https://completemarkets.com/Article/article-post/2090/KEEP-YOUR-CLIENTS-OUT-OF-HARM%E2%80%99S-WAY/
...nd rebar have greatly increased residential and non-residential building costs. According to a ... your Personal Lines and Commercial Property clients about their ITV and take...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/201/Professional-Designations-For-CSRs/
... and improves their professional image. The programs are offered through a series of one-day courses in major cities across the country. The training varies in format, testing, and prerequisites, but all require continued education once the designation is earned. The specifics of each program are outlined below, along with a phone number to call for more information. CISR This program consists of five one-day courses covering personal residential property, Personal Auto exposures, Commercial Property coverage, Commercial Casualty insurance, and agency operations. Participants must pass all five exams to earn the designation. The program has been offered by the Society of Certified Insurance Service Representatives since 1987. Call (512) 346-7358. CPSR Coordinated by National Association of Professional Insurance Agents (PIA), the program features nine one-day modules in three areas: ... Lines, Commercial Lines, and agency-operation skills. Participants select from three learning tracks, tailoring the training to their job responsibilities. To be awarded the CPSR designation, individuals must have at least two years' agency/industry experience and pass the exams in at least six of the modules. The program is offered through PIA state and regional associations. Call: (703) 836-9340. ACSR This program includes nine day-long modules, with the option of Personal Lines certification (five courses), Commercial Lines certification (six courses), or certification in both areas (all courses) . Developed by Independent Insurance Agents of America (IIAA), the program covers technical, account-selling, and professional skills. Candidates are tested by the state association upon completion of the courses for the desired certification. ...
https://completemarkets.com/Article/article-post/70/If-The-Niche-Fits-Designing-The-Niche-Program-Questionnaire/
...ds, general contractors that do residential construction, dwelling policies, o...rs, management of most of the 2,600 Property/Casualty companies in the United ...
https://completemarkets.com/Article/article-post/201/Professional-Designations-For-CSRs/
...e-day courses covering personal residential property, Personal Auto exposures, Commercial Property coverage, Commercial Casualty insura...
https://completemarkets.com/Article/article-post/71/Discovering-New-Niche-Programs-In-Commercial-Lines/
...nsurance product for California residential contractors that build condos or t...
https://completemarkets.com/Article/article-post/2551/When-You-See-These-Governing-Codes-Think-Pride-Risk-For-Workers%E2%80%99-Comp/
... Property Mgmt.
Janitorial/ Residential Cleaning
Multiple Factors Affect ...
https://completemarkets.com/Article/article-post/2800/Best-Insurance-Plans-That-Protect-Large-Scale-Contractor-Operations/
...ual commercial premiums; serves residential and commercial contractor operatio...sation, Commercial Auto, Commercial Property, Inland Marine (tools and equipme...
https://completemarkets.com/Article/article-post/1632/MANAGING-RISK-A-GUIDE-FOR-YOUR-BUSINESS-CLIENT-PART-3-OF-4/
...era, equipment, etc.) Some residential and small buildings Money and...les except for minor deductibles in Property Damage Liability. The rationale i...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/70/If-The-Niche-Fits-Designing-The-Niche-Program-Questionnaire/
... and Commercial Lines: Specialty Program Q & A Q. What is the class of business and target market? A. A narrowly defined target market is crucial to understanding the type of risk. Some underwriters also call this the class of business. A short description of your niche will suffice. For instance, say you're interested in writing artisan and specialty contractors, security guards, general contractors that do residential construction, dwelling policies, or drivers with four accidents in the last three years. Q. What lines of insurance will be offered and at what limits? A. The approach here would be to state that you are interested in writing the Professional Liability for a home inspector or the General Liability for an artisan and specialty contractor. Retail producers should pay careful attention to the line of business ... type of coverage required. Also of significance is the amount of the policy limits. Policy limits obviously will vary by class of business. It might be $1 million combined single limit for an independent trucker, or statutory limits for a Nonstandard Auto policy. Producers must do their homework to find out what the policy limits should be. Q. Who are your major competitors? A. The Property/Casualty industry is highly competitive, with many insurance companies operating through independent agents. And since agents represent more than one company, carriers face competition within each agency. Insurers compete with underwriting criteria, pricing, automation, service, and product design. Competition in the Surplus Lines market has stiffened in recent years as standard market capacity increased and prices decreased. Specialty niche insurance programs are equally ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1616/DOLLARS-AND-SENSE-FINANCIAL-RESPONSIBILITY-REQUIREMENTS-FOR-UNDERGROUND-STORAGE-TANKS/
... storage tank system (UST) is a tank and any underground piping connected to the tank that has at least 10 percent of its combined volume underground. The federal UST regulations for financial responsibility apply only to underground tanks and piping storing petroleum. The financial responsibility requirements apply to all USTs holding petroleum, with the following exceptions. These tanks are NOT covered by the financial responsibility requirements: Farm and residential tanks of 1,100 gallons or less capacity holding motor fuel used for noncommercial purposes. Tanks storing heating oil used on the premises where it is stored. Tanks on or above the floor of underground areas, such as basements or tunnels. Septic tanks and systems for collecting storm water and wastewater. Flow-through process tanks. Tanks of 110 gallons or less capacity, and tanks holding a minimal ... corrosion protection. Cleaning up these leaks can be costly. Congress wanted owners and operators of USTs to demonstrate that they have the financial resources-through insurance or other means explained below-to pay for the costs of corrective action and third-party liability that can result from leaking USTs. The financial responsibility requirements are designed to make sure that someone can pay the costs of cleaning up leaks and compensating third-parties for bodily injury and property damage caused by leaking USTs. This report briefly describes federal financial responsibility requirements for underground storage tanks. The financial responsibility requirements are found in the Code of Federal Regulations, 40 CAR Part 280. Why Should Your Usts Meet These Requirements? It is particularly important that someone be prepared to pay cleanup costs so that cleanup activities can begin as quickly as possible. Without fast action at contaminated sites ...