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... as possible. Let him or her know about your losses. If you are relocated temporarily, let your agent know your temporary address. 2. Make only those repairs necessary to prevent further damage to your home or business. This must include covering breaks in a roof, wall, or windows with plywood, canvas, or other waterproof material. Do not have permanent repairs made without first consulting your agent. Unauthorized repairs may not be reimbursed. 3. Wait for an insurance adjuster to arrive to appraise your damage. Following ... /30/2013 10:40:32 PM by CompleteMarkets Editor This content has not been rated yet. DISASTER PLANNING MANUAL - PART 1 It's probable that you'll be swamped by calls from policyholders about what to do before and after a catastrophe. Keep a generous supply of the following four checklists to distribute. You might also print up the checklists in flier form and distribute at shopping malls, supermarkets, parking lots, and so on. What to Do Before a Catastrophe 1. Alert police and fire departments to special conditions ... hurricane watch or during Earthquake Preparedness' week. However, waiting until then is not a good idea. First, consider the threat of tornadoes, aftershocks, and other sudden catastrophes. And, second, when a hurricane approaches or after a quake has hit, stores may run out of what you need as others make a beeline to stock up, too.) 7. Keep a supply of nonperishable foods and an emergency water supply; have essential drugs and first-aid kit available in your medicine chest. Keep these supplies fresh ...

... your medicine chest. Keep these supplies fresh. 8. Keep fresh batteries avai...d for at least 72 hours. Water. Store water in airtight containers and replace it about once every six months. Store at least 3 gallons per person to b...

... Joints. Basically, for the building to stay together during an earthquake, all parts have to be fastened together. The foundations must stay in the ground, the substructure on the foundation, the floor on the substructure, the walls on the floor, and the roof on. 2. Foundation. Check to make certain your house is securely attached to the foundations. Many wood-frame buildings built before the 1950s are not bolted to their foundations, but this can be corrected without great expense. Foundations beneath mobile homes need to be ... children) how to call emergency phone numbers. Plan for family members to take Red Cross training in first aid and CPR. Plan how to evacuate safely after a quake if necessary. Draw a floor plan of your home indicating escape routes, the location of emergency supplies, and location of utility shutoffs. Hold earthquake drills; be sure family members are familiar with the plan. Practice evacuation of the home. Determine 3 or 4 nearby reunion locations, e.g., neighbors, Red Cross shelter, relatives. Identify an out-of-town ... Standard First Aid and Personal Safety by the American National Red Cross. Have members of your household take basic first aid and CPR courses. Food: Have sufficient canned or dehydrated food and powdered milk for at least two weeks of meals. Water: It should be stored in airtight containers and replaced about every 12 months. A family of 4 should have about 6 gallons for 3 days. Also have purification tablets, but read the label on the bottle before using them. Pipe wrenches and crescent wrenches for turning off gas and ...

...outes, the location of emergency supplies, and location of utility shutoffs. ...ailable in many supermarkets, variety stores, and hardware stores in rolls and 'spots,' double-side...