https://completemarkets.com/Article/article-post/1711/ZEROING-IN-ON-SPECIFIC-PROSPECTS/
...cies R. 5 -- Scrap and Secondary Material Dealers (Recycling) ... NOTE: Restaurants, funeral homes and hardware stores are prime acco...
https://completemarkets.com/Article/article-post/648/Eleven-Workers-Compensation-Issues/
...ponsibilities under the Medicare Secondary Payer (MSP) laws. The process is co...
https://completemarkets.com/Article/article-post/620/The-Facts-Of-Life-About-Personal-Lines-And-Having-A-Well-Trained-Staff/
...more, in many cases the money is secondary to the personality (if the differen...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/318/Does-A-Banking-Relationship-Make-Sense-For-You/
... dozen other types of relationships are being developed to meld bank and insurance customers. Offering banking and insurance services makes strategic sense because the more services that clients purchase from one business, the more likely they are to stay loyal to the business. Also, once a customer buys one product, it's more likely that he or she will buy another-and the first service purchased is the least profitable, while secondary purchases have high profit margins. Since insurance and banking are both considered financial services, combining them seems logical. However, before entering a serious, binding relationship with another entity, ask yourself why you're joining forces-and take an objective look at your answer. Consider these two examples: I recently met with an agency and a bank who were working to form a strong strategic relationship. They were ... instance, selling to a bank may offer a way out for an agency owner who wishes to perpetuate, and many banks are paying too much for agencies. Both are good reasons to sell. However, an agency/banking relationship is not a magical panacea for more growth and profits. Take a careful, objective look at the reasons for joining forces. Perhaps the real opportunities lie closer to home. Chris Burand can be reached at Burand & Associates, PMB 345, 215 S Victoria Ave., Suite E, Pueblo, CO 81003, (719) 485-3868, (719) 485-3895 (Fax) or E-Mail: [email protected] Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you ...
https://completemarkets.com/Article/article-post/700/Market-Research-101-Defining-Your-Business/
... purchasing insurance from us?).
Secondary market research approaches use info...
https://completemarkets.com/Article/article-post/195/52-Pickup-For-Organization-And-Productivity/
... lose!) paper.
Prepare a secondary area near your work surface to hold...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/648/Eleven-Workers-Compensation-Issues/
... to reclassify contractors as employees and seek unpaid taxes. The government estimates that as many as 3.4 million workers are misclassified, costing the federal government $4.5 billion and states over $3 billion. With mind-boggling deficits, this is likely to remain a focal point in the years ahead. 8. Medicare Set-Aside Arrangements Baffling Many. All parties in a Workers Compensation case have significant responsibilities under the Medicare Secondary Payer (MSP) laws. The process is complex and confusing and has been a minefield for the parties involved. The recommended method is a Workers Compensation Medicare Set-Aside Arrangement (WCMSA), which allocates a portion of the Workers Compensation settlement for future medical expenses. Failure to give notice of a settlement to Medicare carries steep penalties. Medicare is also prohibited from making payments that are the responsibility ... the recession has made it difficult for some to place injured workers in transitional positions when the company is laying others off. In other cases, injured workers have returned to transitional jobs, only to be laid off for reasons unrelated to the injury. Faced with few job prospects, the employees have little incentive to get well. In fact, there's a disincentive to get well, and employees staying home leads to higher reserves that are expensive for the employer to support. Dr. Richard Pimentel, a national expert on disability management, notes that the savings of turning an indemnity claim into a medical-only claim can be significant; 20 percent of lost time from work injuries could be eliminated if the physician was given sufficient information about the transitional job possibilities. It simply makes good economic sense to return ...