service agreement and paves the way for you and your insured to develop a meaningful and profitable service partnership. For...ements can pave the way from which you and your insured can develop a service ...