https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1093/FOLLOW-UP-ON-CERTIFICATES-OF-INSURANCE/
... counsel) that he has read the applicable insurance requirements and the coverage provided complies there with. Could this create a separate obligation? Since we're not attorneys, we can't say for sure, but it certainly doesn't keep you from being sued on such basis. In Bradley Real Estate Trust, et al. v. Plummer & Rowe Insurance Agency, Inc., 609 A2d 1233 (Sup. Ct. NH, 1992), the court said, In effect, the certificate is a worthless document; it does no more than ... certify that insurance existed on the day the certificate was issued. We leave it to the legislature or to the future bargaining of the parties to rectify inequities in the notification process. In Mountain Fuel Supply v. Reliance Insurance Co., 9333 F2d 882 (10th Cir. 1991), the court ruled that, The language in the notice of cancellation clause appears to be phrased so as to avoid creating any firm obligation to give notice. It states that the insuring company ‘will endeavor' to mail notice to the ... are issued when there's a change in carriers, and notifying certificate holders might create unnecessary confusion, distress, and work. So, to quote an old Karl Malden commercial for American Express travelers checks, What will you do, what will you do? ' Four primary ACORD forms are used to prove that insurance exists: ACORD 24 ? Certificate of Property Insurance ACORD 25-S ? Certificate of Liability Insurance ACORD 27 ? Evidence of Property Insurance ACORD 75-S ? Insurance Binder This article doesn't address the ACORD 75-S or ACORD 27 (the latter ...