https://completemarkets.com/Article/article-post/2258/STATUTORY-EMPLOYERS-SPECIAL-EMPLOYERS-AND-WORKERS-COMPENSATION/
...t of the work to one or more subcontractors, but may still be liable for Worke...o categorize individual workers as contractors or otherwise avoid paying Compe...
https://completemarkets.com/Article/article-post/2261/STATUTORY-EMPLOYERS-SPECIAL-EMPLOYERS-AND-WORKERS-COMPENSATION/
...t of the work to one or more subcontractors, but may still be liable for Worke...o categorize individual workers as contractors or otherwise avoid paying Compe...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2261/STATUTORY-EMPLOYERS-SPECIAL-EMPLOYERS-AND-WORKERS-COMPENSATION/
... that it carries this coverage. While building a home, the general contractor hired the subcontractor to perform roofing work with payment to be based on the square footage of the completed roof. The subcontractor did not carry Workers Comp, and it was understood that he would not employ anyone. However, the subcontractor hired a worker to assist him: an experienced roofer who worked for another company but performed side jobs several times a year. This worker fell and was injured. The court held that he was an employee of the general contractor, not an independent contractor, based on the general contractor's right to control the claimant's work and to terminate the relationship at will. Thus the general contractor was a statutory employer required to pay compensation benefits but immune from tort liability. BORROWING AND LENDING: SPECIAL ... Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Statutory Employers, Special Employers, And Workers Compensation 4/30/2013 10:45:23 PM by CompleteMarkets Editor , Marvin Sahl This content has not been rated yet. STATUTORY EMPLOYERS, SPECIAL EMPLOYERS, AND WORKERS COMPENSATION by Marvin Sahl, CLU The long-standing controversy about independent contractor status continues. More and more employers are creating contracts without providing Workers Compensation coverage and other mandatory and voluntary fringe benefits. (These contracts may also be intended to eliminate the employer's responsibility for Social Security, Medicare, unemployment insurance taxes, and so forth) . Employment status can be used to get Comp benefits for a party whom the employer never intended to cover. An employer can also ...
https://completemarkets.com/Article/article-post/90/Spreadsheet-Business-Equation/
... You can reach all your production goals- exceed them even-and if one of your carriers unceremoniously cuts commissions, will your profits be the same as you were expecting? OK, so who cares about this revised business formula? Well, let's expand on it because it's not just an equation-it's also the representation of a spread sheet' thought process. In our equation, everything that changes on the left side of the equal sign will not have a direct effect on the right. It will first affect the other items on the left. The cumulative effect of those left side' factors will influence the profit on the right side of the equation. This is what many of the downsizers' of the last few years often miss entirely. When cutting staff, they seldom stopped to evaluate the effect ... Technology Uncategorized Choose a Content Package All Member Content IMMS Library Jack Burke LIG Marine Managers USG Insurance Services, Inc. NIF Group Inc. PRS High Hazard/High Risk Workers' Compensation Business Insurance Insurance for Individuals and Families Personal Finance Theo Walker Search Titles only Search author Search Titles and content Show Results Loading.. Similar Articles Sample Broker-Of-Record Letter Dedicated' Agency Management Purchase And Sale Agreement Part I Independent Contractor Producer Agreement $200,000 Gross Commission Per Producer: Dream Or Reality? Content Packages This article is part of the IMMS Library , which contains more than 2451 documents published by industry-leading authors. (Hidden) Categories Benefits & Financial Services (53) Commercial Lines (93) Communications (629) Customer Service (530) Financial/Accounting (314) General Articles (572) Human ...
https://completemarkets.com/Article/article-post/1784/MARKETING-NICHES-TO-RICHES/
...tral Oregon agency insured 100 contractors, she focused her marketing to that... John Baccarella's statewide contractors niche operates with $178,000 r...
https://completemarkets.com/Article/article-post/1873/WhatS-Your-Ped-Count/
... use of consultants and outside contractors that agencies don't figure into th...
https://completemarkets.com/Article/article-post/637/Intelligence-And-Marketing/
...ams - don't bother to market to contractors - unless you actually like the pai...
https://completemarkets.com/Article/article-post/2348/POST-DEAL-INTEGRATION-WITH-BANKS-CHALLENGES-AND-OPPORTUNITIES/
...est insurance accounts, such as contractors, trucking companies, and other hig...
https://completemarkets.com/Article/article-post/1517/EYE-PROTECTION-IN-THE-WORKPLACE/
... CONTRIBUTES TO EYE INJURIES AT WORK? Not wearing eye protection. BLS reports that nearly three out of every five workers injured were not wearing eye protection at the time of the accident. Wearing the wrong kind of eye protection for the job. About 40 of the injured workers were wearing some form of eye protection when the accident occurred. These workers were most likely to be wearing eyeglasses with no side shields, though injuries among employees wearing full-cup or flat-fold side shields occurred, as well. WHAT CAUSES EYE INJURIES? Flying particles. BLS found that almost 70% of the accidents studied resulted from flying or falling objects or sparks striking the eye. Injured workers estimated that nearly three-fifths of the objects were smaller than a pin head. Most of the particles were said to be traveling faster than ... Lines Planning Questions & Answers Risk Management Selling Specialty Lines Technology Uncategorized Choose a Content Package All Member Content IMMS Library Jack Burke LIG Marine Managers USG Insurance Services, Inc. NIF Group Inc. PRS High Hazard/High Risk Workers' Compensation Business Insurance Insurance for Individuals and Families Personal Finance Theo Walker Search Titles only Search author Search Titles and content Show Results Loading.. Similar Articles Sample Broker-Of-Record Letter Independent Contractor Producer Agreement A Cash-Flow Budget For An Insurance Agency Housekeeping And Personal Hygiene Practices Homeowners Questionnaire Content Packages This article is part of the IMMS Library , which contains more than 2451 documents published by industry-leading authors. (Hidden) Categories Benefits & Financial Services (53) Commercial Lines (93) Communications (629) Customer Service (530) Financial/Accounting (314) General Articles (572) ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2076/HOW-TO-EVALUATE-AND-PAY-CSRs/
... by the carriers. It also seems that automation has actually increased the CSR's workload because everyone expects more information and service. Carriers, too, expect agencies to do more of the carriers' work without getting paid for it. CONCLUSION Hiring and keeping a good CSR requires management to practice science and art: Review the numbers to make sure all the statistics are in line, but take the subjective side into account. It's often better to hire well-qualified CSRs and pay them more rather than just filling the position with low-paid, not-so-qualified people. By handling more work with less supervision, highly productive CSRs may save expenses in the long run. For the typical agency, the quality of the CSR determines the quality of the service and the overall reputation of the agency. The path to becoming a ... clear indication about a CSR's profitability. Management needs to use the performance numbers in their proper context. Even if CSRs in an agency are measured individually against each other, a problem may occur if each CSR handles a unique books of business. Even a good CSR may be stuck with a troublesome book of business and appear to be unproductive. For example, a book with a large number of contractors could require more labor then a book that's mostly retail. Performance should also be based on subjective measurements as well. Once a year, key clients handled by each CSR should be surveyed to see what they think of the service they're receiving. Underwriters of the important markets should also be asked for input on each CSR's performance. Performance rating should combine subjective and objective criteria. A CSR's value ...